Cost of Living Comparison Between Ubud, Bali and Takoradi Cost of Living Comparison Between Ubud, Bali and Takoradi

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $473 in Takoradi.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $824 in Takoradi.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,175 in Takoradi.

Living in Ubud, Bali is roughly 197% more expensive than Takoradi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Takoradi is 65% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.24 GHS 46.69

-15.80%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$47.79 GHS 526

-31.99%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.84 GHS 86.2

-38.01%

Cappuccino

$2.75 Rp 49.2K

$3.60 GHS 39.62

-23.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.91 GHS 10.06

45.05%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.37 GHS 4.07

89.19%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.50 GHS 16.50

94.00%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.53 GHS 27.78

49.80%

Milk (1 liter)

$1.71 Rp 30.6K

$1.62 GHS 17.78

5.56%

White Bread (500g)

$2.47 Rp 44.3K

$1.15 GHS 12.65

114.78%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.93 GHS 21.26

-37.82%

Eggs

$2.44 Rp 43.8K

$2.30 GHS 25.33

6.09%

Local Cheese (1kg)

$14.38 Rp 257.7K

$11.18 GHS 123

28.62%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.54 GHS 49.95

-5.07%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$2.94 GHS 32.37

315.31%

Apples (1kg)

$3.68 Rp 66.0K

$2.65 GHS 29.17

38.87%

Banana (1kg)

$1.55 Rp 27.8K

$0.93 GHS 10.27

66.67%

Oranges (1kg)

$2.79 Rp 49.9K

$1.20 GHS 13.15

132.50%

Tomato (1kg)

$2.33 Rp 41.8K

$1.99 GHS 21.85

17.09%

Potato (1kg)

$1.97 Rp 35.3K

$2.60 GHS 28.61

-24.23%

Onion (1kg)

$2.31 Rp 41.4K

$2.14 GHS 23.58

7.94%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.80 GHS 8.76

32.50%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.30 GHS 3.33

143.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.59 GHS 17.47

106.29%

Wine (Bottle)

$22.79 Rp 408.4K

$7.20 GHS 79.2

216.53%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.36 GHS 3.91

680.56%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.94 GHS 21.33

43.30%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.56 GHS 17.19

-71.15%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.18 GHS 12.93

-61.86%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.50 GHS 60.5

13.45%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.09 GHS 11.94

-22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$8,139 GHS 89.5K

219.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$9,560 GHS 105.2K

231.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$56.6 GHS 623

42.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$13.42 GHS 148

-69.75%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$37.13 GHS 408

-34.23%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$9.78 GHS 108

-58.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$71.9 GHS 790

323.09%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,926 GHS 87.2K

-16.47%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$14.86 GHS 163

264.94%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$19.18 GHS 211

102.19%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$29.65 GHS 326

190.52%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$41.03 GHS 451

86.86%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Takoradi: June 8, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $48.00 in Takoradi. Groceries flip the comparison at $297 vs $182, with Takoradi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takoradi: Cost of Living - Frequently Asked Questions

Takoradi is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 197% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $709 in Takoradi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $304 in Ubud, Bali versus $71.9 in Takoradi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Takoradi – a meal for two runs $48.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $473 in Takoradi versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Takoradi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takoradi the clear choice for anyone on this budget.

For families, Takoradi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Takoradi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takoradi gentler on the wallet – expenses run 197% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.