😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,193 in Temuco.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,736 in Temuco.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,279 in Temuco.
🌍Living in Ubud, Bali is roughly 17% more expensive than in Temuco, driven mainly by Eating Out.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Temuco is 10% below.
Currency
🍽 Eating Out
Ubud, Bali
Temuco
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$7.21CLP 6,706
-50.49%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$32.62CLP 30.4K
-0.92%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$7.43CLP 6,910
-32.57%
Cappuccino
$2.82Rp 51.0K
$3.89CLP 3,617
-27.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$2.33CLP 2,166
-42.06%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$1.23CLP 1,141
-40.65%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$3.83CLP 3,566
-23.50%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$3.46CLP 3,220
13.87%
🛒 Groceries & Markets
Ubud, Bali
Temuco
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.18CLP 1,101
50.85%
White Bread(500g)
$2.45Rp 44.2K
$1.47CLP 1,372
66.67%
Rice(white)(1kg)
$1.15Rp 20.7K
$1.37CLP 1,271
-16.06%
Eggs
$2.41Rp 43.6K
$3.45CLP 3,214
-30.14%
Local Cheese(1kg)
$14.33Rp 258.7K
$9.64CLP 8,966
48.65%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$6.37CLP 5,927
-34.22%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$12.11CLP 11.3K
-0.41%
Apples(1kg)
$3.64Rp 65.7K
$1.93CLP 1,795
88.60%
Banana(1kg)
$1.57Rp 28.3K
$2.06CLP 1,919
-23.79%
Oranges(1kg)
$2.79Rp 50.3K
$2.19CLP 2,038
27.40%
Tomato(1kg)
$2.24Rp 40.5K
$2.22CLP 2,068
0.90%
Potato(1kg)
$1.98Rp 35.7K
$2.49CLP 2,314
-20.48%
Onion(1kg)
$2.28Rp 41.1K
$2.68CLP 2,496
-14.93%
Lettuce(1 head)
$1.05Rp 19.0K
$1.93CLP 1,797
-45.60%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$1.19CLP 1,104
-33.61%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$4.83CLP 4,498
-33.95%
Wine(Bottle)
$23.49Rp 424.1K
$5.02CLP 4,674
367.93%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$1.63CLP 1,515
77.91%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$2.24CLP 2,088
23.21%
🚌 Getting Around
Ubud, Bali
Temuco
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$0.87CLP 812
-68.97%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$35.22CLP 32.8K
-76.24%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$0.88CLP 820
-48.86%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$1.53CLP 1,425
-69.93%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$9.92CLP 9,232
-38.81%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.45CLP 1,345
-40.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$13.0KCLP 12.1M
105.14%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$18.5KCLP 17.2M
75.95%
🧾 Monthly Utilities & Internet
Ubud, Bali
Temuco
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$211CLP 196.6K
-62.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$11.86CLP 11.0K
-65.51%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$14.93CLP 13.9K
59.75%
🎉 Sport & Entertainment
Ubud, Bali
Temuco
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$50.0CLP 46.5K
97.48%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
$48.95CLP 45.5K
-87.03%
Cinema Ticket
$4.01Rp 72.3K
$4.84CLP 4,500
-17.15%
🧸 Childcare & Education
Ubud, Bali
Temuco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$232CLP 215.9K
28.12%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$2,914CLP 2.7M
126.54%
👕👟 Clothing & Footwear
Ubud, Bali
Temuco
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$46.83CLP 43.6K
14.09%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$18.67CLP 17.4K
104.12%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$69.1CLP 64.3K
28.31%
Men's Leather Business Shoes
$76.6Rp 1.4M
$88.5CLP 82.3K
-13.37%
🏠 Accommodation & Living
Ubud, Bali
Temuco
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$417CLP 387.6K
144.80%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$342CLP 317.9K
99.13%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$730CLP 679.3K
375.16%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$538CLP 500.8K
288.28%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$2,083CLP 1.9M
31.02%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
$1,697CLP 1.6M
35.27%
💵 Salaries & Financials
Ubud, Bali
Temuco
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$540CLP 502.1K
-69.67%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.8
176.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Temuco: July 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $417 in Temuco. Housing cost is often the main lever when comparing two cities.
💰Temuco pays 230% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $33.00 in Temuco. Groceries flip the comparison at $298 vs $242, with Temuco cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Temuco: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Temuco?
Ubud, Bali and Temuco differ by about 17% in total monthly costs ($1,392 vs $1,193 including rent). Temuco is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 230% lower in Temuco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Temuco?
Rent for a central apartment: $1,020 in Ubud, Bali versus $417 in Temuco. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Temuco – a meal for two runs $33.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Temuco?
All in, you'll spend $1,392 per month in Ubud, Bali versus $1,193 in Temuco – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,193 in Temuco versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Temuco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Temuco the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Temuco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Temuco safer for residents?
Safety-wise, Ubud, Bali and Temuco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Temuco?
Expats usually find Temuco gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared