Cost of Living Comparison Between Ubud, Bali and Tema Cost of Living Comparison Between Ubud, Bali and Tema

😐 Solo nomad: Ubud, Bali is 17.9% more expensive than Tema without rent, and 132.2% more expensive with rent.
😐 Family of 3: Ubud, Bali is 40.7% more expensive than Tema without rent, and 170.9% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Tema
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$7.28 GHS 78.5
-52.34%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 542.1K
$28.15 GHS 304
14.03%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.1K
$8.11 GHS 87.4
-40.07%
Cappuccino
$2.82 Rp 47.7K
$1.44 GHS 15.53
95.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$1.00 GHS 10.74
37.00%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.33 GHS 3.56
121.21%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$1.77 GHS 19.11
63.84%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$2.73 GHS 29.44
43.59%
🛒 Groceries & Markets
Ubud, Bali
Tema
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$2.93 GHS 31.56
-40.61%
White Bread (500g)
$2.44 Rp 41.3K
$1.62 GHS 17.45
50.62%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.54 GHS 16.62
-24.03%
Eggs
$2.35 Rp 39.7K
$2.25 GHS 24.27
4.44%
Local Cheese (1kg)
$14.78 Rp 249.6K
$3.75 GHS 40.44
294.13%
Chicken Fillets (1kg)
$4.25 Rp 71.8K
$2.61 GHS 28.17
62.84%
Beef Round Steak (1kg)
$12.21 Rp 206.2K
$2.51 GHS 27.08
386.45%
Apples (1kg)
$3.72 Rp 62.8K
$2.71 GHS 29.16
37.27%
Banana (1kg)
$1.56 Rp 26.3K
$2.09 GHS 22.52
-25.36%
Oranges (1kg)
$2.69 Rp 45.5K
$2.09 GHS 22.54
28.71%
Tomato (1kg)
$2.34 Rp 39.4K
$2.95 GHS 31.85
-20.68%
Potato (1kg)
$2.00 Rp 33.8K
$1.86 GHS 20.08
7.53%
Onion (1kg)
$2.31 Rp 39.0K
$1.90 GHS 20.53
21.58%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.60 GHS 6.48
68.33%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.82 GHS 8.86
-10.98%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.0K
-
-
Wine (Bottle)
$25.14 Rp 424.6K
$8.31 GHS 89.6
202.53%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$0.84 GHS 9.04
245.24%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
-
-
🚌 Getting Around
Ubud, Bali
Tema
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,530
$2.09 GHS 22.51
-87.08%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.5K
$39.44 GHS 425
-79.06%
Taxi Start (Normal Tariff)
$0.45 Rp 7,641
$1.41 GHS 15.21
-68.09%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,135
$0.72 GHS 7.81
-41.67%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.6K
-
-
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.22 GHS 13.17
-29.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 437.2M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.6M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$30.29 GHS 326
166.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$12.19 GHS 131
-67.35%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.6K
$64.0 GHS 690
-63.20%
🎉 Sport & Entertainment
Ubud, Bali
Tema
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$19.50 GHS 210
398.87%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
-
-
Cinema Ticket
$4.16 Rp 70.3K
-
-
🧸 Childcare & Education
Ubud, Bali
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$83.0 GHS 895
254.27%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.6M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Tema
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 914.7K
$24.51 GHS 264
121.01%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.8K
$24.26 GHS 262
56.43%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$45.82 GHS 494
92.27%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$61.3 GHS 661
27.32%
🏠 Accommodation & Living
Ubud, Bali
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$119 GHS 1,283
736.40%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$66.6 GHS 718
902.19%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.3M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$138 GHS 1,490
1404.49%
Buy Apartment in City Center (m2)
$3,037 Rp 51.3M
$9,953 GHS 107.3K
-69.49%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.2M
$6,055 GHS 65.3K
-60.72%
💵 Salaries & Financials
Ubud, Bali
Tema
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$464 GHS 5,000
-61.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
32.5
-59.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Tema: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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