Cost of Living Comparison Between Ubud, Bali and Temuco Cost of Living Comparison Between Ubud, Bali and Temuco

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,189 in Temuco.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,758 in Temuco.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,327 in Temuco.

Living in Ubud, Bali is roughly 18% more expensive than Temuco, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 4% above, Temuco is 12% below.

Currency
🍽 Eating Out
Ubud, Bali
Temuco
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$7.22 CLP 6,486
-50.55%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$32.40 CLP 29.1K
0.31%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$7.53 CLP 6,764
-35.46%
Cappuccino
$2.75 Rp 49.2K
$3.93 CLP 3,535
-30.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$2.29 CLP 2,055
-42.36%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.27 CLP 1,144
-44.88%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$3.69 CLP 3,319
-21.14%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$3.43 CLP 3,080
10.50%
🛒 Groceries & Markets
Ubud, Bali
Temuco
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.19 CLP 1,067
43.70%
White Bread (500g)
$2.47 Rp 44.3K
$1.47 CLP 1,324
68.03%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.30 CLP 1,173
-7.69%
Eggs
$2.44 Rp 43.8K
$3.40 CLP 3,053
-28.24%
Local Cheese (1kg)
$14.38 Rp 257.7K
$9.49 CLP 8,526
51.53%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$6.33 CLP 5,686
-31.91%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$12.04 CLP 10.8K
1.41%
Apples (1kg)
$3.68 Rp 66.0K
$1.89 CLP 1,700
94.71%
Banana (1kg)
$1.55 Rp 27.8K
$2.07 CLP 1,860
-25.12%
Oranges (1kg)
$2.79 Rp 49.9K
$2.21 CLP 1,988
26.24%
Tomato (1kg)
$2.33 Rp 41.8K
$2.28 CLP 2,052
2.19%
Potato (1kg)
$1.97 Rp 35.3K
$2.46 CLP 2,209
-19.92%
Onion (1kg)
$2.31 Rp 41.4K
$2.60 CLP 2,333
-11.15%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.96 CLP 1,759
-45.92%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$1.23 CLP 1,107
-40.65%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.77 CLP 4,291
-31.24%
Wine (Bottle)
$22.79 Rp 408.4K
$5.09 CLP 4,572
347.74%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.57 CLP 1,412
78.98%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.15 CLP 1,935
29.30%
🚌 Getting Around
Ubud, Bali
Temuco
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.88 CLP 788
-67.05%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$35.47 CLP 31.9K
-77.28%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.84 CLP 754
-46.43%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$1.56 CLP 1,399
-71.15%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$9.58 CLP 8,607
-34.86%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.42 CLP 1,274
-40.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$13.0K CLP 11.7M
100.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$18.1K CLP 16.2M
75.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Temuco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$219 CLP 196.6K
-63.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$11.78 CLP 10.6K
-65.53%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$14.90 CLP 13.4K
63.89%
🎉 Sport & Entertainment
Ubud, Bali
Temuco
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$50.6 CLP 45.5K
92.87%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$47.64 CLP 42.8K
-86.46%
Cinema Ticket
$4.04 Rp 72.4K
$4.72 CLP 4,238
-14.41%
🧸 Childcare & Education
Ubud, Bali
Temuco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$227 CLP 204.4K
33.70%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$2,864 CLP 2.6M
131.18%
👕👟 Clothing & Footwear
Ubud, Bali
Temuco
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$47.54 CLP 42.7K
14.07%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$18.02 CLP 16.2K
115.21%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$68.1 CLP 61.2K
26.49%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$89.1 CLP 80.1K
-13.96%
🏠 Accommodation & Living
Ubud, Bali
Temuco
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$417 CLP 375.2K
136.11%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$344 CLP 309.2K
91.21%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$735 CLP 660.1K
358.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$538 CLP 483.2K
284.25%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$2,082 CLP 1.9M
31.69%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,780 CLP 1.6M
25.12%
💵 Salaries & Financials
Ubud, Bali
Temuco
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$555 CLP 498.8K
-70.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.8
176.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Temuco: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $417 in Temuco. Housing cost is often the main lever when comparing two cities.

Temuco pays 240% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $32.00 in Temuco for a mid-range dinner for two. Groceries echo the gap at $297 vs $241 per month, with Temuco cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Temuco: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Temuco?
Ubud, Bali and Temuco differ by about 18% in total monthly costs ($1,404 vs $1,189 including rent). Temuco is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Temuco earns 240% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Temuco?
Rent for a central apartment: $986 in Ubud, Bali versus $417 in Temuco. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Temuco – a meal for two runs $32.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Temuco?
All in, you'll spend $1,404 per month in Ubud, Bali versus $1,189 in Temuco – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,189 in Temuco versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Temuco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Temuco the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Temuco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Temuco safer for residents?
Safety-wise, Ubud, Bali and Temuco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Temuco?
Expats usually find Temuco gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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