Cost of Living Comparison Between Ubud, Bali and Stokmarknes Cost of Living Comparison Between Ubud, Bali and Stokmarknes

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $2,746 in Stokmarknes, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $4,147 in Stokmarknes, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $5,548 in Stokmarknes, rent included.

Ubud, Bali is about 49% cheaper than Stokmarknes, driven mainly by Eating Out.

Both Ubud, Bali and Stokmarknes sit above the global median – Ubud, Bali by 2%, Stokmarknes by 100%.

Currency
🍽 Eating Out
Ubud, Bali
Stokmarknes
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$18.85 NOK 175
-82.12%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.4K
$117 NOK 1,093
-67.14%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$15.96 NOK 149
-65.41%
Cappuccino
$2.64 Rp 46.6K
$5.65 NOK 52.6
-53.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$4.03 NOK 37.48
-58.56%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$3.07 NOK 28.55
-74.92%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
$12.03 NOK 112
-78.14%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
$9.93 NOK 92.4
-56.90%
🛒 Groceries & Markets
Ubud, Bali
Stokmarknes
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$2.46 NOK 22.91
-36.99%
White Bread (500g)
$2.22 Rp 39.2K
$3.71 NOK 34.54
-40.16%
Rice (white) (1kg)
$1.13 Rp 19.8K
$3.94 NOK 36.65
-71.32%
Eggs
$2.09 Rp 36.8K
$4.92 NOK 45.81
-57.52%
Local Cheese (1kg)
$17.39 Rp 306.7K
$13.28 NOK 124
30.95%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$15.66 NOK 146
-75.29%
Beef Round Steak (1kg)
$12.55 Rp 221.3K
$30.11 NOK 280
-58.32%
Apples (1kg)
$3.62 Rp 63.8K
$3.49 NOK 32.49
3.72%
Banana (1kg)
$1.56 Rp 27.5K
$2.63 NOK 24.45
-40.68%
Oranges (1kg)
$2.35 Rp 41.5K
$3.47 NOK 32.33
-32.28%
Tomato (1kg)
$2.06 Rp 36.2K
$5.27 NOK 49.05
-60.91%
Potato (1kg)
$1.90 Rp 33.5K
$2.69 NOK 25.00
-29.37%
Onion (1kg)
$2.34 Rp 41.2K
$2.91 NOK 27.05
-19.59%
Lettuce (1 head)
$1.03 Rp 18.2K
$3.00 NOK 27.91
-65.67%
Water (1.5 liter bottle)
$0.55 Rp 9,781
$2.41 NOK 22.40
-77.18%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
$17.70 NOK 165
-87.29%
Wine (Bottle)
$23.81 Rp 419.8K
$16.84 NOK 157
41.39%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
$3.58 NOK 33.36
-35.47%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
$4.38 NOK 40.73
-36.07%
🚌 Getting Around
Ubud, Bali
Stokmarknes
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,803
$4.74 NOK 44.11
-94.30%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
$78.0 NOK 726
-88.90%
Taxi Start (Normal Tariff)
$0.48 Rp 8,490
$12.11 NOK 113
-96.04%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,865
$1.86 NOK 17.34
-75.81%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
$62.7 NOK 583
-90.87%
Gasoline (1 liter)
$0.76 Rp 13.4K
$2.33 NOK 21.71
-67.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.7M
$50.2K NOK 467.4K
-51.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.4M
$41.0K NOK 381.3K
-21.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stokmarknes
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$294 NOK 2,733
-71.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
$37.14 NOK 346
-82.61%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.9K
$65.6 NOK 610
-71.03%
🎉 Sport & Entertainment
Ubud, Bali
Stokmarknes
Difference
Gym Membership (Monthly)
$56.0 Rp 987.0K
$51.1 NOK 476
9.51%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.3K
$42.20 NOK 393
-55.88%
Cinema Ticket
$4.28 Rp 75.5K
$17.75 NOK 165
-75.89%
🧸 Childcare & Education
Ubud, Bali
Stokmarknes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$282 NOK 2,625
72.51%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.3M
$11.7K NOK 109.3K
-50.15%
👕👟 Clothing & Footwear
Ubud, Bali
Stokmarknes
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.3K
$99.6 NOK 927
-54.28%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.5K
$57.2 NOK 532
-36.38%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$139 NOK 1,292
-40.95%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$176 NOK 1,637
-54.30%
🏠 Accommodation & Living
Ubud, Bali
Stokmarknes
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$1,382 NOK 12.9K
-19.19%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$1,087 NOK 10.1K
-35.49%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$2,312 NOK 21.5K
52.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
$1,591 NOK 14.8K
10.79%
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
$5,535 NOK 51.5K
-48.94%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
$4,575 NOK 42.6K
-49.90%
💵 Salaries & Financials
Ubud, Bali
Stokmarknes
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.96
177.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Stokmarknes: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $1,382 in Stokmarknes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $117 in Stokmarknes. Monthly groceries follow the same trend: $293 vs $494 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stokmarknes: Cost of Living - Frequently Asked Questions
Is Stokmarknes cheaper than Ubud, Bali?
Yes – Stokmarknes is pricier by about 97%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $4,119 in Stokmarknes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $487 per month in Ubud, Bali and $282 in Stokmarknes. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Stokmarknes?
Groceries cost about 69% more in Stokmarknes, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Stokmarknes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Stokmarknes at $2,746. In Ubud, Bali it covers expenses comfortably, while in Stokmarknes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Stokmarknes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Stokmarknes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stokmarknes makes more sense. Both are solid long-term options with distinct trade-offs.

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