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Cost of Living Comparison Between Ubud, Bali and Tema Cost of Living Comparison Between Ubud, Bali and Tema

๐Ÿ˜ Solo nomad: Ubud, Bali is 23.8% more expensive than Tema without rent, and 127.3% more expensive with rent.
๐Ÿ˜ Family of 3: Ubud, Bali is 19.4% more expensive than Tema without rent, and 167.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Tema
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$7.33 GHSย 79.5
-53.21%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.2K
$27.95 GHSย 303
16.99%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$7.86 GHSย 85.3
-35.88%
Cappuccino
$2.85 Rpย 48.2K
$1.44 GHSย 15.63
97.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$0.99 GHSย 10.74
35.35%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$0.33 GHSย 3.60
127.27%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$1.80 GHSย 19.48
61.11%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$2.68 GHSย 29.10
47.01%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Tema
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$3.03 GHSย 32.82
-40.59%
White Bread (500g)
$2.55 Rpย 43.2K
$1.61 GHSย 17.41
58.39%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$1.49 GHSย 16.11
-20.13%
Eggs
$2.42 Rpย 40.9K
$2.19 GHSย 23.78
10.50%
Local Cheese (1kg)
$14.38 Rpย 243.3K
$3.73 GHSย 40.48
285.52%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$2.66 GHSย 28.81
58.27%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$2.48 GHSย 26.87
379.03%
Apples (1kg)
$3.71 Rpย 62.8K
$2.80 GHSย 30.35
32.50%
Banana (1kg)
$1.56 Rpย 26.4K
$2.09 GHSย 22.67
-25.36%
Oranges (1kg)
$2.77 Rpย 46.9K
$2.07 GHSย 22.40
33.82%
Tomato (1kg)
$2.22 Rpย 37.6K
$2.92 GHSย 31.62
-23.97%
Potato (1kg)
$1.99 Rpย 33.7K
$1.81 GHSย 19.66
9.94%
Onion (1kg)
$2.29 Rpย 38.8K
$1.97 GHSย 21.31
16.24%
Lettuce (1 head)
$1.01 Rpย 17.1K
$0.63 GHSย 6.87
60.32%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$0.80 GHSย 8.69
-2.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
-
-
Wine (Bottle)
$23.70 Rpย 401.0K
$8.51 GHSย 92.2
178.50%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$0.87 GHSย 9.48
219.54%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.4K
-
-
๐ŸšŒ Getting Around
Ubud, Bali
Tema
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,513
$2.03 GHSย 21.98
-86.70%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$39.08 GHSย 424
-79.17%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,607
$1.35 GHSย 14.67
-66.67%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,190
$0.77 GHSย 8.36
-45.45%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
-
-
Gasoline (1 liter)
$0.80 Rpย 13.5K
$1.18 GHSย 12.77
-32.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.0M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.7M
-
-
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$30.93 GHSย 335
160.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.7K
$12.38 GHSย 134
-66.72%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 400.9K
$64.7 GHSย 702
-63.38%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Tema
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$19.37 GHSย 210
400.05%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.3K
-
-
Cinema Ticket
$4.11 Rpย 69.5K
-
-
๐Ÿงธ Childcare & Education
Ubud, Bali
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$84.5 GHSย 915
253.29%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.6M
-
-
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Tema
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 903.9K
$24.45 GHSย 265
118.53%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.5K
$24.41 GHSย 265
57.03%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$45.52 GHSย 493
89.76%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$62.1 GHSย 673
27.15%
๐Ÿ  Accommodation & Living
Ubud, Bali
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$119 GHSย 1,292
751.77%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$66.7 GHSย 723
901.96%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.6M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$138 GHSย 1,500
1427.13%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$10.1K GHSย 109.8K
-70.18%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$5,924 GHSย 64.2K
-60.60%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Tema
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$455 GHSย 4,936
-60.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
32.5
-59.14%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Tema: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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