Cost of Living Comparison Between Ubud, Bali and Temara Cost of Living Comparison Between Ubud, Bali and Temara

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $815 in Temara, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,278 in Temara, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,741 in Temara, rent included.

Ubud, Bali costs about 77% more than Temara, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Temara is 39% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.63 MAD 42.85

-22.89%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$32.94 MAD 305

-1.09%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.82 MAD 63.1

-25.66%

Cappuccino

$2.83 Rp 49.0K

$2.59 MAD 23.94

9.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.64 MAD 5.96

109.38%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.41 MAD 3.78

68.29%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$5.44 MAD 50.3

-45.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.07 MAD 37.64

-5.41%

Milk (1 liter)

$1.74 Rp 30.2K

$0.88 MAD 8.12

97.73%

White Bread (500g)

$2.54 Rp 44.0K

$0.55 MAD 5.06

361.82%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.85 MAD 17.11

-35.68%

Eggs

$2.43 Rp 42.0K

$2.00 MAD 18.47

21.50%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.56 MAD 116

16.72%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.10 MAD 56.4

-31.48%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.07 MAD 102

7.86%

Apples (1kg)

$3.69 Rp 63.9K

$1.50 MAD 13.87

146.00%

Banana (1kg)

$1.61 Rp 27.8K

$1.38 MAD 12.77

16.67%

Oranges (1kg)

$2.69 Rp 46.5K

$0.81 MAD 7.54

232.10%

Tomato (1kg)

$2.33 Rp 40.4K

$0.83 MAD 7.70

180.72%

Potato (1kg)

$1.91 Rp 33.0K

$0.79 MAD 7.28

141.77%

Onion (1kg)

$2.19 Rp 37.9K

$0.76 MAD 7.01

188.16%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.43 MAD 3.98

146.51%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.62 MAD 5.76

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.20 MAD 38.89

-25.48%

Wine (Bottle)

$23.49 Rp 407.1K

$7.95 MAD 73.6

195.47%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.74 MAD 25.30

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.45 MAD 22.70

17.55%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.53 MAD 4.86

-45.28%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$16.92 MAD 157

-51.71%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.91 MAD 8.44

-50.55%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.78 MAD 7.17

-46.15%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.48 MAD 41.42

37.50%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.54 MAD 14.22

-45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$37.2K MAD 344.0K

-29.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$29.6K MAD 273.8K

9.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.69 MAD 358

102.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$11.09 MAD 103

-64.38%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$40.94 MAD 379

-40.40%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$24.10 MAD 223

300.58%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.59 MAD 51.7

13.60%

Cinema Ticket

$4.04 Rp 70.0K

$6.73 MAD 62.2

-39.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$136 MAD 1,256

122.85%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$2,357 MAD 21.8K

176.78%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$42.55 MAD 394

26.53%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$49.64 MAD 459

-23.49%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$108 MAD 1,000

-19.77%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$105 MAD 970

-24.80%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$399 MAD 3,694

153.46%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$212 MAD 1,959

218.50%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$668 MAD 6,182

407.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$335 MAD 3,096

526.86%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,261 MAD 11.7K

136.67%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$915 MAD 8,463

155.67%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$343 MAD 3,176

-49.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.75

179.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Temara: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $399 in Temara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 98% higher in Temara, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $33.00 in Temara. Groceries tell a different story – $298 in Ubud, Bali vs $202 in Temara – so Temara wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Temara: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 77% more than Temara, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,222 in Temara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Temara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 107% less in Temara. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $136 in Temara. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Temara, where all-in costs run around $815, than in Ubud, Bali at $1,438. In Temara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Temara costs $815 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Temara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.