Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Surrey, United Kingdom

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,025 in Surrey, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
148

Cost of Living Index in Surrey
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Surrey Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Surrey

🇬🇧 United Kingdom

$3,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Surrey actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,025 in Surrey, rent included.

Ubud, Bali $1,349
Surrey $3,025

A couple spends around $2,305 per month in Ubud, Bali vs $4,456 in Surrey, rent included.

Ubud, Bali $2,305
Surrey $4,456

A family of three spends $3,261 per month in Ubud, Bali vs $5,887 in Surrey, rent included.

Ubud, Bali $3,261
Surrey $5,887

Ubud, Bali is about 55% cheaper than Surrey, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$23.47 £17.50

-85.85%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$59.5 £44.33

-40.06%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.62 £7.17

-42.52%

Cappuccino

$2.72 Rp 49.3K

$4.77 £3.55

-42.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.26 £1.68

-24.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.48 £1.10

-48.65%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.54 £4.88

-59.48%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.15 £4.59

-28.78%

Milk (1 liter)

$1.49 Rp 27.1K

$1.31 £0.98

13.74%

White Bread (500g)

$2.28 Rp 41.3K

$2.10 £1.57

8.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.60 £1.19

-25.63%

Eggs

$2.04 Rp 36.9K

$4.15 £3.10

-50.84%

Local Cheese (1kg)

$17.70 Rp 321.2K

$8.62 £6.43

105.34%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.33 £6.96

-57.56%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$16.52 £12.32

-26.21%

Apples (1kg)

$3.66 Rp 66.3K

$3.19 £2.38

14.73%

Banana (1kg)

$1.52 Rp 27.5K

$1.48 £1.11

2.70%

Oranges (1kg)

$2.23 Rp 40.4K

$2.03 £1.51

9.85%

Tomato (1kg)

$1.97 Rp 35.8K

$3.26 £2.43

-39.57%

Potato (1kg)

$1.85 Rp 33.5K

$1.38 £1.03

34.06%

Onion (1kg)

$2.42 Rp 44.0K

$1.79 £1.33

35.20%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.40 £1.05

-29.29%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.17 £0.87

-56.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$23.32 £17.38

-90.48%

Wine (Bottle)

$22.24 Rp 403.6K

$10.47 £7.80

112.42%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.22 £1.66

1.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.50 £1.86

18.80%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$3.90 £2.90

-93.59%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$5.22 £3.89

-91.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.93 £1.44

-57.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$38.1K £28.4K

-37.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$41.0K £30.5K

-22.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$263 £196

-69.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$13.29 £9.91

-51.47%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$35.87 £26.74

-48.20%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$52.7 £39.32

-6.18%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$18.44 £13.75

-4.28%

Cinema Ticket

$4.27 Rp 77.6K

$13.07 £9.75

-67.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,137 £1,594

-77.05%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$29.9K £22.3K

-81.02%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$52.7 £39.32

-15.36%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$40.02 £29.84

-12.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$87.4 £65.1

-8.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$93.0 £69.4

-14.62%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,945 £1,450

-42.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,864 £1,390

-63.98%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$3,308 £2,466

7.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$3,400 £2,535

-49.31%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$7,255 £5,409

-68.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,565 £3,404

-96.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.4

155.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Surrey: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Surrey

$1.9K 61.6% 178% $1.2K

Groceries & Markets

Ubud, Bali

$288 21.4%

Surrey

$293 9.7% 1.5% $4.4

Eating Out

Ubud, Bali

$108 8%

Surrey

$334 11% 210% $226

Clothing & Footwear

Ubud, Bali

$108 8%

Surrey

$123 4.1% 14.3% $15

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Surrey

$312 10.3% 200% $208

Sport & Entertainment

Ubud, Bali

$58 4.3%

Surrey

$79 2.6% 35.9% $21

Getting Around

Ubud, Bali

$11 0.9%

Surrey

$21 * 0.7% 82.1% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,945 in Surrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Surrey are about 28 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $59 in Surrey. Monthly groceries follow the same trend: $288 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Surrey

🕒 Local time

20:29 8:29 PM

12:29 12:29 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

585

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of November 2, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.832 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Surrey 12,510 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surrey: Cost of Living - Frequently Asked Questions

Yes – Surrey is pricier by about 124%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,538 in Surrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,945 in Surrey.

A mid-range dinner for two costs $36 in Ubud, Bali and $59 in Surrey. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $491 per month in Ubud, Bali and $2,137 in Surrey. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,025 in Surrey. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Surrey makes more sense. Both are solid long-term options with distinct trade-offs.