Cost of Living Comparison Between Ubud, Bali and Takoradi Cost of Living Comparison Between Ubud, Bali and Takoradi

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $574 in Takoradi.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $967 in Takoradi.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $1,359 in Takoradi.

Living in Ubud, Bali is roughly 139% more expensive than in Takoradi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Takoradi is 57% below.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$7.94 GHS 93.1

-58.19%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$51.3 GHS 601

-31.10%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$10.47 GHS 123

-49.09%

Cappuccino

$2.75 Rp 49.3K

$4.55 GHS 53.3

-39.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$1.53 GHS 17.94

13.07%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.48 GHS 5.59

66.67%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$1.91 GHS 22.40

54.45%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$2.28 GHS 26.67

94.74%

Milk (1 liter)

$1.50 Rp 26.8K

$1.44 GHS 16.89

4.17%

White Bread (500g)

$2.30 Rp 41.1K

$1.04 GHS 12.21

121.15%

Rice (white) (1kg)

$1.10 Rp 19.7K

$1.75 GHS 20.47

-37.14%

Eggs

$2.16 Rp 38.6K

$2.70 GHS 31.59

-20.00%

Local Cheese (1kg)

$17.09 Rp 305.7K

$12.04 GHS 141

41.94%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$4.65 GHS 54.5

-16.56%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$2.73 GHS 31.97

336.63%

Apples (1kg)

$3.57 Rp 63.8K

$2.39 GHS 28.06

49.37%

Banana (1kg)

$1.58 Rp 28.3K

$0.82 GHS 9.62

92.68%

Oranges (1kg)

$2.36 Rp 42.2K

$1.09 GHS 12.79

116.51%

Tomato (1kg)

$1.97 Rp 35.2K

$1.75 GHS 20.49

12.57%

Potato (1kg)

$1.81 Rp 32.4K

$2.23 GHS 26.15

-18.83%

Onion (1kg)

$2.39 Rp 42.8K

$1.96 GHS 22.96

21.94%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.77 GHS 8.97

32.47%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$0.27 GHS 3.20

81.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$2.55 GHS 29.94

-11.76%

Wine (Bottle)

$22.30 Rp 399.0K

$6.96 GHS 81.5

220.40%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$0.31 GHS 3.64

664.52%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$2.44 GHS 28.55

18.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,457

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$1.71 GHS 20.03

-74.27%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$1.32 GHS 15.44

-68.18%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$4.36 GHS 51.1

29.82%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.36 GHS 15.92

-40.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$8,055 GHS 94.4K

194.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$9,711 GHS 113.8K

219.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$73.2 GHS 858

12.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$19.67 GHS 231

-67.97%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$42.63 GHS 500

-56.30%

Gym Membership (Monthly)

$54.7 Rp 979.2K

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

Cinema Ticket

$4.24 Rp 75.8K

$12.99 GHS 152

-67.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$462 GHS 5,416

4.76%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$18.8K GHS 220.4K

-70.27%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$14.24 GHS 167

221.42%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$18.47 GHS 216

93.23%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$35.93 GHS 421

117.90%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$53.5 GHS 627

49.75%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Takoradi: September 29, 2026

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $51.0 in Takoradi. Groceries flip the comparison at $286 vs $177, with Takoradi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takoradi: Cost of Living - Frequently Asked Questions

Takoradi is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 139% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,062 in Ubud, Bali and $861 in Takoradi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $484 in Ubud, Bali versus $462 in Takoradi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Takoradi – a meal for two runs $51.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $574 in Takoradi versus $1,374 in Ubud, Bali, a $1,500 budget is realistic in Takoradi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takoradi the clear choice for anyone on this budget.

For families, Takoradi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Takoradi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takoradi gentler on the wallet – expenses run 139% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.