Cost of Living Comparison Between Ubud, Bali and Temara Cost of Living Comparison Between Ubud, Bali and Temara

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $818 in Temara, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,274 in Temara, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,730 in Temara, rent included.

Ubud, Bali costs about 72% more than Temara, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Temara is 39% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Temara
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$4.57 MAD 42.25
-21.88%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$32.33 MAD 299
0.53%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$6.56 MAD 60.7
-25.91%
Cappuccino
$2.75 Rp 49.2K
$2.51 MAD 23.19
9.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.64 MAD 5.92
106.25%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.37 MAD 3.43
89.19%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$5.37 MAD 49.65
-45.81%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$4.02 MAD 37.15
-5.72%
🛒 Groceries & Markets
Ubud, Bali
Temara
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.86 MAD 7.98
98.84%
White Bread (500g)
$2.47 Rp 44.3K
$0.54 MAD 5.04
357.41%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.75 MAD 16.19
-31.43%
Eggs
$2.44 Rp 43.8K
$2.09 MAD 19.34
16.75%
Local Cheese (1kg)
$14.38 Rp 257.7K
$12.81 MAD 119
12.26%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$6.02 MAD 55.7
-28.41%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$11.04 MAD 102
10.60%
Apples (1kg)
$3.68 Rp 66.0K
$1.51 MAD 13.97
143.71%
Banana (1kg)
$1.55 Rp 27.8K
$1.38 MAD 12.74
12.32%
Oranges (1kg)
$2.79 Rp 49.9K
$0.82 MAD 7.62
240.24%
Tomato (1kg)
$2.33 Rp 41.8K
$0.89 MAD 8.23
161.80%
Potato (1kg)
$1.97 Rp 35.3K
$0.74 MAD 6.89
166.22%
Onion (1kg)
$2.31 Rp 41.4K
$0.74 MAD 6.82
212.16%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.39 MAD 3.61
171.79%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.64 MAD 5.91
14.06%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.28 MAD 39.55
-23.36%
Wine (Bottle)
$22.79 Rp 408.4K
$7.98 MAD 73.8
185.59%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$2.74 MAD 25.34
2.55%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.47 MAD 22.83
12.55%
🚌 Getting Around
Ubud, Bali
Temara
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.57 MAD 5.29
-49.12%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$16.68 MAD 154
-51.68%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.91 MAD 8.39
-50.55%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.78 MAD 7.24
-42.31%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$4.28 MAD 39.59
45.79%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.51 MAD 14.01
-43.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$36.7K MAD 339.4K
-29.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$30.0K MAD 277.4K
5.58%
🧾 Monthly Utilities & Internet
Ubud, Bali
Temara
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$38.51 MAD 356
109.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$10.68 MAD 98.8
-61.99%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$39.36 MAD 364
-37.96%
🎉 Sport & Entertainment
Ubud, Bali
Temara
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$23.62 MAD 219
313.51%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$5.51 MAD 51.0
17.06%
Cinema Ticket
$4.04 Rp 72.4K
$6.48 MAD 59.9
-37.65%
🧸 Childcare & Education
Ubud, Bali
Temara
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$134 MAD 1,242
126.53%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$2,339 MAD 21.6K
183.10%
👕👟 Clothing & Footwear
Ubud, Bali
Temara
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$43.41 MAD 402
24.93%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$49.40 MAD 457
-21.50%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$107 MAD 991
-19.61%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$103 MAD 954
-25.69%
🏠 Accommodation & Living
Ubud, Bali
Temara
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$404 MAD 3,740
143.78%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$211 MAD 1,956
211.13%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$685 MAD 6,336
391.97%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$335 MAD 3,098
516.93%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,238 MAD 11.5K
121.42%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$917 MAD 8,487
142.79%
💵 Salaries & Financials
Ubud, Bali
Temara
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$243 MAD 2,250
-32.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.75
179.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Temara: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $404 in Temara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Temara, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $32.00 in Temara. Monthly groceries follow the same trend: $297 vs $202 – making Temara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Temara: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Temara?
Ubud, Bali costs about 72% more than Temara, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Temara?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,227 in Temara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Temara?
Rent is clearly cheaper in Temara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ubud, Bali vs Temara?
Public transport costs about 107% less in Temara. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and Temara?
Kindergarten costs $304 per month in Ubud, Bali and $134 in Temara. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or Temara?
A $1,000 monthly budget goes further in Temara, where all-in costs run around $818, than in Ubud, Bali at $1,404. In Temara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Temara?
For digital nomads, it depends on budget. Temara costs $818 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Temara?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Temara?
If budget matters most, go with Temara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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