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Cost of Living Comparison Between Ubud, Bali and Tema Cost of Living Comparison Between Ubud, Bali and Tema

🙂 Solo nomad: Ubud, Bali is 8.4% cheaper than Tema without rent, and 17.8% more expensive with rent.
😐 Family of 3: Ubud, Bali is 16.7% more expensive than Tema without rent, and 11.6% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Tema
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$7.34 GHS 83
-61.17%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$28.42 GHS 321
-56.86%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.02 GHS 90.7
-59.10%
Cappuccino
$2.3 Rp 38.3K
$1.45 GHS 16.38
58.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1 GHS 11.34
11.00%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.33 GHS 3.74
-21.21%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.8 GHS 20.37
33.33%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.73 GHS 30.86
15.38%
🛒 Groceries & Markets
Ubud, Bali
Tema
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$3.02 GHS 34.18
-50.66%
White Bread (500g)
$1.65 Rp 27.5K
$1.65 GHS 18.61
-
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.49 GHS 16.82
-24.16%
Eggs
$2.33 Rp 38.9K
$2.27 GHS 25.71
2.64%
Local Cheese (1kg)
$13.7 Rp 228.3K
$3.72 GHS 42.02
268.28%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$2.62 GHS 29.64
51.53%
Beef Round Steak (1kg)
$11.22 Rp 187K
$2.44 GHS 27.54
359.84%
Apples (1kg)
$3.48 Rp 57.9K
$2.74 GHS 31
27.01%
Banana (1kg)
$1.5 Rp 25K
$2.1 GHS 23.75
-28.57%
Oranges (1kg)
$2.68 Rp 44.6K
$2.03 GHS 23.01
32.02%
Tomato (1kg)
$1.35 Rp 22.5K
$2.95 GHS 33.42
-54.24%
Potato (1kg)
$1.57 Rp 26.2K
$1.89 GHS 21.36
-16.93%
Onion (1kg)
$2.1 Rp 34.9K
$2 GHS 22.65
5.00%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.63 GHS 7.14
63.49%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.8 GHS 9.1
-28.75%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
-
-
Wine (Bottle)
$15.21 Rp 253.5K
$8.42 GHS 95.2
80.64%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$0.82 GHS 9.29
203.66%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
-
-
🚌 Getting Around
Ubud, Bali
Tema
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.02 GHS 22.81
-85.64%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$39.97 GHS 452
-74.91%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.36 GHS 15.43
-66.91%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.75 GHS 8.49
-54.67%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
-
-
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.22 GHS 13.83
-38.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$31.04 GHS 351
108.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$12.48 GHS 141
-66.83%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$65.1 GHS 736
-63.15%
🎉 Sport & Entertainment
Ubud, Bali
Tema
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$19.09 GHS 216
22.00%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
-
-
🧸 Childcare & Education
Ubud, Bali
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$83.3 GHS 943
10.27%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Tema
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$25.09 GHS 284
105.14%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$24.13 GHS 273
1.33%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$44.73 GHS 506
88.60%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$61 GHS 690
21.76%
🏠 Accommodation & Living
Ubud, Bali
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$116 GHS 1,318
124.33%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$67.3 GHS 761
137.01%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$139 GHS 1,569
136.72%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$9,845 GHS 111.3K
-89.99%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$5,972 GHS 67.5K
-85.82%
💵 Salaries & Financials
Ubud, Bali
Tema
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$460 GHS 5,202
-61.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
32.5
-59.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Tema: November 30, 2025

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