Cost of Living Comparison Between Ubud, Bali and Takamatsu Cost of Living Comparison Between Ubud, Bali and Takamatsu

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,249 in Takamatsu.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,929 in Takamatsu.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,609 in Takamatsu.

Living in Ubud, Bali is roughly 13% more expensive than in Takamatsu, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 5% above, Takamatsu is 6% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.94 ¥1,128

-50.29%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$34.60 ¥5,621

-6.53%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.24 ¥851

-7.63%

Cappuccino

$2.75 Rp 49.4K

$3.09 ¥501

-11.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.06 ¥171

30.19%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.76 ¥124

-1.32%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.59 ¥420

15.44%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.10 ¥504

24.19%

Milk (1 liter)

$1.74 Rp 31.2K

$1.64 ¥266

6.10%

White Bread (500g)

$2.46 Rp 44.2K

$1.59 ¥259

54.72%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.96 ¥318

-40.31%

Eggs

$2.43 Rp 43.7K

$2.46 ¥400

-1.22%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.07 ¥1,636

43.99%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.30 ¥1,024

-30.95%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.72 ¥2,554

-23.79%

Apples (1kg)

$3.72 Rp 66.8K

$5.31 ¥863

-29.94%

Banana (1kg)

$1.63 Rp 29.2K

$2.60 ¥422

-37.31%

Oranges (1kg)

$2.74 Rp 49.3K

$3.94 ¥640

-30.46%

Tomato (1kg)

$2.24 Rp 40.3K

$5.84 ¥948

-61.64%

Potato (1kg)

$1.92 Rp 34.5K

$3.05 ¥496

-37.05%

Onion (1kg)

$2.28 Rp 40.9K

$2.56 ¥417

-10.94%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.38 ¥225

-23.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.89 ¥144

-19.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.13 ¥671

-20.34%

Wine (Bottle)

$23.19 Rp 416.8K

$7.94 ¥1,289

192.07%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.89 ¥307

47.09%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.24 ¥364

21.87%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.67 ¥271

-83.83%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$55.9 ¥9,081

-85.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.49 ¥568

-86.25%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.00 ¥488

-86.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$21.05 ¥3,420

-70.45%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.18 ¥191

-31.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$22.8K ¥3.7M

16.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$17.2K ¥2.8M

86.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$144 ¥23.4K

-45.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$27.09 ¥4,401

-84.98%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$33.52 ¥5,446

-27.42%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$55.5 ¥9,009

77.84%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.63 ¥2,215

-53.48%

Cinema Ticket

$3.99 Rp 71.6K

$12.26 ¥1,992

-67.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$285 ¥46.3K

7.10%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.2K ¥2.1M

-49.68%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$42.93 ¥6,975

26.11%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.82 ¥4,845

26.79%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$59.8 ¥9,709

45.34%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$92.2 ¥15.0K

-17.17%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$466 ¥75.8K

112.74%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$330 ¥53.5K

104.14%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$856 ¥139.1K

294.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$647 ¥105.2K

216.67%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,934 ¥639.2K

-28.71%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,997 ¥324.5K

11.50%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,719 ¥279.2K

-90.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.78

646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Takamatsu: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $466 in Takamatsu. Housing cost is often the main lever when comparing two cities.

Takamatsu pays 929% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $35.00 in Takamatsu for a mid-range dinner for two. Groceries echo the gap at $297 vs $306 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takamatsu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Takamatsu differ by about 13% in total monthly costs ($1,408 vs $1,249 including rent). Takamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 929% lower in Takamatsu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $466 in Takamatsu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Takamatsu runs roughly 589% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $285 in Takamatsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,249 in Takamatsu versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Takamatsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Takamatsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takamatsu gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.