Cost of Living Comparison Between Ubud, Bali and Takamatsu Cost of Living Comparison Between Ubud, Bali and Takamatsu

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,231 in Takamatsu.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,907 in Takamatsu.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,583 in Takamatsu.

Living in Ubud, Bali is roughly 15% more expensive than Takamatsu, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 6% above, Takamatsu is 8% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$7.09 ¥1,134

-49.79%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$35.03 ¥5,603

-6.57%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.35 ¥856

-7.48%

Cappuccino

$2.71 Rp 48.6K

$3.06 ¥489

-11.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.11 ¥177

20.72%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.81 ¥130

-13.58%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.53 ¥405

15.42%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.17 ¥507

24.92%

Milk (1 liter)

$1.81 Rp 32.4K

$1.56 ¥250

16.03%

White Bread (500g)

$2.52 Rp 45.1K

$1.58 ¥253

59.49%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.95 ¥311

-40.51%

Eggs

$2.46 Rp 44.1K

$2.54 ¥407

-3.15%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.03 ¥1,605

46.66%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.34 ¥1,015

-31.86%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$15.58 ¥2,491

-22.08%

Apples (1kg)

$3.84 Rp 68.8K

$5.48 ¥877

-29.93%

Banana (1kg)

$1.56 Rp 27.9K

$2.62 ¥419

-40.46%

Oranges (1kg)

$2.83 Rp 50.8K

$3.93 ¥629

-27.99%

Tomato (1kg)

$2.33 Rp 41.7K

$5.76 ¥921

-59.55%

Potato (1kg)

$1.91 Rp 34.3K

$3.00 ¥480

-36.33%

Onion (1kg)

$2.20 Rp 39.5K

$2.56 ¥410

-14.06%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.37 ¥220

-26.28%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.82 ¥131

-4.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.27 ¥682

-22.25%

Wine (Bottle)

$23.74 Rp 425.5K

$8.49 ¥1,358

179.62%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.92 ¥308

45.31%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.18 ¥348

31.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.64 ¥263

-83.54%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$54.8 ¥8,757

-85.33%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.43 ¥549

-86.59%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$2.98 ¥477

-84.90%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$21.03 ¥3,363

-70.99%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.18 ¥189

-33.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.0K ¥3.7M

13.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$17.3K ¥2.8M

85.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$143 ¥22.9K

-44.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$27.19 ¥4,348

-85.07%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$34.37 ¥5,497

-31.57%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$56.5 ¥9,043

74.57%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$13.79 ¥2,205

-51.92%

Cinema Ticket

$4.15 Rp 74.3K

$12.50 ¥2,000

-66.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$279 ¥44.6K

8.97%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$13.5K ¥2.2M

-50.85%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$42.61 ¥6,816

30.34%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.64 ¥4,741

29.25%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.3 ¥9,640

47.01%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.8 ¥14.5K

-14.24%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$461 ¥73.8K

118.15%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$335 ¥53.6K

101.59%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$854 ¥136.5K

303.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$671 ¥107.3K

204.05%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,176 ¥668.0K

-31.96%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,406 ¥384.9K

-5.92%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,717 ¥274.7K

-90.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.78

646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Takamatsu: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $461 in Takamatsu. Housing cost is often the main lever when comparing two cities.

Takamatsu pays 939% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $35.00 in Takamatsu for a mid-range dinner for two. Groceries echo the gap at $302 vs $306 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takamatsu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Takamatsu differ by about 15% in total monthly costs ($1,419 vs $1,231 including rent). Takamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Takamatsu earns 939% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $461 in Takamatsu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Takamatsu runs roughly 582% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $279 in Takamatsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,231 in Takamatsu versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Takamatsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Takamatsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takamatsu gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.