Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Takamatsu

For one person, living is cheaper in Takamatsu: $1,191 a month against $1,353 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
57

Cost of Living Index in Takamatsu
Learn more

Takamatsu Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Takamatsu

🇯🇵 Japan

$1,191

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Takamatsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Takamatsu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,191 in Takamatsu.

Ubud, Bali $1,353
Takamatsu $1,191

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,881 in Takamatsu.

Ubud, Bali $2,297
Takamatsu $1,881

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,571 in Takamatsu.

Ubud, Bali $3,241
Takamatsu $2,571

Living in Ubud, Bali is roughly 14% more expensive than in Takamatsu, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Ubud, Bali is 0% above, Takamatsu is 12% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.20 ¥980

-47.90%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$31.99 ¥5,054

9.03%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.12 ¥809

11.33%

Cappuccino

$2.62 Rp 47.1K

$3.13 ¥495

-16.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.19 ¥189

44.54%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.80 ¥126

1.25%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.60 ¥410

1.92%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.22 ¥508

35.71%

Milk (1 liter)

$1.57 Rp 28.3K

$1.50 ¥238

4.67%

White Bread (500g)

$2.19 Rp 39.5K

$1.60 ¥252

36.87%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.76 ¥278

-32.95%

Eggs

$2.16 Rp 38.8K

$2.29 ¥361

-5.68%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.37 ¥1,639

70.20%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.60 ¥1,043

-42.73%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$16.83 ¥2,659

-29.00%

Apples (1kg)

$3.60 Rp 64.8K

$3.69 ¥583

-2.44%

Banana (1kg)

$1.59 Rp 28.6K

$2.28 ¥360

-30.26%

Oranges (1kg)

$2.31 Rp 41.6K

$2.90 ¥458

-20.34%

Tomato (1kg)

$1.91 Rp 34.3K

$4.24 ¥671

-54.95%

Potato (1kg)

$1.78 Rp 32.1K

$2.48 ¥391

-28.23%

Onion (1kg)

$2.33 Rp 41.9K

$2.46 ¥389

-5.28%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.27 ¥201

-21.26%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.79 ¥124

-32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.67 ¥580

-37.60%

Wine (Bottle)

$22.07 Rp 397.3K

$6.63 ¥1,048

232.88%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.88 ¥298

25.00%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.11 ¥333

41.23%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.46 ¥231

-84.25%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$53.3 ¥8,414

-83.29%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.18 ¥503

-85.22%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.79 ¥442

-84.59%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$18.60 ¥2,938

-70.59%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.06 ¥168

-21.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.5K ¥3.4M

11.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$15.1K ¥2.4M

117.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$137 ¥21.6K

-41.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$23.78 ¥3,757

-72.41%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$30.79 ¥4,865

-39.59%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$51.7 ¥8,161

4.76%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$3.11 ¥491

487.78%

Cinema Ticket

$4.25 Rp 76.5K

$11.79 ¥1,862

-63.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$521 ¥82.3K

-5.38%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.7K ¥2.0M

-55.78%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$48.96 ¥7,736

-6.90%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$31.24 ¥4,936

11.91%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$60.1 ¥9,499

29.25%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$90.5 ¥14.3K

-13.27%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$529 ¥83.6K

113.89%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$334 ¥52.8K

101.29%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,089 ¥172.0K

231.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$735 ¥116.1K

131.64%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,144 ¥654.7K

-34.43%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,783 ¥281.6K

25.72%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,761 ¥278.1K

-90.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.21

523.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Takamatsu: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Takamatsu

$334 28.1% 50.3% $339

Groceries & Markets

Ubud, Bali

$287 21.2%

Takamatsu

$280 23.5% 2.3% $6.7

Clothing & Footwear

Ubud, Bali

$107 7.9%

Takamatsu

$104 8.7% 2.5% $2.7

Eating Out

Ubud, Bali

$106 7.9%

Takamatsu

$130 10.9% 22.1% $24

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Takamatsu

$191 16.1% 81.9% $86

Sport & Entertainment

Ubud, Bali

$63 4.6%

Takamatsu

$75 6.3% 20.1% $13

Getting Around

Ubud, Bali

$12 0.9%

Takamatsu

$76 6.4% 514% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $529 in Takamatsu. Housing cost is often the main lever when comparing two cities.

Takamatsu pays 958% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $32.00 in Takamatsu for a mid-range dinner for two. Groceries echo the gap at $287 vs $280 per month, with Takamatsu cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Takamatsu

🕒 Local time

11:53 11:53 AM

12:53 12:53 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

426,514

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Takamatsu 5,160 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Takamatsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Takamatsu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Takamatsu differ by about 14% in total monthly costs ($1,353 vs $1,191 including rent). Takamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 958% lower in Takamatsu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $529 in Takamatsu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Takamatsu runs roughly 498% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $521 in Takamatsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,191 in Takamatsu versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Takamatsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Takamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Takamatsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takamatsu gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.