😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,113 in Temuco.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,656 in Temuco.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,199 in Temuco.
🌍Living in Ubud, Bali is roughly 23% more expensive than in Temuco, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Temuco is 19% below.
Currency
🍽 Eating Out
Ubud, Bali
Temuco
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$7.66CLP 7,309
-55.09%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$31.48CLP 30.0K
15.34%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$7.14CLP 6,817
-20.03%
Cappuccino
$2.67Rp 47.3K
$3.87CLP 3,693
-31.01%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$2.25CLP 2,143
-22.22%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$1.15CLP 1,093
-24.35%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$3.72CLP 3,553
-20.70%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$3.35CLP 3,199
34.93%
🛒 Groceries & Markets
Ubud, Bali
Temuco
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.18CLP 1,121
37.29%
White Bread(500g)
$2.33Rp 41.3K
$1.43CLP 1,366
62.94%
Rice(white)(1kg)
$1.11Rp 19.6K
$1.33CLP 1,265
-16.54%
Eggs
$2.20Rp 39.0K
$3.48CLP 3,317
-36.78%
Local Cheese(1kg)
$17.69Rp 313.3K
$9.25CLP 8,828
91.24%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$6.05CLP 5,774
-32.23%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$11.72CLP 11.2K
3.92%
Apples(1kg)
$3.71Rp 65.6K
$1.87CLP 1,781
98.40%
Banana(1kg)
$1.59Rp 28.1K
$2.06CLP 1,965
-22.82%
Oranges(1kg)
$2.28Rp 40.4K
$2.03CLP 1,939
12.32%
Tomato(1kg)
$1.95Rp 34.6K
$2.24CLP 2,141
-12.95%
Potato(1kg)
$1.91Rp 33.7K
$2.40CLP 2,291
-20.42%
Onion(1kg)
$2.33Rp 41.3K
$2.64CLP 2,519
-11.74%
Lettuce(1 head)
$1.01Rp 17.8K
$1.88CLP 1,792
-46.28%
Water(1.5 liter bottle)
$0.55Rp 9,773
$1.21CLP 1,154
-54.55%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$4.76CLP 4,545
-53.15%
Wine(Bottle)
$23.07Rp 408.6K
$4.89CLP 4,665
371.78%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$1.56CLP 1,493
55.13%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$2.17CLP 2,072
38.25%
🚌 Getting Around
Ubud, Bali
Temuco
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$0.90CLP 861
-70.00%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
$34.55CLP 33.0K
-74.01%
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$0.87CLP 828
-44.83%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$1.53CLP 1,463
-71.90%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$9.48CLP 9,047
-40.51%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.36CLP 1,296
-41.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$12.5KCLP 12.0M
98.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$17.7KCLP 16.9M
78.85%
🧾 Monthly Utilities & Internet
Ubud, Bali
Temuco
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$140CLP 133.2K
-41.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$11.45CLP 10.9K
-43.32%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$23.22CLP 22.2K
-19.16%
🎉 Sport & Entertainment
Ubud, Bali
Temuco
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$48.19CLP 46.0K
18.01%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$46.11CLP 44.0K
-59.38%
Cinema Ticket
$4.54Rp 80.4K
$4.79CLP 4,568
-5.22%
🧸 Childcare & Education
Ubud, Bali
Temuco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$218CLP 207.8K
120.75%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$2,845CLP 2.7M
100.77%
👕👟 Clothing & Footwear
Ubud, Bali
Temuco
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$44.53CLP 42.5K
2.22%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$18.01CLP 17.2K
99.22%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$65.5CLP 62.5K
22.66%
Men's Leather Business Shoes
$78.7Rp 1.4M
$84.3CLP 80.4K
-6.62%
🏠 Accommodation & Living
Ubud, Bali
Temuco
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
$400CLP 382.0K
178.41%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$332CLP 316.7K
110.21%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
$733CLP 699.7K
395.96%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$522CLP 498.2K
232.75%
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
$2,064CLP 2.0M
34.87%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
$1,696CLP 1.6M
35.02%
💵 Salaries & Financials
Ubud, Bali
Temuco
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$542CLP 516.8K
-68.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
4.8
187.08%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Temuco: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $400 in Temuco. Housing cost is often the main lever when comparing two cities.
💰Temuco pays 222% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $31.00 in Temuco for a mid-range dinner for two. Groceries echo the gap at $295 vs $236 per month, with Temuco cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Temuco: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Temuco?
Ubud, Bali and Temuco differ by about 23% in total monthly costs ($1,368 vs $1,113 including rent). Temuco is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 222% lower in Temuco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Temuco?
Rent for a central apartment: $1,115 in Ubud, Bali versus $400 in Temuco. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Temuco – a meal for two runs $31.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ubud, Bali or Temuco?
All in, you'll spend $1,368 per month in Ubud, Bali versus $1,113 in Temuco – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,113 in Temuco versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Temuco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Temuco the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Temuco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Temuco safer for residents?
Safety-wise, Ubud, Bali and Temuco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Temuco?
Expats usually find Temuco gentler on the wallet – expenses run 23% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared