Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Swansea

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,196 in Swansea, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Swansea, United Kingdom
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Swansea
🇬🇧 United Kingdom
$2,196
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Swansea

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Swansea actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,196 in Swansea, rent included.

  • Ubud, Bali $1,349
  • Swansea $2,196

A couple spends around $2,305 per month in Ubud, Bali vs $3,130 in Swansea, rent included.

  • Ubud, Bali $2,305
  • Swansea $3,130

A family of three spends $3,261 per month in Ubud, Bali vs $4,065 in Swansea, rent included.

  • Ubud, Bali $3,261
  • Swansea $4,065

Ubud, Bali is about 39% cheaper than Swansea, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Swansea
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$20.41 £15.25
-83.73%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$63.1 £47.11
-43.48%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$10.47 £7.82
-47.18%
Cappuccino
$2.72 Rp 49.3K
$4.76 £3.56
-42.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.36 £1.76
-27.97%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.26 £0.94
-39.68%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$5.89 £4.40
-55.01%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$6.38 £4.77
-31.35%
🛒 Groceries & Markets
Ubud, Bali
Swansea
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.34 £1.00
11.19%
White Bread (500g)
$2.28 Rp 41.3K
$2.05 £1.53
11.22%
Rice (white) (1kg)
$1.19 Rp 21.6K
$2.06 £1.54
-42.23%
Eggs
$2.04 Rp 36.9K
$3.52 £2.63
-42.05%
Local Cheese (1kg)
$17.70 Rp 321.1K
$7.78 £5.82
127.51%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$8.33 £6.22
-52.46%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$12.87 £9.61
-5.28%
Apples (1kg)
$3.66 Rp 66.3K
$2.32 £1.73
57.76%
Banana (1kg)
$1.52 Rp 27.5K
$1.24 £0.93
22.58%
Oranges (1kg)
$2.23 Rp 40.4K
$2.87 £2.14
-22.30%
Tomato (1kg)
$1.97 Rp 35.8K
$3.57 £2.67
-44.82%
Potato (1kg)
$1.85 Rp 33.5K
$2.25 £1.68
-17.78%
Onion (1kg)
$2.42 Rp 44.0K
$3.05 £2.28
-20.66%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.27 £0.95
-22.05%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$2.29 £1.71
-77.73%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$23.23 £17.35
-90.44%
Wine (Bottle)
$22.24 Rp 403.4K
$10.63 £7.94
109.22%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.33 £1.74
-3.00%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.40 £2.54
-12.65%
🚌 Getting Around
Ubud, Bali
Swansea
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$4.12 £3.08
-93.93%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$97.1 £72.5
-91.94%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$3.95 £2.95
-88.86%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$2.68 £2.01
-83.96%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$33.33 £24.90
-83.77%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.95 £1.46
-57.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$38.9K £29.1K
-38.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$40.5K £30.2K
-21.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Swansea
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$306 £229
-74.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$14.81 £11.07
-56.45%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$43.20 £32.27
-56.99%
🎉 Sport & Entertainment
Ubud, Bali
Swansea
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$33.28 £24.87
48.68%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$15.52 £11.60
13.72%
Cinema Ticket
$4.27 Rp 77.5K
$9.85 £7.36
-56.65%
🧸 Childcare & Education
Ubud, Bali
Swansea
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$1,777 £1,327
-72.39%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Swansea
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$89.7 £67.0
-50.21%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$48.22 £36.03
-27.52%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$122 £91.3
-34.63%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$82.6 £61.7
-3.79%
🏠 Accommodation & Living
Ubud, Bali
Swansea
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,112 £831
1.16%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$891 £666
-24.64%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$1,500 £1,120
137.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,337 £999
28.86%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$3,563 £2,662
-23.33%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$2,615 £1,953
-12.65%
💵 Salaries & Financials
Ubud, Bali
Swansea
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$3,263 £2,437
-94.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.04
128.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Swansea: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Swansea
$891 32.7% $220
Groceries & Markets
Ubud, Bali
$288
Swansea
$293 1.7% $4.9
Eating Out
Ubud, Bali
$108
Swansea
$309 187% $201
Clothing & Footwear
Ubud, Bali
$108
Swansea
$154 43.4% $47
Monthly Utilities & Internet
Ubud, Bali
$104
Swansea
$364 250% $260
Sport & Entertainment
Ubud, Bali
$58
Swansea
$53 8.7% $5.1
Getting Around
Ubud, Bali
$11
Swansea
$131 1046% $119

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,112 in Swansea. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Swansea are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $63 in Swansea. Monthly groceries follow the same trend: $288 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇬🇧 Swansea
🕒 Local time
18:13 6:13 PM
10:13 10:13 AM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
239,000
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Ubud, Bali Swansea 12,740 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Swansea

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Swansea: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Swansea?
Swansea costs about 63% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Swansea?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,293 in Swansea. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Swansea?
A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,112 in Swansea. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How do dining costs compare in Ubud, Bali and in Swansea?
A mid-range dinner for two costs $36 in Ubud, Bali and $63 in Swansea. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How expensive is transport in Ubud, Bali compared to Swansea?
Public transport costs about 92% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Ubud, Bali or in Swansea?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,196 in Swansea. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Ubud, Bali or Swansea?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $2,196 in Swansea. Both appeal to remote workers, and the cost gap matters when income varies month to month.
Should I move to Ubud, Bali or to Swansea?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Swansea makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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