😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,189 in Temuco.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,758 in Temuco.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,327 in Temuco.
😐Living in Ubud, Bali is roughly 18% more expensive than Temuco, driven mainly by Eating Out.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Temuco is 12% below.
Currency
🍽 Eating Out
Ubud, Bali
Temuco
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
$7.22CLP 6,486
-50.55%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
$32.40CLP 29.1K
0.31%
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
$7.53CLP 6,764
-35.46%
Cappuccino
$2.75Rp 49.2K
$3.93CLP 3,535
-30.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
$2.29CLP 2,055
-42.36%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$1.27CLP 1,144
-44.88%
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
$3.69CLP 3,319
-21.14%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
$3.43CLP 3,080
10.50%
🛒 Groceries & Markets
Ubud, Bali
Temuco
Difference
Milk(1 liter)
$1.71Rp 30.6K
$1.19CLP 1,067
43.70%
White Bread(500g)
$2.47Rp 44.3K
$1.47CLP 1,324
68.03%
Rice(white)(1kg)
$1.20Rp 21.5K
$1.30CLP 1,173
-7.69%
Eggs
$2.44Rp 43.8K
$3.40CLP 3,053
-28.24%
Local Cheese(1kg)
$14.38Rp 257.7K
$9.49CLP 8,526
51.53%
Chicken Fillets(1kg)
$4.31Rp 77.1K
$6.33CLP 5,686
-31.91%
Beef Round Steak(1kg)
$12.21Rp 218.7K
$12.04CLP 10.8K
1.41%
Apples(1kg)
$3.68Rp 66.0K
$1.89CLP 1,700
94.71%
Banana(1kg)
$1.55Rp 27.8K
$2.07CLP 1,860
-25.12%
Oranges(1kg)
$2.79Rp 49.9K
$2.21CLP 1,988
26.24%
Tomato(1kg)
$2.33Rp 41.8K
$2.28CLP 2,052
2.19%
Potato(1kg)
$1.97Rp 35.3K
$2.46CLP 2,209
-19.92%
Onion(1kg)
$2.31Rp 41.4K
$2.60CLP 2,333
-11.15%
Lettuce(1 head)
$1.06Rp 19.1K
$1.96CLP 1,759
-45.92%
Water(1.5 liter bottle)
$0.73Rp 13.1K
$1.23CLP 1,107
-40.65%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
$4.77CLP 4,291
-31.24%
Wine(Bottle)
$22.79Rp 408.4K
$5.09CLP 4,572
347.74%
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
$1.57CLP 1,412
78.98%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
$2.15CLP 1,935
29.30%
🚌 Getting Around
Ubud, Bali
Temuco
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
$0.88CLP 788
-67.05%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
$35.47CLP 31.9K
-77.28%
Taxi Start(Normal Tariff)
$0.45Rp 8,047
$0.84CLP 754
-46.43%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
$1.56CLP 1,399
-71.15%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
$9.58CLP 8,607
-34.86%
Gasoline(1 liter)
$0.85Rp 15.2K
$1.42CLP 1,274
-40.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$13.0KCLP 11.7M
100.30%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$18.1KCLP 16.2M
75.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Temuco
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
$219CLP 196.6K
-63.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
$11.78CLP 10.6K
-65.53%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
$14.90CLP 13.4K
63.89%
🎉 Sport & Entertainment
Ubud, Bali
Temuco
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$50.6CLP 45.5K
92.87%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
$47.64CLP 42.8K
-86.46%
Cinema Ticket
$4.04Rp 72.4K
$4.72CLP 4,238
-14.41%
🧸 Childcare & Education
Ubud, Bali
Temuco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$227CLP 204.4K
33.70%
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
$2,864CLP 2.6M
131.18%
👕👟 Clothing & Footwear
Ubud, Bali
Temuco
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
$47.54CLP 42.7K
14.07%
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
$18.02CLP 16.2K
115.21%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$68.1CLP 61.2K
26.49%
Men's Leather Business Shoes
$76.7Rp 1.4M
$89.1CLP 80.1K
-13.96%
🏠 Accommodation & Living
Ubud, Bali
Temuco
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$417CLP 375.2K
136.11%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$344CLP 309.2K
91.21%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$735CLP 660.1K
358.73%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$538CLP 483.2K
284.25%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$2,082CLP 1.9M
31.69%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$1,780CLP 1.6M
25.12%
💵 Salaries & Financials
Ubud, Bali
Temuco
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
$555CLP 498.8K
-70.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.8
176.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Temuco: June 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $417 in Temuco. Housing cost is often the main lever when comparing two cities.
💰Temuco pays 240% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $32.00 in Temuco for a mid-range dinner for two. Groceries echo the gap at $297 vs $241 per month, with Temuco cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Temuco: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Temuco?
Ubud, Bali and Temuco differ by about 18% in total monthly costs ($1,404 vs $1,189 including rent). Temuco is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Temuco earns 240% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Temuco?
Rent for a central apartment: $986 in Ubud, Bali versus $417 in Temuco. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Temuco – a meal for two runs $32.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Temuco?
All in, you'll spend $1,404 per month in Ubud, Bali versus $1,189 in Temuco – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,189 in Temuco versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Temuco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Temuco the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Temuco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Temuco safer for residents?
Safety-wise, Ubud, Bali and Temuco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Temuco?
Expats usually find Temuco gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared