Cost of Living Comparison Between Ubud, Bali and Takoradi Cost of Living Comparison Between Ubud, Bali and Takoradi

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $476 in Takoradi.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $828 in Takoradi.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,180 in Takoradi.

Living in Ubud, Bali is roughly 202% more expensive than Takoradi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Takoradi is 64% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.30 GHS 48.16

-16.98%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$47.46 GHS 531

-31.35%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.95 GHS 89.0

-36.23%

Cappuccino

$2.83 Rp 49.0K

$3.62 GHS 40.47

-21.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.93 GHS 10.42

44.09%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.37 GHS 4.17

86.49%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.51 GHS 16.95

98.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.46 GHS 27.54

56.50%

Milk (1 liter)

$1.74 Rp 30.2K

$1.62 GHS 18.17

7.41%

White Bread (500g)

$2.54 Rp 44.0K

$1.19 GHS 13.27

113.45%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.98 GHS 22.21

-39.90%

Eggs

$2.43 Rp 42.0K

$2.27 GHS 25.38

7.05%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.08 GHS 124

32.31%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.72 GHS 52.8

-11.44%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$2.96 GHS 33.07

303.38%

Apples (1kg)

$3.69 Rp 63.9K

$2.65 GHS 29.68

39.25%

Banana (1kg)

$1.61 Rp 27.8K

$1.00 GHS 11.15

61.00%

Oranges (1kg)

$2.69 Rp 46.5K

$1.19 GHS 13.37

126.05%

Tomato (1kg)

$2.33 Rp 40.4K

$2.00 GHS 22.35

16.50%

Potato (1kg)

$1.91 Rp 33.0K

$2.49 GHS 27.85

-23.29%

Onion (1kg)

$2.19 Rp 37.9K

$2.21 GHS 24.77

-0.90%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.75 GHS 8.38

41.33%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.28 GHS 3.13

157.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.58 GHS 17.68

98.10%

Wine (Bottle)

$23.49 Rp 407.1K

$6.32 GHS 70.7

271.68%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.36 GHS 3.98

661.11%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.95 GHS 21.81

47.69%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.56 GHS 17.50

-71.15%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.22 GHS 13.68

-65.57%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$5.42 GHS 60.7

13.65%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.13 GHS 12.62

-25.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$8,026 GHS 89.8K

226.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$9,606 GHS 107.5K

238.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$54.6 GHS 611

43.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.25 GHS 148

-70.19%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$38.31 GHS 429

-36.31%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$9.66 GHS 108

-58.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$71.8 GHS 803

321.78%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,055 GHS 90.1K

-19.02%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$14.69 GHS 164

266.51%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$18.70 GHS 209

103.10%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$29.08 GHS 325

198.35%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$42.10 GHS 471

87.32%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Takoradi: April 27, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $47.00 in Takoradi. Groceries flip the comparison at $298 vs $181, with Takoradi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takoradi: Cost of Living - Frequently Asked Questions

Takoradi is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 202% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $714 in Takoradi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $303 in Ubud, Bali versus $71.8 in Takoradi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Takoradi – a meal for two runs $47.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $476 in Takoradi versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Takoradi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takoradi the clear choice for anyone on this budget.

For families, Takoradi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Takoradi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takoradi gentler on the wallet – expenses run 202% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.