Cost of Living Comparison Between Ubud, Bali and Toledo, OH Cost of Living Comparison Between Ubud, Bali and Toledo, OH

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,840 in Toledo, OH.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,889 in Toledo, OH.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,939 in Toledo, OH.

Living in Ubud, Bali costs roughly 23% less than in Toledo, OH, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Toledo, OH 37% above.

Currency
🍽 Eating Out
Ubud, Bali
Toledo, OH
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$19.65 $19.65
-81.88%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$65.0 $65.0
-49.66%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$10.07 $10.07
-50.84%
Cappuccino
$2.71 Rp 48.9K
$4.34 $4.34
-37.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$2.33 $2.33
-42.49%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.29 $1.29
-45.74%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$4.86 $4.86
-39.92%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$4.96 $4.96
-20.16%
🛒 Groceries & Markets
Ubud, Bali
Toledo, OH
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$0.80 $0.80
126.25%
White Bread (500g)
$2.52 Rp 45.4K
$2.87 $2.87
-12.20%
Rice (white) (1kg)
$1.16 Rp 20.9K
$3.97 $3.97
-70.78%
Eggs
$2.46 Rp 44.4K
$2.63 $2.63
-6.46%
Local Cheese (1kg)
$14.71 Rp 265.3K
$12.26 $12.26
19.98%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$11.74 $11.74
-63.20%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$15.00 $15.00
-19.07%
Apples (1kg)
$3.84 Rp 69.3K
$3.95 $3.95
-2.78%
Banana (1kg)
$1.56 Rp 28.1K
$1.78 $1.78
-12.36%
Oranges (1kg)
$2.83 Rp 51.1K
$3.39 $3.39
-16.52%
Tomato (1kg)
$2.33 Rp 41.9K
$3.73 $3.73
-37.53%
Potato (1kg)
$1.91 Rp 34.5K
$2.25 $2.25
-15.11%
Onion (1kg)
$2.20 Rp 39.7K
$2.02 $2.02
8.91%
Lettuce (1 head)
$1.01 Rp 18.3K
$2.46 $2.46
-58.94%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$2.21 $2.21
-64.71%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$10.08 $10.08
-67.06%
Wine (Bottle)
$23.74 Rp 428.1K
$13.24 $13.24
79.31%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$1.93 $1.93
44.56%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$3.21 $3.21
-10.90%
🚌 Getting Around
Ubud, Bali
Toledo, OH
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$1.22 $1.22
-77.87%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
$58.4 $58.4
-86.25%
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$2.54 $2.54
-81.89%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$2.46 $2.46
-81.71%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$39.93 $39.93
-84.72%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.86 $0.86
-8.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$28.8K $28.8K
-9.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$25.5K $25.5K
26.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Toledo, OH
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$198 $198
-59.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$49.91 $49.91
-91.87%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$74.4 $74.4
-68.40%
🎉 Sport & Entertainment
Ubud, Bali
Toledo, OH
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$30.63 $30.63
222.23%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
$20.17 $20.17
-67.13%
Cinema Ticket
$4.15 Rp 74.8K
$11.02 $11.02
-62.34%
🧸 Childcare & Education
Ubud, Bali
Toledo, OH
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$1,466 $1,466
-79.27%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$14.4K $14.4K
-54.19%
👕👟 Clothing & Footwear
Ubud, Bali
Toledo, OH
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$43.99 $43.99
26.26%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$40.50 $40.50
-5.41%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$69.1 $69.1
28.28%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$64.8 $64.8
20.21%
🏠 Accommodation & Living
Ubud, Bali
Toledo, OH
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$853 $853
17.94%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$653 $653
3.48%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$1,468 $1,468
134.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$1,304 $1,304
56.36%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$1,543 $1,543
84.11%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$1,576 $1,576
43.68%
💵 Salaries & Financials
Ubud, Bali
Toledo, OH
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$3,294 $3,294
-94.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Toledo, OH: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $853 in Toledo, OH. Housing cost is often the main lever when comparing two cities.

Toledo, OH pays 1893% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $65.0 in Toledo, OH for a mid-range dinner for two. Groceries echo the gap at $302 vs $356 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Toledo, OH: Cost of Living - Frequently Asked Questions
Is Toledo, OH cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 30% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Toledo, OH?
On paper, Toledo, OH earns 1893% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Toledo, OH?
Rent for a central apartment: $1,006 in Ubud, Bali versus $853 in Toledo, OH. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Toledo, OH?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $65.0 in Toledo, OH. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Toledo, OH?
All in, you'll spend $1,419 per month in Ubud, Bali versus $1,840 in Toledo, OH – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Ubud, Bali or Toledo, OH?
At $1,419 in Ubud, Bali versus $1,840 in Toledo, OH, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toledo, OH. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Toledo, OH more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toledo, OH, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Toledo, OH?
Safety-wise, Ubud, Bali and Toledo, OH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 30% less than in Toledo, OH. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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