Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Toa Alta

For one person, living is cheaper in Toa Alta: $1,234 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Toa Alta
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Toa Alta Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Toa Alta

🇵🇷 Puerto Rico

$1,234

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Toa Alta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Toa Alta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,234 in Toa Alta.

Ubud, Bali $1,368
Toa Alta $1,234

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,933 in Toa Alta.

Ubud, Bali $2,314
Toa Alta $1,933

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,633 in Toa Alta.

Ubud, Bali $3,260
Toa Alta $2,633

Living in Ubud, Bali is roughly 11% more expensive than in Toa Alta, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Ubud, Bali is 1% above, Toa Alta is 9% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.77 $12.77

-73.92%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$82.3 $82.3

-57.27%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.97 $8.97

-35.34%

Cappuccino

$2.73 Rp 49.1K

$3.47 $3.47

-21.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.54 $1.54

6.49%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.41 $1.41

-41.13%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.97 $2.97

-9.09%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.06 $5.06

-15.02%

Milk (1 liter)

$1.50 Rp 27.1K

$2.23 $2.23

-32.74%

White Bread (500g)

$2.30 Rp 41.4K

$3.53 $3.53

-34.84%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.40 $2.40

-50.83%

Eggs

$2.14 Rp 38.6K

$5.14 $5.14

-58.37%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.07 $5.07

244.77%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.68 $9.68

-58.37%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$6.38 $6.38

91.69%

Apples (1kg)

$3.55 Rp 63.9K

$5.04 $5.04

-29.56%

Banana (1kg)

$1.57 Rp 28.3K

$2.66 $2.66

-40.98%

Oranges (1kg)

$2.24 Rp 40.2K

$4.94 $4.94

-54.66%

Tomato (1kg)

$1.93 Rp 34.7K

$4.71 $4.71

-59.02%

Potato (1kg)

$1.88 Rp 33.9K

$3.75 $3.75

-49.87%

Onion (1kg)

$2.29 Rp 41.3K

$3.95 $3.95

-42.03%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.36 $3.36

-70.54%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.59 $1.59

-66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$11.84 $11.84

-80.74%

Wine (Bottle)

$23.01 Rp 414.2K

$14.83 $14.83

55.16%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.95 $2.95

-20.68%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.93 $3.93

-25.95%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.45 $2.45

-80.41%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.48 $1.48

-68.92%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$42.49 $42.49

-87.17%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.18 $1.18

-25.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$40.3K $40.3K

-39.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.7K $27.7K

12.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$317 $317

-73.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$70.4 $70.4

-90.83%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$69.2 $69.2

-73.17%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$27.67 $27.67

101.73%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.35 $10.35

-57.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$836 $836

-41.03%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$12.6K $12.6K

-54.19%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$56.3 $56.3

-17.94%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$61.3 $61.3

-42.37%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$110 $110

-27.87%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$112 $112

-30.10%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Toa Alta: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Toa Alta

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Toa Alta

$359 29.1% 23.6% $69

Eating Out

Ubud, Bali

$109 8%

Toa Alta

$208 16.8% 90.8% $99

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Toa Alta

$456 37% 323% $348

Clothing & Footwear

Ubud, Bali

$108 7.9%

Toa Alta

$153 12.4% 42% $45

Sport & Entertainment

Ubud, Bali

$65 4.7%

Toa Alta

$48 3.9% 25.1% $16

Getting Around

Ubud, Bali

$13 0.9%

Toa Alta

$9.8 * 0.8% 21.6% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $82.0 in Toa Alta for a mid-range dinner for two. Groceries echo the gap at $290 vs $359 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Toa Alta

🕒 Local time

03:00 3:00 AM

15:00 3:00 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

74,000

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Toa Alta 18,900 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Toa Alta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toa Alta: Cost of Living - Frequently Asked Questions

Toa Alta is cheaper overall, especially in leisure and transport. The 11% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,051 in Ubud, Bali and $1,851 in Toa Alta to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Ubud, Bali pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,234 in Toa Alta – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,234 in Toa Alta versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Toa Alta but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toa Alta the clear choice for anyone on this budget.

For families, Toa Alta is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Toa Alta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toa Alta gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.