Cost of Living Comparison Between Ubud, Bali and Tarhuna Cost of Living Comparison Between Ubud, Bali and Tarhuna

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $391 in Tarhuna.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $583 in Tarhuna.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $774 in Tarhuna.

Living in Ubud, Bali is roughly 260% more expensive than in Tarhuna, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Tarhuna is 71% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.49 LYD 28.59

-23.16%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$18.59 LYD 118

73.96%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.73 LYD 23.78

29.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.54 LYD 3.42

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.71 LYD 4.55

Cappuccino

$2.75 Rp 49.4K

$0.52 LYD 3.32

428.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.48 LYD 3.08

187.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.12 LYD 0.78

525.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$1.04 LYD 6.61

67.31%

White Bread (500g)

$2.46 Rp 44.2K

$0.21 LYD 1.33

1071.43%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.24 LYD 7.93

-5.65%

Eggs

$2.43 Rp 43.7K

$1.51 LYD 9.63

60.93%

Local Cheese (1kg)

$14.50 Rp 260.6K

$4.94 LYD 31.50

193.52%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.35 LYD 21.33

29.85%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.26 LYD 65.4

16.76%

Apples (1kg)

$3.72 Rp 66.8K

$2.20 LYD 14.01

69.09%

Banana (1kg)

$1.63 Rp 29.2K

$1.34 LYD 8.56

21.64%

Oranges (1kg)

$2.74 Rp 49.3K

$0.82 LYD 5.23

234.15%

Tomato (1kg)

$2.24 Rp 40.3K

$0.52 LYD 3.31

330.77%

Potato (1kg)

$1.92 Rp 34.5K

$0.70 LYD 4.44

174.29%

Onion (1kg)

$2.28 Rp 40.9K

$0.57 LYD 3.62

300.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.38 LYD 2.45

178.95%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.20 LYD 1.27

260.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.29 LYD 8.20

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.67 LYD 4.28

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.64 LYD 4.08

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.87 LYD 11.88

75.94%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.95 LYD 6.05

-49.47%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.88 LYD 5.61

-52.27%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.60 LYD 29.30

35.22%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.03 LYD 0.17

2600.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$13.6K LYD 86.8K

95.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$16.6K LYD 105.8K

93.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$31.93 LYD 203

145.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.34 LYD 53.1

-51.20%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$22.58 LYD 144

7.75%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$4.54 LYD 28.91

-12.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$51.7 LYD 330

489.54%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$923 LYD 5,881

619.43%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$21.71 LYD 138

149.38%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.18 LYD 224

7.48%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$49.69 LYD 317

74.76%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$55.7 LYD 355

37.10%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$90.5 LYD 577

996.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$63.0 LYD 401

968.67%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.5

-24.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tarhuna: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $90.5 in Tarhuna. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $19.00 in Tarhuna for a mid-range dinner for two. Groceries echo the gap at $297 vs $118 per month, with Tarhuna cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarhuna: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tarhuna differ by about 260% in total monthly costs ($1,408 vs $391 including rent). Tarhuna is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $587 in Tarhuna to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $90.5 in Tarhuna. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $51.7 in Tarhuna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tarhuna – a meal for two runs $19.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $391 in Tarhuna versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Tarhuna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarhuna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tarhuna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarhuna gentler on the wallet – expenses run 260% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.