Cost of Living Comparison Between Ubud, Bali and Surgut Cost of Living Comparison Between Ubud, Bali and Surgut

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $978 in Surgut, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $1,494 in Surgut, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $2,010 in Surgut, rent included.

Ubud, Bali costs about 44% more than Surgut, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Surgut is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$9.33 ₽700

-63.34%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$38.27 ₽2,872

-13.88%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$5.62 ₽421

-9.61%

Cappuccino

$2.82 Rp 48.5K

$2.38 ₽178

18.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.12 ₽84.2

22.32%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.48 ₽36.06

47.92%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$1.42 ₽106

109.15%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$2.61 ₽196

49.81%

Milk (1 liter)

$1.75 Rp 30.0K

$1.10 ₽82.6

59.09%

White Bread (500g)

$2.52 Rp 43.2K

$0.66 ₽49.59

281.82%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.39 ₽104

-12.95%

Eggs

$2.33 Rp 40.1K

$1.76 ₽132

32.39%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.67 ₽801

35.90%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.91 ₽369

-11.20%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$8.65 ₽649

39.31%

Apples (1kg)

$3.82 Rp 65.6K

$1.79 ₽134

113.41%

Banana (1kg)

$1.61 Rp 27.7K

$1.80 ₽135

-10.56%

Oranges (1kg)

$2.70 Rp 46.5K

$1.99 ₽149

35.68%

Tomato (1kg)

$2.23 Rp 38.3K

$2.80 ₽210

-20.36%

Potato (1kg)

$1.90 Rp 32.6K

$0.84 ₽63.1

126.19%

Onion (1kg)

$2.18 Rp 37.5K

$0.66 ₽49.65

230.30%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.40 ₽105

-26.43%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.70 ₽52.9

10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.97 ₽223

7.07%

Wine (Bottle)

$23.23 Rp 399.2K

$6.82 ₽512

240.62%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$0.96 ₽71.8

196.88%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.91 ₽143

42.41%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.49 ₽37.00

-40.82%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$1.93 ₽145

-74.61%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.32 ₽24.37

40.63%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$6.36 ₽478

-1.26%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.72 ₽54.2

18.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$34.3K ₽2.6M

-24.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$35.1K ₽2.6M

-10.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$108 ₽8,112

-26.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$6.10 ₽458

-32.95%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$7.76 ₽583

210.05%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$35.24 ₽2,644

172.96%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$4.95 ₽371

-16.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$328 ₽24.6K

-9.40%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$7,087 ₽531.8K

-6.01%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$69.2 ₽5,194

-20.59%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$43.71 ₽3,280

-11.35%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$116 ₽8,708

-22.78%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$107 ₽8,032

-26.29%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$442 ₽33.2K

130.23%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$301 ₽22.6K

119.08%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$766 ₽57.5K

348.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$498 ₽37.4K

312.41%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,581 ₽118.6K

88.59%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,356 ₽101.8K

74.57%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$916 ₽68.7K

-81.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Surgut: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $442 in Surgut. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 432% higher in Surgut, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $38 in Surgut. Groceries tell a different story – $299 in Ubud, Bali vs $195 in Surgut – so Surgut wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surgut: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 44% more than Surgut, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,467 in Surgut. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surgut, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $38.00 in Surgut. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Surgut, where all-in costs run around $978, than in Ubud, Bali at $1,408. In Surgut it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Surgut costs $978 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surgut. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.