Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sterlitamak

For one person, living is cheaper in Sterlitamak: $1,105 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Sterlitamak
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Sterlitamak Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Sterlitamak

🇷🇺 Russia

$1,105

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sterlitamak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sterlitamak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,105 in Sterlitamak.

Ubud, Bali $1,353
Sterlitamak $1,105

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,697 in Sterlitamak.

Ubud, Bali $2,297
Sterlitamak $1,697

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,289 in Sterlitamak.

Ubud, Bali $3,241
Sterlitamak $2,289

Living in Ubud, Bali is roughly 22% more expensive than in Sterlitamak, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Sterlitamak is 18% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$9.19 ₽767

-64.85%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$35.64 ₽2,975

-2.13%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.36 ₽697

-31.82%

Cappuccino

$2.62 Rp 47.1K

$3.11 ₽260

-15.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.13 ₽94.4

52.21%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.35 ₽29.21

131.43%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.37 ₽198

11.81%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.86 ₽239

52.80%

Milk (1 liter)

$1.57 Rp 28.3K

$1.06 ₽88.3

48.11%

White Bread (500g)

$2.19 Rp 39.5K

$0.72 ₽59.8

204.17%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.49 ₽124

-20.81%

Eggs

$2.16 Rp 38.8K

$1.41 ₽118

53.19%

Local Cheese (1kg)

$17.65 Rp 317.7K

$14.51 ₽1,211

21.64%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.49 ₽375

-15.81%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.72 ₽645

54.79%

Apples (1kg)

$3.60 Rp 64.8K

$0.77 ₽64.5

367.53%

Banana (1kg)

$1.59 Rp 28.6K

$1.30 ₽108

22.31%

Oranges (1kg)

$2.31 Rp 41.6K

$1.32 ₽110

75.00%

Tomato (1kg)

$1.91 Rp 34.3K

$2.42 ₽202

-21.07%

Potato (1kg)

$1.78 Rp 32.1K

$0.81 ₽67.4

119.75%

Onion (1kg)

$2.33 Rp 41.9K

$0.56 ₽46.65

316.07%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.76 ₽63.5

31.58%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.73 ₽61.1

-27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.34 ₽279

-31.44%

Wine (Bottle)

$22.07 Rp 397.3K

$6.74 ₽562

227.45%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.22 ₽102

92.62%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.10 ₽259

-3.87%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.52 ₽43.03

-55.77%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.01 ₽251

-84.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.37 ₽30.74

16.22%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$7.43 ₽620

-26.38%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.86 ₽71.4

-3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$53.5K ₽4.5M

-55.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$41.3K ₽3.4M

-20.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$152 ₽12.7K

-47.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$6.50 ₽542

0.92%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$8.00 ₽667

132.50%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$37.57 ₽3,135

44.05%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$24.60 ₽2,053

-25.69%

Cinema Ticket

$4.25 Rp 76.5K

$5.91 ₽493

-28.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$303 ₽25.3K

62.71%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,898 ₽492.3K

-5.11%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$50.6 ₽4,221

-9.87%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$69.4 ₽5,794

-49.64%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$165 ₽13.8K

-52.83%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$145 ₽12.1K

-45.78%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$437 ₽36.4K

159.17%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$341 ₽28.5K

97.11%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$767 ₽64.1K

370.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$619 ₽51.6K

175.14%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,070 ₽172.8K

31.28%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,673 ₽139.6K

33.97%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

23.33

-40.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Sterlitamak: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Sterlitamak

$341 30.9% 49.3% $332

Groceries & Markets

Ubud, Bali

$287 21.2%

Sterlitamak

$189 17.1% 34.3% $98

Clothing & Footwear

Ubud, Bali

$107 7.9%

Sterlitamak

$193 17.5% 81.4% $87

Eating Out

Ubud, Bali

$106 7.9%

Sterlitamak

$159 14.4% 49.8% $53

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Sterlitamak

$166 15% 58.1% $61

Sport & Entertainment

Ubud, Bali

$63 4.6%

Sterlitamak

$49 4.5% 21.1% $13

Getting Around

Ubud, Bali

$12 0.9%

Sterlitamak

$6.9 * 0.6% 44.4% $5.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $437 in Sterlitamak. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $36.00 in Sterlitamak. Groceries flip the comparison at $287 vs $189, with Sterlitamak cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Sterlitamak

🕒 Local time

19:40 7:40 PM

16:40 4:40 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

277,410

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sterlitamak 8,850 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Sterlitamak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sterlitamak: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sterlitamak differ by about 22% in total monthly costs ($1,353 vs $1,105 including rent). Sterlitamak is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,030 in Ubud, Bali and $1,658 in Sterlitamak to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $437 in Sterlitamak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $303 in Sterlitamak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sterlitamak – a meal for two runs $36.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,105 in Sterlitamak versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Sterlitamak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sterlitamak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sterlitamak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sterlitamak gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.