Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tauranga

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,211 in Tauranga, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
106

Cost of Living Index in Tauranga
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Tauranga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tauranga

🇳🇿 New Zealand

$2,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tauranga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tauranga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,211 in Tauranga.

Ubud, Bali $1,349
Tauranga $2,211

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,232 in Tauranga.

Ubud, Bali $2,305
Tauranga $3,232

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,252 in Tauranga.

Ubud, Bali $3,261
Tauranga $4,252

Living in Ubud, Bali costs roughly 39% less than in Tauranga, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$22.63 NZ$40.26

-85.33%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$68.5 NZ$122

-47.93%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.34 NZ$20.17

-51.23%

Cappuccino

$2.72 Rp 49.3K

$3.49 NZ$6.21

-22.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.85 NZ$3.28

-8.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.81 NZ$3.21

-58.01%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.66 NZ$8.29

-43.13%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.63 NZ$10.01

-22.20%

Milk (1 liter)

$1.49 Rp 27.1K

$2.29 NZ$4.07

-34.93%

White Bread (500g)

$2.28 Rp 41.3K

$1.99 NZ$3.54

14.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.55 NZ$2.76

-23.23%

Eggs

$2.04 Rp 36.9K

$6.40 NZ$11.38

-68.13%

Local Cheese (1kg)

$17.70 Rp 321.2K

$8.51 NZ$15.15

107.99%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.38 NZ$16.69

-57.78%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$11.96 NZ$21.28

1.92%

Apples (1kg)

$3.66 Rp 66.3K

$2.51 NZ$4.46

45.82%

Banana (1kg)

$1.52 Rp 27.5K

$2.09 NZ$3.72

-27.27%

Oranges (1kg)

$2.23 Rp 40.4K

$2.27 NZ$4.04

-1.76%

Tomato (1kg)

$1.97 Rp 35.8K

$4.91 NZ$8.74

-59.88%

Potato (1kg)

$1.85 Rp 33.5K

$1.70 NZ$3.03

8.82%

Onion (1kg)

$2.42 Rp 44.0K

$1.26 NZ$2.24

92.06%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.39 NZ$4.25

-58.58%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.28 NZ$2.27

-60.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$20.98 NZ$37.31

-89.42%

Wine (Bottle)

$22.24 Rp 403.6K

$8.59 NZ$15.28

158.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.13 NZ$3.78

6.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.87 NZ$6.88

-23.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.17 NZ$3.86

-88.48%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$128 NZ$228

-93.90%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.68 NZ$2.98

-51.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$28.2K NZ$50.1K

-15.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$22.3K NZ$39.8K

42.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$116 NZ$207

-32.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$36.01 NZ$64.1

-82.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$51.5 NZ$91.6

-63.92%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$45.11 NZ$80.3

9.69%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$17.30 NZ$30.77

2.02%

Cinema Ticket

$4.27 Rp 77.6K

$11.33 NZ$20.15

-62.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$734 NZ$1,306

-33.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$11.4K NZ$20.2K

-50.04%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$66.3 NZ$118

-32.66%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$38.47 NZ$68.4

-9.15%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$92.0 NZ$164

-13.10%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$129 NZ$230

-38.46%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,123 NZ$1,998

0.13%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,040 NZ$1,850

-35.45%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,863 NZ$3,314

91.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,560 NZ$2,775

10.48%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,876 NZ$8,673

-43.97%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,252 NZ$4,006

1.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,955 NZ$5,257

-94.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.76

103.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tauranga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tauranga

$1K 47% 54.9% $369

Groceries & Markets

Ubud, Bali

$288 21.4%

Tauranga

$310 14% 7.4% $21

Eating Out

Ubud, Bali

$108 8%

Tauranga

$306 13.9% 184% $198

Clothing & Footwear

Ubud, Bali

$108 8%

Tauranga

$147 6.6% 36.4% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tauranga

$204 9.2% 95.8% $100

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tauranga

$68 3.1% 16.8% $9.7

Getting Around

Ubud, Bali

$11 0.9%

Tauranga

$137 * 6.2% 1099% $125

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,123 in Tauranga. Housing cost is often the main lever when comparing two cities.

Tauranga pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $68 in Tauranga for a mid-range dinner for two. Groceries echo the gap at $288 vs $310 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Tauranga

🕒 Local time

03:10 3:10 AM

08:10 8:10 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

155,200

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.562 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.562 USD). 1 EUR = 1.99 NZD (1 NZD = 0.504 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tauranga 6,880 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Tauranga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tauranga: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 39% lower than in Tauranga. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,123 in Tauranga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $68 in Tauranga. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,211 in Tauranga – Ubud, Bali is about 39% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tauranga are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Tauranga on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.