Cost of Living Comparison Between Ubud, Bali and Summit, NJ Cost of Living Comparison Between Ubud, Bali and Summit, NJ

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,694 in Summit, NJ, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $3,990 in Summit, NJ, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $5,286 in Summit, NJ, rent included.

Ubud, Bali is about 48% cheaper than Summit, NJ, driven mainly by Eating Out.

Both Ubud, Bali and Summit, NJ sit above the global median – Ubud, Bali by 5%, Summit, NJ by 101%.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$19.64 $19.64

-82.59%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$99.0 $99.0

-66.72%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$14.13 $14.13

-64.05%

Cappuccino

$2.82 Rp 48.5K

$5.16 $5.16

-45.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$2.47 $2.47

-44.53%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.98 $1.98

-64.14%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$8.10 $8.10

-63.33%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$8.06 $8.06

-51.49%

Milk (1 liter)

$1.75 Rp 30.0K

$1.21 $1.21

44.63%

White Bread (500g)

$2.52 Rp 43.2K

$3.74 $3.74

-32.62%

Rice (white) (1kg)

$1.21 Rp 20.8K

$5.13 $5.13

-76.41%

Eggs

$2.33 Rp 40.1K

$4.20 $4.20

-44.52%

Local Cheese (1kg)

$14.50 Rp 249.2K

$25.31 $25.31

-42.71%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$12.01 $12.01

-63.70%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$17.10 $17.10

-29.53%

Apples (1kg)

$3.82 Rp 65.6K

$7.49 $7.49

-49.00%

Banana (1kg)

$1.61 Rp 27.7K

$1.78 $1.78

-9.55%

Oranges (1kg)

$2.70 Rp 46.5K

$4.02 $4.02

-32.84%

Tomato (1kg)

$2.23 Rp 38.3K

$4.11 $4.11

-45.74%

Potato (1kg)

$1.90 Rp 32.6K

$2.77 $2.77

-31.41%

Onion (1kg)

$2.18 Rp 37.5K

$3.83 $3.83

-43.08%

Lettuce (1 head)

$1.03 Rp 17.7K

$2.50 $2.50

-58.80%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$2.58 $2.58

-70.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$10.99 $10.99

-71.06%

Wine (Bottle)

$23.23 Rp 399.2K

$14.97 $14.97

55.18%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.78 $1.78

60.11%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$6.24 $6.24

-56.41%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$2.05 $2.05

-85.85%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$2.92 $2.92

-83.22%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.99 $1.99

-77.39%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$23.79 $23.79

-73.60%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.88 $0.88

-3.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$29.6K $29.6K

-12.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$25.2K $25.2K

25.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$178 $178

-55.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$50.6 $50.6

-91.92%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$56.2 $56.2

-57.20%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$42.26 $42.26

127.61%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$15.21 $15.21

-72.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$1,852 $1,852

-83.97%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$24.1K $24.1K

-72.32%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$70.5 $70.5

-22.02%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$55.4 $55.4

-30.09%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$75.1 $75.1

19.37%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$135 $135

-41.77%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$2,783 $2,783

-63.42%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$1,337 $1,337

-50.66%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$5,396 $5,396

-36.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$2,235 $2,235

-8.14%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,674 $2,674

11.48%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$2,410 $2,410

-1.73%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.55

102.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Summit, NJ: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $2,783 in Summit, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33 in Ubud, Bali versus $99 in Summit, NJ. Monthly groceries follow the same trend: $299 vs $467 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Summit, NJ: Cost of Living - Frequently Asked Questions

Summit, NJ costs about 91% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $4,041 in Summit, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,694 in Summit, NJ. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $1,852 in Summit, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Summit, NJ at $2,694. In Ubud, Bali it covers expenses comfortably, while in Summit, NJ it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $2,694 in Summit, NJ. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Summit, NJ makes more sense. Both are solid long-term options with distinct trade-offs.