Cost of Living Comparison Between Ubud, Bali and Tarhuna Cost of Living Comparison Between Ubud, Bali and Tarhuna

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $384 in Tarhuna.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $578 in Tarhuna.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $772 in Tarhuna.

Living in Ubud, Bali is roughly 270% more expensive than Tarhuna, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Tarhuna is 71% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.49 LYD 28.54

-20.71%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$18.08 LYD 115

81.03%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.64 LYD 23.15

35.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.53 LYD 3.39

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.72 LYD 4.58

Cappuccino

$2.71 Rp 48.6K

$0.49 LYD 3.10

453.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.45 LYD 2.89

197.78%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.12 LYD 0.75

483.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.81 Rp 32.4K

$1.02 LYD 6.50

77.45%

White Bread (500g)

$2.52 Rp 45.1K

$0.21 LYD 1.33

1100.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.19 LYD 7.59

-2.52%

Eggs

$2.46 Rp 44.1K

$1.48 LYD 9.44

66.22%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.87 LYD 30.96

202.05%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.30 LYD 21.02

30.91%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$10.27 LYD 65.3

18.21%

Apples (1kg)

$3.84 Rp 68.8K

$2.12 LYD 13.45

81.13%

Banana (1kg)

$1.56 Rp 27.9K

$1.34 LYD 8.50

16.42%

Oranges (1kg)

$2.83 Rp 50.8K

$0.76 LYD 4.86

272.37%

Tomato (1kg)

$2.33 Rp 41.7K

$0.57 LYD 3.60

308.77%

Potato (1kg)

$1.91 Rp 34.3K

$0.65 LYD 4.14

193.85%

Onion (1kg)

$2.20 Rp 39.5K

$0.52 LYD 3.34

323.08%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.42 LYD 2.66

140.48%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.20 LYD 1.27

290.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.24 LYD 7.89

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 LYD 4.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.68 LYD 4.33

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.86 LYD 11.80

78.49%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.96 LYD 6.11

-52.08%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.86 LYD 5.44

-47.67%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$4.72 LYD 30.03

29.24%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.03 LYD 0.20

2533.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$13.9K LYD 88.1K

88.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$16.2K LYD 103.2K

97.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$32.24 LYD 205

147.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$8.04 LYD 51.1

-49.50%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$22.74 LYD 145

3.43%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$4.47 LYD 28.44

-7.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$53.2 LYD 339

470.92%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$913 LYD 5,805

624.49%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$21.46 LYD 136

158.81%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$35.02 LYD 223

9.39%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$50.2 LYD 319

76.42%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.0 LYD 349

41.71%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$91.8 LYD 584

996.81%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$63.4 LYD 403

965.53%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.5

-24.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Tarhuna: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $91.8 in Tarhuna. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $18.00 in Tarhuna for a mid-range dinner for two. Groceries echo the gap at $302 vs $117 per month, with Tarhuna cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarhuna: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tarhuna differ by about 270% in total monthly costs ($1,419 vs $384 including rent). Tarhuna is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,129 in Ubud, Bali and $576 in Tarhuna to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $91.8 in Tarhuna. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $53.2 in Tarhuna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tarhuna – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $384 in Tarhuna versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Tarhuna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarhuna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tarhuna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarhuna gentler on the wallet – expenses run 270% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.