Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tarhuna

For one person, living is cheaper in Tarhuna: $372 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tarhuna

🇱🇾 Libya

$372

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tarhuna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tarhuna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $372 in Tarhuna.

Ubud, Bali $1,349
Tarhuna $372

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $576 in Tarhuna.

Ubud, Bali $2,305
Tarhuna $576

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $779 in Tarhuna.

Ubud, Bali $3,261
Tarhuna $779

Living in Ubud, Bali is roughly 263% more expensive than in Tarhuna, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.95 LYD 25.31

-15.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$15.52 LYD 99.5

129.64%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.62 LYD 16.78

111.07%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.65 LYD 4.17

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.68 LYD 4.39

Cappuccino

$2.72 Rp 49.4K

$0.44 LYD 2.82

518.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.46 LYD 2.95

269.57%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.12 LYD 0.80

533.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

Milk (1 liter)

$1.49 Rp 27.1K

$0.97 LYD 6.19

53.61%

White Bread (500g)

$2.28 Rp 41.4K

$0.20 LYD 1.28

1040.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.21 LYD 7.76

-1.65%

Eggs

$2.04 Rp 37.0K

$1.37 LYD 8.77

48.91%

Local Cheese (1kg)

$17.70 Rp 321.7K

$5.17 LYD 33.14

242.36%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.60 LYD 23.08

10.00%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$9.59 LYD 61.5

27.11%

Apples (1kg)

$3.66 Rp 66.4K

$2.30 LYD 14.73

59.13%

Banana (1kg)

$1.52 Rp 27.6K

$1.49 LYD 9.53

2.01%

Oranges (1kg)

$2.23 Rp 40.5K

$0.73 LYD 4.69

205.48%

Tomato (1kg)

$1.97 Rp 35.9K

$0.56 LYD 3.59

251.79%

Potato (1kg)

$1.85 Rp 33.6K

$0.77 LYD 4.94

140.26%

Onion (1kg)

$2.42 Rp 44.1K

$0.50 LYD 3.20

384.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.42 LYD 2.70

135.71%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.16 LYD 1.05

218.75%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.74 LYD 11.14

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.98 LYD 6.27

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.82 LYD 5.26

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.00 LYD 12.82

11.00%

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.81 LYD 5.21

-45.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.49 LYD 3.13

-12.24%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.02 LYD 0.13

4000.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$23.1K LYD 147.9K

3.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$21.0K LYD 134.8K

50.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$94.3 LYD 604

-16.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.09 LYD 39.03

5.91%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$26.71 LYD 171

-30.44%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$52.5 LYD 336

835.07%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,540 LYD 9,867

268.52%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$23.10 LYD 148

93.25%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$17.08 LYD 109

104.63%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$63.7 LYD 408

25.37%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$67.2 LYD 431

18.22%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tarhuna: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tarhuna

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Tarhuna

–

Eating Out

Ubud, Bali

$108 8%

Tarhuna

–

Clothing & Footwear

Ubud, Bali

$108 8%

Tarhuna

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tarhuna

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tarhuna

–

Getting Around

Ubud, Bali

$11 0.9%

Tarhuna

–

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $16 in Tarhuna for a mid-range dinner for two. Groceries echo the gap at $288 vs $117 per month, with Tarhuna cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇾 Tarhuna

🕒 Local time

06:56 6:56 AM

00:56 12:56 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,000

💱 Currency

Indonesian Rupiah IDR Rp

Libyan Dinar LYD ل.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 LYD = 0.156 USD

1 LYD = 0.14 EUR

Exchange rates and currency converter

LYD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Libyan Dinar exchange rates as of October 28, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.13 LYD (1 LYD = 0.14 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Tarhuna 11,600 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Tarhuna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarhuna: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $372 in Tarhuna, so Tarhuna is about 72% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $558 in Tarhuna to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $491 in Ubud, Bali versus $52 in Tarhuna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tarhuna – a meal for two runs $16 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $372 in Tarhuna versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Tarhuna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tarhuna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.