Cost of Living Comparison Between Ubud, Bali and Stokmarknes Cost of Living Comparison Between Ubud, Bali and Stokmarknes

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $2,431 in Stokmarknes, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $3,741 in Stokmarknes, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $5,052 in Stokmarknes, rent included.

Ubud, Bali is about 42% cheaper than Stokmarknes, driven mainly by Eating Out.

Both Ubud, Bali and Stokmarknes sit above the global median – Ubud, Bali by 6%, Stokmarknes by 81%.

Currency
🍽 Eating Out
Ubud, Bali
Stokmarknes
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$25.49 NOK 241
-86.03%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$99.5 NOK 940
-67.09%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$13.90 NOK 131
-64.39%
Cappuccino
$2.71 Rp 48.9K
$5.01 NOK 47.37
-45.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$3.10 NOK 29.33
-56.77%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$2.92 NOK 27.63
-76.03%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$10.02 NOK 94.7
-70.86%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$9.81 NOK 92.8
-59.63%
🛒 Groceries & Markets
Ubud, Bali
Stokmarknes
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$2.26 NOK 21.40
-19.91%
White Bread (500g)
$2.52 Rp 45.4K
$3.40 NOK 32.12
-25.88%
Rice (white) (1kg)
$1.16 Rp 20.9K
$3.22 NOK 30.41
-63.98%
Eggs
$2.46 Rp 44.4K
$4.51 NOK 42.59
-45.45%
Local Cheese (1kg)
$14.71 Rp 265.3K
$12.11 NOK 114
21.47%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$14.55 NOK 138
-70.31%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$28.40 NOK 268
-57.25%
Apples (1kg)
$3.84 Rp 69.3K
$3.62 NOK 34.18
6.08%
Banana (1kg)
$1.56 Rp 28.1K
$2.40 NOK 22.73
-35.00%
Oranges (1kg)
$2.83 Rp 51.1K
$3.28 NOK 31.00
-13.72%
Tomato (1kg)
$2.33 Rp 41.9K
$4.55 NOK 43.04
-48.79%
Potato (1kg)
$1.91 Rp 34.5K
$2.42 NOK 22.88
-21.07%
Onion (1kg)
$2.20 Rp 39.7K
$2.49 NOK 23.51
-11.65%
Lettuce (1 head)
$1.01 Rp 18.3K
$2.76 NOK 26.06
-63.41%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$1.89 NOK 17.88
-58.73%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$15.26 NOK 144
-78.24%
Wine (Bottle)
$23.74 Rp 428.1K
$18.46 NOK 175
28.60%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$3.32 NOK 31.42
-15.96%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$3.93 NOK 37.18
-27.23%
🚌 Getting Around
Ubud, Bali
Stokmarknes
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$4.30 NOK 40.64
-93.72%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
$73.8 NOK 698
-89.12%
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$10.32 NOK 97.6
-95.54%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$1.44 NOK 13.65
-68.75%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$45.94 NOK 434
-86.72%
Gasoline (1 liter)
$0.79 Rp 14.3K
$2.14 NOK 20.19
-63.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$35.7K NOK 337.4K
-26.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$38.9K NOK 367.8K
-17.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stokmarknes
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$237 NOK 2,239
-66.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$38.21 NOK 361
-89.37%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$55.4 NOK 524
-57.58%
🎉 Sport & Entertainment
Ubud, Bali
Stokmarknes
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$49.70 NOK 470
98.59%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
$34.94 NOK 330
-81.02%
Cinema Ticket
$4.15 Rp 74.8K
$16.90 NOK 160
-75.44%
🧸 Childcare & Education
Ubud, Bali
Stokmarknes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$283 NOK 2,674
7.47%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$10.2K NOK 96.1K
-34.95%
👕👟 Clothing & Footwear
Ubud, Bali
Stokmarknes
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$95.6 NOK 904
-41.92%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$51.7 NOK 489
-25.91%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$110 NOK 1,036
-19.17%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$153 NOK 1,450
-49.22%
🏠 Accommodation & Living
Ubud, Bali
Stokmarknes
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$1,215 NOK 11.5K
-17.17%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$889 NOK 8,401
-24.01%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$1,809 NOK 17.1K
90.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$1,538 NOK 14.5K
32.60%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$6,159 NOK 58.2K
-53.87%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$4,666 NOK 44.1K
-51.48%
💵 Salaries & Financials
Ubud, Bali
Stokmarknes
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.38
203.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Stokmarknes: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,215 in Stokmarknes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $99.0 in Stokmarknes. Monthly groceries follow the same trend: $302 vs $458 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stokmarknes: Cost of Living - Frequently Asked Questions
Is Stokmarknes cheaper than Ubud, Bali?
Yes – Stokmarknes is pricier by about 71%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $3,647 in Stokmarknes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $304 per month in Ubud, Bali and $283 in Stokmarknes. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and Stokmarknes?
Groceries cost about 51% more in Stokmarknes, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for Ubud, Bali or Stokmarknes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Stokmarknes at $2,431. In Ubud, Bali it covers expenses comfortably, while in Stokmarknes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Stokmarknes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Stokmarknes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stokmarknes makes more sense. Both are solid long-term options with distinct trade-offs.

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