Cost of Living Comparison Between Ubud, Bali and Takoradi Cost of Living Comparison Between Ubud, Bali and Takoradi

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $605 in Takoradi.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,007 in Takoradi.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,410 in Takoradi.

Living in Ubud, Bali is roughly 128% more expensive than in Takoradi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Takoradi is 56% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$8.37 GHS 92.1

-60.45%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$53.9 GHS 592

-27.44%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$10.72 GHS 118

-47.57%

Cappuccino

$2.64 Rp 46.9K

$4.77 GHS 52.5

-44.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.59 GHS 17.52

-0.63%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.49 GHS 5.40

44.90%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.85 GHS 20.40

47.57%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.33 GHS 25.63

85.41%

Milk (1 liter)

$1.54 Rp 27.4K

$1.51 GHS 16.58

1.99%

White Bread (500g)

$2.30 Rp 40.8K

$1.08 GHS 11.88

112.96%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.77 GHS 19.49

-41.81%

Eggs

$2.12 Rp 37.7K

$2.71 GHS 29.83

-21.77%

Local Cheese (1kg)

$17.30 Rp 307.5K

$12.64 GHS 139

36.87%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.07 GHS 55.7

-20.51%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$2.76 GHS 30.34

350.00%

Apples (1kg)

$3.70 Rp 65.7K

$2.46 GHS 27.07

50.41%

Banana (1kg)

$1.62 Rp 28.7K

$0.93 GHS 10.22

74.19%

Oranges (1kg)

$2.27 Rp 40.3K

$1.14 GHS 12.56

99.12%

Tomato (1kg)

$1.99 Rp 35.4K

$1.84 GHS 20.27

8.15%

Potato (1kg)

$1.83 Rp 32.5K

$2.33 GHS 25.62

-21.46%

Onion (1kg)

$2.25 Rp 40.1K

$2.05 GHS 22.57

9.76%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.78 GHS 8.53

33.33%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.28 GHS 3.09

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.75 GHS 30.27

-19.27%

Wine (Bottle)

$23.22 Rp 412.7K

$7.46 GHS 82.1

211.26%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.31 GHS 3.39

670.97%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.39 GHS 26.27

20.08%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.83 GHS 20.12

-74.86%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.40 GHS 15.35

-67.14%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$4.41 GHS 48.46

29.25%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.34 GHS 14.76

-43.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$7,781 GHS 85.6K

215.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$10.2K GHS 112.6K

203.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$74.5 GHS 820

10.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$19.88 GHS 219

-68.16%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$44.11 GHS 485

-57.97%

Gym Membership (Monthly)

$56.1 Rp 996.2K

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$13.39 GHS 147

-68.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$457 GHS 5,031

6.98%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$18.4K GHS 202.5K

-68.53%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$14.66 GHS 161

213.64%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$19.29 GHS 212

85.90%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$38.09 GHS 419

108.77%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$54.4 GHS 598

48.85%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Takoradi: August 16, 2026

Cost Breakdown

Dining out: $39.00 in Ubud, Bali vs $54.0 in Takoradi. Groceries flip the comparison at $293 vs $186, with Takoradi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takoradi: Cost of Living - Frequently Asked Questions

Takoradi is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 128% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,069 in Ubud, Bali and $908 in Takoradi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $489 in Ubud, Bali versus $457 in Takoradi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Takoradi – a meal for two runs $54.0 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $605 in Takoradi versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Takoradi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takoradi the clear choice for anyone on this budget.

For families, Takoradi is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Takoradi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takoradi gentler on the wallet – expenses run 128% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.