Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Struga

For one person, living is cheaper in Struga: $861 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Struga
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Struga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Struga

🇲🇰 North Macedonia

$861

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Struga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Struga actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $861 in Struga, rent included.

Ubud, Bali $1,349
Struga $861

A couple spends around $2,305 per month in Ubud, Bali vs $1,317 in Struga, rent included.

Ubud, Bali $2,305
Struga $1,317

A family of three spends $3,261 per month in Ubud, Bali vs $1,772 in Struga, rent included.

Ubud, Bali $3,261
Struga $1,772

Ubud, Bali costs about 57% more than Struga, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.12 MKD 391

-53.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$29.20 MKD 1,606

22.05%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.43 MKD 299

1.84%

Cappuccino

$2.72 Rp 49.3K

$1.56 MKD 85.9

74.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.82 MKD 100

-6.59%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.20 MKD 65.8

-36.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.68 MKD 148

-1.12%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.03 MKD 166

44.55%

Milk (1 liter)

$1.49 Rp 27.0K

$1.23 MKD 67.5

21.14%

White Bread (500g)

$2.28 Rp 41.3K

$0.73 MKD 40.01

212.33%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.62 MKD 88.8

-26.54%

Eggs

$2.04 Rp 36.9K

$1.96 MKD 108

4.08%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.41 MKD 408

138.87%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.24 MKD 343

-36.54%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$12.68 MKD 697

-3.86%

Apples (1kg)

$3.66 Rp 66.3K

$1.47 MKD 81.1

148.98%

Banana (1kg)

$1.52 Rp 27.5K

$1.35 MKD 74.4

12.59%

Oranges (1kg)

$2.23 Rp 40.4K

$1.25 MKD 68.7

78.40%

Tomato (1kg)

$1.97 Rp 35.8K

$1.54 MKD 84.7

27.92%

Potato (1kg)

$1.85 Rp 33.5K

$0.89 MKD 49.03

107.87%

Onion (1kg)

$2.42 Rp 44.0K

$0.85 MKD 46.50

184.71%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.59 MKD 32.64

67.80%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.55 MKD 30.24

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.50 MKD 193

-36.57%

Wine (Bottle)

$22.24 Rp 403.4K

$4.65 MKD 256

378.28%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.06 MKD 58.5

113.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.42 MKD 78.0

109.15%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.88 MKD 48.66

-71.59%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$55.3 MKD 3,044

-85.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.07 MKD 58.7

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.61 MKD 33.28

-29.51%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$5.01 MKD 276

7.98%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.43 MKD 78.6

-42.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$33.1K MKD 1.8M

-27.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.9K MKD 1.4M

22.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$100 MKD 5,507

-21.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$10.81 MKD 595

-40.33%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$18.92 MKD 1,040

-1.80%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$20.03 MKD 1,102

147.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$11.44 MKD 629

54.28%

Cinema Ticket

$4.27 Rp 77.5K

$7.46 MKD 410

-42.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$118 MKD 6,501

314.97%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,583 MKD 87.1K

258.36%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$85.7 MKD 4,713

-47.91%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$31.08 MKD 1,709

12.45%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$71.0 MKD 3,905

12.52%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$52.5 MKD 2,888

51.25%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$278 MKD 15.3K

304.33%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$217 MKD 12.0K

209.04%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$441 MKD 24.3K

708.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$356 MKD 19.6K

384.10%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,544 MKD 84.9K

76.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,364 MKD 75.0K

67.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$852 MKD 46.9K

-80.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.75

267.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Struga: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Struga

$217 25.2% 67.6% $454

Groceries & Markets

Ubud, Bali

$288 21.4%

Struga

$184 21.4% 36.1% $104

Eating Out

Ubud, Bali

$108 8%

Struga

$124 14.4% 14.7% $16

Clothing & Footwear

Ubud, Bali

$108 8%

Struga

$108 12.6% 0.6% $0.6

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Struga

$130 15.1% 24.8% $26

Sport & Entertainment

Ubud, Bali

$58 4.3%

Struga

$35 4.1% 39.8% $23

Getting Around

Ubud, Bali

$11 0.9%

Struga

$63 7.3% 451% $52

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $278 in Struga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Struga are about 5.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $29 in Struga. Monthly groceries follow the same trend: $288 vs $184 – making Struga the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Struga

🕒 Local time

10:39 10:39 AM

03:39 3:39 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,000

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 MKD = 1.82 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

North Macedonian Denar exchange rates as of November 2, 2026: 1 USD = 55 MKD (100 MKD = 1.82 USD). 1 EUR = 61.41 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Struga 11,010 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Struga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Struga: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $861 in Struga – Struga comes out roughly 36% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,292 in Struga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Struga, especially for central apartments: a one-bedroom in the center costs $278 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $118 in Struga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 57% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Struga, where all-in costs run around $861, than in Ubud, Bali at $1,349. In Struga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Struga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.