Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stokmarknes

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,652 in Stokmarknes, rent and utilities included – about $15,600 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Stokmarknes
🇳🇴 Norway
$2,652
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stokmarknes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stokmarknes actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,652 in Stokmarknes, rent included.

  • Ubud, Bali $1,353
  • Stokmarknes $2,652

A couple spends around $2,297 per month in Ubud, Bali vs $4,015 in Stokmarknes, rent included.

  • Ubud, Bali $2,297
  • Stokmarknes $4,015

A family of three spends $3,241 per month in Ubud, Bali vs $5,378 in Stokmarknes, rent included.

  • Ubud, Bali $3,241
  • Stokmarknes $5,378

Ubud, Bali is about 49% cheaper than Stokmarknes, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Stokmarknes sit above the global median – Ubud, Bali by 0%, Stokmarknes by 96%.

Currency
🍽 Eating Out
Ubud, Bali
Stokmarknes
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$20.63 NOK 194
-84.34%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$103 NOK 968
-66.07%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$15.80 NOK 149
-63.92%
Cappuccino
$2.62 Rp 47.1K
$5.38 NOK 50.6
-51.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$3.98 NOK 37.43
-56.78%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$3.18 NOK 29.93
-74.53%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$11.81 NOK 111
-77.56%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$10.36 NOK 97.5
-57.82%
🛒 Groceries & Markets
Ubud, Bali
Stokmarknes
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$2.47 NOK 23.27
-36.44%
White Bread (500g)
$2.19 Rp 39.5K
$3.55 NOK 33.41
-38.31%
Rice (white) (1kg)
$1.18 Rp 21.2K
$3.87 NOK 36.44
-69.51%
Eggs
$2.16 Rp 38.8K
$4.76 NOK 44.83
-54.62%
Local Cheese (1kg)
$17.65 Rp 317.7K
$13.04 NOK 123
35.35%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$15.20 NOK 143
-75.13%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$31.03 NOK 292
-61.49%
Apples (1kg)
$3.60 Rp 64.8K
$3.27 NOK 30.75
10.09%
Banana (1kg)
$1.59 Rp 28.6K
$2.58 NOK 24.26
-38.37%
Oranges (1kg)
$2.31 Rp 41.6K
$3.51 NOK 33.04
-34.19%
Tomato (1kg)
$1.91 Rp 34.3K
$4.77 NOK 44.90
-59.96%
Potato (1kg)
$1.78 Rp 32.1K
$2.59 NOK 24.40
-31.27%
Onion (1kg)
$2.33 Rp 41.9K
$2.88 NOK 27.13
-19.10%
Lettuce (1 head)
$1.00 Rp 18.0K
$3.02 NOK 28.44
-66.89%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.33 NOK 21.90
-77.25%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$17.47 NOK 164
-86.89%
Wine (Bottle)
$22.07 Rp 397.3K
$16.55 NOK 156
33.35%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$3.49 NOK 32.83
-32.66%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$4.20 NOK 39.57
-29.05%
🚌 Getting Around
Ubud, Bali
Stokmarknes
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$4.62 NOK 43.50
-95.02%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$86.0 NOK 810
-89.65%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$12.01 NOK 113
-96.09%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.86 NOK 17.47
-76.88%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$69.1 NOK 650
-92.08%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.33 NOK 21.93
-64.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$48.7K NOK 458.2K
-50.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$42.8K NOK 402.7K
-23.36%
🧾 Monthly Utilities & Internet
Ubud, Bali
Stokmarknes
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$271 NOK 2,554
-70.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$33.47 NOK 315
-80.40%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$54.3 NOK 511
-65.75%
🎉 Sport & Entertainment
Ubud, Bali
Stokmarknes
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$49.46 NOK 466
9.42%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$36.68 NOK 345
-50.16%
Cinema Ticket
$4.25 Rp 76.5K
$17.21 NOK 162
-75.31%
🧸 Childcare & Education
Ubud, Bali
Stokmarknes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$234 NOK 2,204
110.39%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$12.9K NOK 121.9K
-56.77%
👕👟 Clothing & Footwear
Ubud, Bali
Stokmarknes
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$99.7 NOK 938
-54.27%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$56.7 NOK 534
-38.39%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$126 NOK 1,187
-38.35%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$155 NOK 1,461
-49.42%
🏠 Accommodation & Living
Ubud, Bali
Stokmarknes
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,206 NOK 11.4K
-6.19%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,016 NOK 9,563
-33.76%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,973 NOK 18.6K
83.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,690 NOK 15.9K
0.69%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$6,221 NOK 58.6K
-56.32%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$4,109 NOK 38.7K
-45.45%
💵 Salaries & Financials
Ubud, Bali
Stokmarknes
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.94
178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Stokmarknes: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Stokmarknes
$1K 51% $343
Groceries & Markets
Ubud, Bali
$287
Stokmarknes
$485 68.9% $198
Clothing & Footwear
Ubud, Bali
$107
Stokmarknes
$197 84.9% $90
Eating Out
Ubud, Bali
$106
Stokmarknes
$385 262% $279
Monthly Utilities & Internet
Ubud, Bali
$105
Stokmarknes
$359 242% $254
Sport & Entertainment
Ubud, Bali
$63
Stokmarknes
$84 33.9% $21
Getting Around
Ubud, Bali
$12
Stokmarknes
$126 912% $113

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,206 in Stokmarknes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $103 in Stokmarknes. Monthly groceries follow the same trend: $287 vs $485 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇳🇴 Stokmarknes
🕒 Local time
18:19 6:19 PM
12:19 12:19 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
3,300
💱 Currency
Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 22, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

On the map
Between locations
  • Ubud, Bali Stokmarknes 11,310 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Stokmarknes

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Stokmarknes: Cost of Living - Frequently Asked Questions
Is Stokmarknes cheaper than Ubud, Bali?
Yes – Stokmarknes is pricier by about 96%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,978 in Stokmarknes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $493 per month in Ubud, Bali and $234 in Stokmarknes. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Stokmarknes?
Groceries cost about 69% more in Stokmarknes, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Stokmarknes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Stokmarknes at $2,652. In Ubud, Bali it covers expenses comfortably, while in Stokmarknes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Stokmarknes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Stokmarknes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stokmarknes makes more sense. Both are solid long-term options with distinct trade-offs.

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