Cost of Living Comparison Between Ubud, Bali and Temuco Cost of Living Comparison Between Ubud, Bali and Temuco

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,113 in Temuco.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,656 in Temuco.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,199 in Temuco.

Living in Ubud, Bali is roughly 23% more expensive than in Temuco, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Temuco is 19% below.

Currency
🍽 Eating Out
Ubud, Bali
Temuco
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$7.66 CLP 7,309
-55.09%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$31.48 CLP 30.0K
15.34%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$7.14 CLP 6,817
-20.03%
Cappuccino
$2.67 Rp 47.3K
$3.87 CLP 3,693
-31.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$2.25 CLP 2,143
-22.22%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$1.15 CLP 1,093
-24.35%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$3.72 CLP 3,553
-20.70%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$3.35 CLP 3,199
34.93%
🛒 Groceries & Markets
Ubud, Bali
Temuco
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.18 CLP 1,121
37.29%
White Bread (500g)
$2.33 Rp 41.3K
$1.43 CLP 1,366
62.94%
Rice (white) (1kg)
$1.11 Rp 19.6K
$1.33 CLP 1,265
-16.54%
Eggs
$2.20 Rp 39.0K
$3.48 CLP 3,317
-36.78%
Local Cheese (1kg)
$17.69 Rp 313.3K
$9.25 CLP 8,828
91.24%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$6.05 CLP 5,774
-32.23%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$11.72 CLP 11.2K
3.92%
Apples (1kg)
$3.71 Rp 65.6K
$1.87 CLP 1,781
98.40%
Banana (1kg)
$1.59 Rp 28.1K
$2.06 CLP 1,965
-22.82%
Oranges (1kg)
$2.28 Rp 40.4K
$2.03 CLP 1,939
12.32%
Tomato (1kg)
$1.95 Rp 34.6K
$2.24 CLP 2,141
-12.95%
Potato (1kg)
$1.91 Rp 33.7K
$2.40 CLP 2,291
-20.42%
Onion (1kg)
$2.33 Rp 41.3K
$2.64 CLP 2,519
-11.74%
Lettuce (1 head)
$1.01 Rp 17.8K
$1.88 CLP 1,792
-46.28%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$1.21 CLP 1,154
-54.55%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$4.76 CLP 4,545
-53.15%
Wine (Bottle)
$23.07 Rp 408.6K
$4.89 CLP 4,665
371.78%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$1.56 CLP 1,493
55.13%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$2.17 CLP 2,072
38.25%
🚌 Getting Around
Ubud, Bali
Temuco
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$0.90 CLP 861
-70.00%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$34.55 CLP 33.0K
-74.01%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$0.87 CLP 828
-44.83%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$1.53 CLP 1,463
-71.90%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$9.48 CLP 9,047
-40.51%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.36 CLP 1,296
-41.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$12.5K CLP 12.0M
98.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$17.7K CLP 16.9M
78.85%
🧾 Monthly Utilities & Internet
Ubud, Bali
Temuco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$140 CLP 133.2K
-41.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$11.45 CLP 10.9K
-43.32%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$23.22 CLP 22.2K
-19.16%
🎉 Sport & Entertainment
Ubud, Bali
Temuco
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$48.19 CLP 46.0K
18.01%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$46.11 CLP 44.0K
-59.38%
Cinema Ticket
$4.54 Rp 80.4K
$4.79 CLP 4,568
-5.22%
🧸 Childcare & Education
Ubud, Bali
Temuco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$218 CLP 207.8K
120.75%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$2,845 CLP 2.7M
100.77%
👕👟 Clothing & Footwear
Ubud, Bali
Temuco
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$44.53 CLP 42.5K
2.22%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$18.01 CLP 17.2K
99.22%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$65.5 CLP 62.5K
22.66%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$84.3 CLP 80.4K
-6.62%
🏠 Accommodation & Living
Ubud, Bali
Temuco
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$400 CLP 382.0K
178.41%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$332 CLP 316.7K
110.21%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$733 CLP 699.7K
395.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$522 CLP 498.2K
232.75%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$2,064 CLP 2.0M
34.87%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$1,696 CLP 1.6M
35.02%
💵 Salaries & Financials
Ubud, Bali
Temuco
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$542 CLP 516.8K
-68.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.8
187.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Temuco: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $400 in Temuco. Housing cost is often the main lever when comparing two cities.

Temuco pays 222% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $31.00 in Temuco for a mid-range dinner for two. Groceries echo the gap at $295 vs $236 per month, with Temuco cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Temuco: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Temuco?
Ubud, Bali and Temuco differ by about 23% in total monthly costs ($1,368 vs $1,113 including rent). Temuco is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 222% lower in Temuco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Temuco?
Rent for a central apartment: $1,115 in Ubud, Bali versus $400 in Temuco. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Temuco – a meal for two runs $31.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Temuco?
All in, you'll spend $1,368 per month in Ubud, Bali versus $1,113 in Temuco – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,113 in Temuco versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Temuco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Temuco the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Temuco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Temuco safer for residents?
Safety-wise, Ubud, Bali and Temuco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Temuco?
Expats usually find Temuco gentler on the wallet – expenses run 23% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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