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Cost of Living Comparison Between Ubud, Bali and Timaru Cost of Living Comparison Between Ubud, Bali and Timaru

🙂 Solo nomad: Ubud, Bali is 53.9% cheaper than Timaru without rent, and 63.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 46.5% cheaper than Timaru without rent, and 63.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Timaru
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$15.18 NZ$26.51
-81.23%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$78.2 NZ$136
-84.31%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.46 NZ$16.51
-65.33%
Cappuccino
$2.3 Rp 38.3K
$3.42 NZ$5.97
-32.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.19 NZ$3.82
-49.32%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.97 NZ$3.45
-86.80%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.86 NZ$10.23
-59.04%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$5.88 NZ$10.26
-46.43%
🛒 Groceries & Markets
Ubud, Bali
Timaru
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.62 NZ$2.82
-8.02%
White Bread (500g)
$1.65 Rp 27.5K
$1.95 NZ$3.41
-15.38%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.18 NZ$2.07
-4.24%
Eggs
$2.33 Rp 38.9K
$6.39 NZ$11.15
-63.54%
Local Cheese (1kg)
$13.7 Rp 228.3K
$10.23 NZ$17.87
33.92%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$10.65 NZ$18.6
-62.72%
Beef Round Steak (1kg)
$11.22 Rp 187K
$16.59 NZ$28.97
-32.37%
Apples (1kg)
$3.48 Rp 57.9K
$2.54 NZ$4.44
37.01%
Banana (1kg)
$1.5 Rp 25K
$2.46 NZ$4.29
-39.02%
Oranges (1kg)
$2.68 Rp 44.6K
$3.07 NZ$5.35
-12.70%
Tomato (1kg)
$1.35 Rp 22.5K
$5.65 NZ$9.86
-76.11%
Potato (1kg)
$1.57 Rp 26.2K
$2.61 NZ$4.56
-39.85%
Onion (1kg)
$2.1 Rp 34.9K
$2.31 NZ$4.03
-9.09%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.87 NZ$5.02
-64.11%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.11 NZ$1.94
-48.65%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$28.5 NZ$49.76
-91.89%
Wine (Bottle)
$15.21 Rp 253.5K
$7.01 NZ$12.23
116.98%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$4.71 NZ$8.22
-47.13%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$6.98 NZ$12.18
-61.89%
🚌 Getting Around
Ubud, Bali
Timaru
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.14 NZ$3.74
-86.45%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$63.5 NZ$111
-84.20%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.9 NZ$5.07
-84.48%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.13 NZ$1.97
-69.91%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$31.79 NZ$55.5
-81.22%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.6 NZ$2.8
-53.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$30.1K NZ$52.5K
-14.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$17.7K NZ$31K
79.00%
🧾 Monthly Utilities & Internet
Ubud, Bali
Timaru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$188 NZ$327
-65.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$23.81 NZ$41.58
-82.61%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$58.3 NZ$102
-58.84%
🎉 Sport & Entertainment
Ubud, Bali
Timaru
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$36.16 NZ$63.1
-35.59%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$12.18 NZ$21.27
-49.18%
Cinema Ticket
$3.45 Rp 57.5K
$13.5 NZ$23.58
-74.44%
🧸 Childcare & Education
Ubud, Bali
Timaru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$488 NZ$852
-81.17%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$7,002 NZ$12.2K
-15.56%
👕👟 Clothing & Footwear
Ubud, Bali
Timaru
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$86.8 NZ$152
-40.68%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$49.35 NZ$86.2
-50.46%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$97.4 NZ$170
-13.41%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$282 NZ$492
-73.65%
🏠 Accommodation & Living
Ubud, Bali
Timaru
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$977 NZ$1,705
-73.24%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$798 NZ$1,393
-80.00%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,598 NZ$2,790
-63.38%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,413 NZ$2,468
-76.77%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$4,150 NZ$7,246
-76.26%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,040 NZ$5,308
-72.14%
💵 Salaries & Financials
Ubud, Bali
Timaru
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.74
97.03%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Timaru: December 2, 2025

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