Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Temara

For one person, living is cheaper in Temara: $744 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Temara
Learn more

Temara Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Temara

🇲🇦 Morocco

$744

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Temara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Temara actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $744 in Temara, rent included.

Ubud, Bali $1,349
Temara $744

A couple spends around $2,305 per month in Ubud, Bali vs $1,150 in Temara, rent included.

Ubud, Bali $2,305
Temara $1,150

A family of three spends $3,261 per month in Ubud, Bali vs $1,556 in Temara, rent included.

Ubud, Bali $3,261
Temara $1,556

Ubud, Bali costs about 81% more than Temara, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.97 MAD 39.09

-16.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$30.58 MAD 301

16.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.01 MAD 59.1

-7.99%

Cappuccino

$2.72 Rp 49.4K

$1.95 MAD 19.20

39.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.53 MAD 5.24

220.75%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.36 MAD 3.59

111.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.96 MAD 48.81

-46.57%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.09 MAD 30.44

41.75%

Milk (1 liter)

$1.49 Rp 27.1K

$0.89 MAD 8.77

67.42%

White Bread (500g)

$2.28 Rp 41.4K

$0.79 MAD 7.82

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.57 MAD 15.48

-24.20%

Eggs

$2.04 Rp 37.0K

$1.90 MAD 18.73

7.37%

Local Cheese (1kg)

$17.70 Rp 321.9K

$9.18 MAD 90.4

92.81%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$5.28 MAD 51.9

-25.00%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$11.34 MAD 112

7.50%

Apples (1kg)

$3.66 Rp 66.5K

$1.55 MAD 15.21

136.13%

Banana (1kg)

$1.52 Rp 27.6K

$1.39 MAD 13.68

9.35%

Oranges (1kg)

$2.23 Rp 40.5K

$0.89 MAD 8.71

150.56%

Tomato (1kg)

$1.97 Rp 35.9K

$0.83 MAD 8.13

137.35%

Potato (1kg)

$1.85 Rp 33.6K

$0.71 MAD 7.01

160.56%

Onion (1kg)

$2.42 Rp 44.1K

$0.75 MAD 7.40

222.67%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.26 MAD 2.57

280.77%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.63 MAD 6.24

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.12 MAD 40.57

-46.12%

Wine (Bottle)

$22.24 Rp 404.4K

$7.23 MAD 71.2

207.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.30 MAD 22.62

-1.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.60 MAD 25.57

14.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.55 MAD 5.36

-54.55%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$24.00 MAD 236

-67.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.79 MAD 7.78

-44.30%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.74 MAD 7.32

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$4.15 MAD 40.80

30.36%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.52 MAD 14.96

-46.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$30.8K MAD 302.8K

-22.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$31.1K MAD 306.3K

2.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$35.89 MAD 353

120.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$10.24 MAD 101

-37.01%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$36.53 MAD 360

-49.14%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$23.15 MAD 228

113.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$5.13 MAD 50.5

244.05%

Cinema Ticket

$4.27 Rp 77.7K

$6.05 MAD 59.6

-29.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$114 MAD 1,118

331.81%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$8,372 MAD 82.4K

-32.23%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$31.36 MAD 309

42.35%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$44.29 MAD 436

-21.09%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$81.0 MAD 797

-1.38%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$82.2 MAD 809

-3.41%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$255 MAD 2,511

340.82%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$195 MAD 1,915

245.11%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$407 MAD 4,001

776.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$303 MAD 2,978

469.48%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,170 MAD 11.5K

133.56%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$915 MAD 9,003

149.68%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$233 MAD 2,293

-29.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.5

206.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Temara: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Temara

$195 26.1% 71% $477

Groceries & Markets

Ubud, Bali

$288 21.4%

Temara

$186 25% 35.6% $103

Eating Out

Ubud, Bali

$108 8%

Temara

$108 14.5% 0.1% $0.1

Clothing & Footwear

Ubud, Bali

$108 8%

Temara

$108 14.4% 0% $0

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Temara

$83 11.1% 20.6% $21

Sport & Entertainment

Ubud, Bali

$58 4.3%

Temara

$35 4.7% 39.3% $23

Getting Around

Ubud, Bali

$11 0.9%

Temara

$31 4.1% 169% $19

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $255 in Temara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Temara, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $31 in Temara. Monthly groceries follow the same trend: $288 vs $186 – making Temara the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇦 Temara

🕒 Local time

12:02 12:02 PM

04:02 4:02 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

313,510

💱 Currency

Indonesian Rupiah IDR Rp

Moroccan Dirham MAD د.م.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 MAD = 10.16 USD

100 MAD = 9.13 EUR

Exchange rates and currency converter

MAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Moroccan Dirham exchange rates as of October 29, 2026: 1 USD = 9.84 MAD (1 MAD = 0.102 USD). 1 EUR = 10.96 MAD (100 MAD = 9.13 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Temara 13,490 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Temara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Temara: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 81% more than Temara, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,116 in Temara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Temara, especially for central apartments: a one-bedroom in the center costs $255 there versus $1,125 in Ubud, Bali.

Public transport costs about 67% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $114 in Temara. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Temara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.