Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Surgut

For one person, living is cheaper in Surgut: $1,150 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Surgut
Learn more

Surgut Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Surgut

🇷🇺 Russia

$1,150

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Surgut

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Surgut actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,150 in Surgut, rent included.

Ubud, Bali $1,349
Surgut $1,150

A couple spends around $2,305 per month in Ubud, Bali vs $1,725 in Surgut, rent included.

Ubud, Bali $2,305
Surgut $1,725

A family of three spends $3,261 per month in Ubud, Bali vs $2,300 in Surgut, rent included.

Ubud, Bali $3,261
Surgut $2,300

Ubud, Bali costs about 17% more than Surgut, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$13.27 ₽1,070

-74.98%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$35.95 ₽2,899

-0.86%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.02 ₽566

-21.23%

Cappuccino

$2.72 Rp 49.4K

$2.88 ₽232

-5.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.29 ₽104

31.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.56 ₽44.81

35.71%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.88 ₽151

40.96%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.95 ₽238

48.47%

Milk (1 liter)

$1.49 Rp 27.1K

$1.07 ₽86.0

39.25%

White Bread (500g)

$2.28 Rp 41.4K

$0.70 ₽56.6

225.71%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.64 ₽132

-27.44%

Eggs

$2.04 Rp 37.0K

$1.82 ₽147

12.09%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.90 ₽960

48.74%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.68 ₽377

-15.38%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$11.65 ₽939

4.64%

Apples (1kg)

$3.66 Rp 66.4K

$1.87 ₽151

95.72%

Banana (1kg)

$1.52 Rp 27.6K

$1.66 ₽134

-8.43%

Oranges (1kg)

$2.23 Rp 40.5K

$1.86 ₽150

19.89%

Tomato (1kg)

$1.97 Rp 35.9K

$2.90 ₽234

-32.07%

Potato (1kg)

$1.85 Rp 33.6K

$0.81 ₽65.6

128.40%

Onion (1kg)

$2.42 Rp 44.1K

$0.63 ₽50.5

284.13%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.16 ₽93.8

-14.66%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.68 ₽55.1

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.00 ₽242

-26.00%

Wine (Bottle)

$22.24 Rp 404.2K

$7.99 ₽644

178.35%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.06 ₽85.4

113.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.02 ₽163

47.03%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.61 ₽49.40

-59.02%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$31.55 ₽2,545

-75.21%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.57 ₽208

-82.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.32 ₽25.60

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.62 ₽534

-18.28%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.89 ₽71.6

-7.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$58.9K ₽4.8M

-59.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$44.2K ₽3.6M

-28.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$128 ₽10.3K

-38.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$5.99 ₽483

7.68%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$9.34 ₽754

98.93%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$31.90 ₽2,573

55.11%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$28.41 ₽2,291

-37.87%

Cinema Ticket

$4.27 Rp 77.7K

$7.09 ₽572

-39.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$376 ₽30.3K

30.60%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,161 ₽577.6K

-20.77%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$85.1 ₽6,859

-47.51%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$53.7 ₽4,333

-34.95%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$123 ₽9,926

-35.08%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$106 ₽8,557

-25.15%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$461 ₽37.2K

143.85%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$364 ₽29.3K

84.57%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$985 ₽79.5K

261.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$540 ₽43.5K

219.43%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,257 ₽182.1K

21.01%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,713 ₽138.2K

33.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.45

-35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Surgut: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Surgut

$364 31.6% 45.8% $308

Groceries & Markets

Ubud, Bali

$288 21.4%

Surgut

$209 18.1% 27.7% $80

Eating Out

Ubud, Bali

$108 8%

Surgut

$184 16% 71.3% $77

Clothing & Footwear

Ubud, Bali

$108 8%

Surgut

$166 14.4% 54% $58

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Surgut

$144 12.5% 38% $40

Sport & Entertainment

Ubud, Bali

$58 4.3%

Surgut

$46 4% 20.6% $12

Getting Around

Ubud, Bali

$11 0.9%

Surgut

$38 3.3% 234% $27

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $461 in Surgut. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $36 in Surgut. Groceries tell a different story – $288 in Ubud, Bali vs $209 in Surgut – so Surgut wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Surgut

🕒 Local time

05:21 5:21 AM

02:21 2:21 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

406,938

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Surgut 8,560 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Surgut

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surgut: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 17% more than Surgut, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,725 in Surgut. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surgut, especially for central apartments: a one-bedroom in the center costs $461 there versus $1,125 in Ubud, Bali.

Public transport costs about 75% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 38% more in Ubud, Bali, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,150 in Surgut. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Surgut – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.