Cost of Living Comparison Between Ubud, Bali and Temara Cost of Living Comparison Between Ubud, Bali and Temara

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $773 in Temara, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,192 in Temara, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,611 in Temara, rent included.

Ubud, Bali costs about 78% more than Temara, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Temara is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.22 MAD 39.64

-21.09%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$31.47 MAD 296

13.82%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.54 MAD 61.5

-13.91%

Cappuccino

$2.82 Rp 49.7K

$1.90 MAD 17.85

48.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.64 MAD 6.00

173.44%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.37 MAD 3.49

116.22%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$5.19 MAD 48.80

-41.43%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.24 MAD 30.42

32.72%

Milk (1 liter)

$1.61 Rp 28.3K

$0.93 MAD 8.75

73.12%

White Bread (500g)

$2.27 Rp 39.9K

$0.85 MAD 7.97

167.06%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.62 MAD 15.24

-27.78%

Eggs

$2.17 Rp 38.2K

$2.06 MAD 19.37

5.34%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.68 MAD 91.0

82.13%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.52 MAD 51.9

-26.63%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.89 MAD 112

2.44%

Apples (1kg)

$3.62 Rp 63.7K

$1.62 MAD 15.21

123.46%

Banana (1kg)

$1.64 Rp 28.8K

$1.41 MAD 13.23

16.31%

Oranges (1kg)

$2.31 Rp 40.6K

$0.91 MAD 8.54

153.85%

Tomato (1kg)

$1.96 Rp 34.5K

$0.92 MAD 8.61

113.04%

Potato (1kg)

$1.84 Rp 32.5K

$0.74 MAD 6.97

148.65%

Onion (1kg)

$2.37 Rp 41.7K

$0.85 MAD 7.97

178.82%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.28 MAD 2.65

275.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.60 MAD 5.61

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.17 MAD 39.20

-44.84%

Wine (Bottle)

$23.08 Rp 406.4K

$7.70 MAD 72.4

199.74%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.30 MAD 21.65

1.74%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.66 MAD 25.04

15.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.55 MAD 5.16

-54.55%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$25.43 MAD 239

-62.96%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.81 MAD 7.60

-39.51%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.95 MAD 8.90

-50.53%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.31 MAD 40.49

29.93%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.58 MAD 14.85

-48.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$34.9K MAD 328.2K

-28.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$31.5K MAD 295.9K

-1.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$36.22 MAD 340

128.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$10.37 MAD 97.4

-37.42%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$37.81 MAD 355

-50.30%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$24.32 MAD 229

127.14%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$5.47 MAD 51.4

232.91%

Cinema Ticket

$4.30 Rp 75.7K

$6.30 MAD 59.2

-31.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$119 MAD 1,118

315.44%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,071 MAD 66.4K

-16.31%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$32.67 MAD 307

41.66%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$45.97 MAD 432

-20.73%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$86.9 MAD 817

-7.17%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$83.4 MAD 784

-5.54%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$263 MAD 2,467

324.36%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$205 MAD 1,931

237.42%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$420 MAD 3,949

765.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$320 MAD 3,012

434.31%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,267 MAD 11.9K

117.96%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$975 MAD 9,165

135.08%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$245 MAD 2,298

-31.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Temara: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $263 in Temara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Temara, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $31.00 in Temara. Monthly groceries follow the same trend: $294 vs $194 – making Temara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Temara: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 78% more than Temara, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,160 in Temara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Temara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 170% less in Temara. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $494 per month in Ubud, Bali and $119 in Temara. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Temara, where all-in costs run around $773, than in Ubud, Bali at $1,378. In Temara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Temara costs $773 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Temara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.