Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and The Valley

For one person, living is cheaper in The Valley: $736 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

The Valley

🇦🇮 Anguilla

$736

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in The Valley

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in The Valley actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $736 in The Valley.

Ubud, Bali $1,349
The Valley $736

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,494 in The Valley.

Ubud, Bali $2,305
The Valley $1,494

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,252 in The Valley.

Ubud, Bali $3,261
The Valley $2,252

Living in Ubud, Bali is roughly 83% more expensive than in The Valley.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$19.96 EC$53.9

-83.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$128 EC$346

-72.16%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.86 EC$32.04

-53.37%

Cappuccino

$2.72 Rp 49.4K

$5.10 EC$13.77

-46.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.45 EC$9.31

-50.72%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.44 EC$9.29

-77.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.01 EC$16.23

-55.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.32 EC$17.05

-30.70%

Milk (1 liter)

$1.49 Rp 27.1K

$3.01 EC$8.13

-50.50%

White Bread (500g)

$2.28 Rp 41.4K

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.02 EC$10.85

-70.40%

Eggs

$2.04 Rp 37.0K

$4.83 EC$13.05

-57.76%

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$13.91 EC$37.55

-71.53%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$25.13 EC$67.9

-51.49%

Apples (1kg)

$3.66 Rp 66.4K

$4.96 EC$13.39

-26.21%

Banana (1kg)

$1.52 Rp 27.6K

$3.05 EC$8.24

-50.16%

Oranges (1kg)

$2.23 Rp 40.5K

$3.93 EC$10.62

-43.26%

Tomato (1kg)

$1.97 Rp 35.9K

$4.93 EC$13.30

-60.04%

Potato (1kg)

$1.85 Rp 33.6K

$4.04 EC$10.90

-54.21%

Onion (1kg)

$2.42 Rp 44.1K

$4.03 EC$10.88

-39.95%

Lettuce (1 head)

$0.99 Rp 18.0K

$4.11 EC$11.11

-75.91%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$3.01 EC$8.13

-83.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.83 EC$26.53

-77.42%

Wine (Bottle)

$22.24 Rp 404.2K

$21.09 EC$57.0

5.45%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$298 EC$805

666.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for The Valley: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

The Valley

–

Groceries & Markets

Ubud, Bali

$288 21.4%

The Valley

–

Eating Out

Ubud, Bali

$108 8%

The Valley

–

Clothing & Footwear

Ubud, Bali

$108 8%

The Valley

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

The Valley

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

The Valley

–

Getting Around

Ubud, Bali

$11 0.9%

The Valley

–

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $128 in The Valley for a mid-range dinner for two. Groceries echo the gap at $288 vs $409 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇮 The Valley

🕒 Local time

02:01 2:01 AM

14:01 2:01 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,200 Capital

💱 Currency

Indonesian Rupiah IDR Rp

East Caribbean Dollar XCD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

Exchange rates and currency converter

XCD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali The Valley 18,920 km ≈ 24 h nonstop flight

From you

Ubud, Bali
The Valley

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs The Valley: Cost of Living - Frequently Asked Questions

Ubud, Bali and The Valley differ by about 83% in total monthly costs ($1,349 vs $736 including rent). The Valley is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $1,103 in The Valley to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Ubud, Bali pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $128 in The Valley. If you eat out regularly, this makes a real dent in your monthly spending.

At $736 in The Valley versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in The Valley but tight or insufficient in Ubud, Bali. The gap between the two cities makes The Valley the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and The Valley are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.