Cost of Living Comparison Between Ubud, Bali and Sterlitamak Cost of Living Comparison Between Ubud, Bali and Sterlitamak

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $920 in Sterlitamak.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,457 in Sterlitamak.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,993 in Sterlitamak.

Living in Ubud, Bali is roughly 52% more expensive than in Sterlitamak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Sterlitamak is 33% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$8.48 ₽728

-60.26%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$46.82 ₽4,018

-17.58%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$4.10 ₽352

34.63%

Cappuccino

$2.64 Rp 46.6K

$2.17 ₽187

21.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.98 ₽84.2

70.41%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.44 ₽37.65

75.00%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.39 ₽120

89.21%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.02 ₽259

41.72%

Milk (1 liter)

$1.55 Rp 27.3K

$1.00 ₽85.9

55.00%

White Bread (500g)

$2.22 Rp 39.2K

$0.69 ₽59.2

221.74%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.26 ₽108

-10.32%

Eggs

$2.09 Rp 36.8K

$1.35 ₽116

54.81%

Local Cheese (1kg)

$17.39 Rp 306.6K

$10.06 ₽863

72.86%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$4.52 ₽388

-14.38%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$7.80 ₽670

60.90%

Apples (1kg)

$3.62 Rp 63.8K

$0.75 ₽64.5

382.67%

Banana (1kg)

$1.56 Rp 27.5K

$1.34 ₽115

16.42%

Oranges (1kg)

$2.35 Rp 41.5K

$1.33 ₽114

76.69%

Tomato (1kg)

$2.06 Rp 36.2K

$2.59 ₽222

-20.46%

Potato (1kg)

$1.90 Rp 33.5K

$0.75 ₽64.1

153.33%

Onion (1kg)

$2.34 Rp 41.2K

$0.52 ₽44.26

350.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.74 ₽63.3

39.19%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.56 ₽47.82

-1.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$3.11 ₽267

-27.65%

Wine (Bottle)

$23.81 Rp 419.7K

$6.06 ₽520

292.90%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.01 ₽86.9

128.71%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.54 ₽218

10.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.47 ₽40.59

-42.55%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$21.16 ₽1,816

-59.07%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.77 ₽152

-72.88%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.37 ₽32.05

21.62%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$5.44 ₽467

5.15%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.72 ₽62.1

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$26.7K ₽2.3M

-8.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$38.0K ₽3.3M

-15.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$96.7 ₽8,298

-13.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$4.91 ₽422

31.57%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$8.57 ₽735

121.59%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$35.89 ₽3,080

55.95%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$3.62 ₽311

18.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$274 ₽23.5K

77.42%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$7,148 ₽613.4K

-18.08%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$77.0 ₽6,606

-40.81%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$60.3 ₽5,175

-39.67%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$116 ₽9,915

-29.06%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$98.0 ₽8,414

-17.99%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$426 ₽36.6K

162.01%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$304 ₽26.1K

130.28%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$758 ₽65.0K

366.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$526 ₽45.2K

234.90%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$2,136 ₽183.3K

32.32%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,416 ₽121.5K

61.83%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$812 ₽69.7K

-79.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.18

-28.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Sterlitamak: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $426 in Sterlitamak. Housing cost is often the main lever when comparing two cities.

Sterlitamak pays 379% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $47.00 in Sterlitamak. Groceries flip the comparison at $293 vs $169, with Sterlitamak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sterlitamak: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sterlitamak differ by about 52% in total monthly costs ($1,396 vs $920 including rent). Sterlitamak is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 379% lower in Sterlitamak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $426 in Sterlitamak. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sterlitamak – a meal for two runs $47.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $920 in Sterlitamak – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

At $920 in Sterlitamak versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Sterlitamak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sterlitamak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sterlitamak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sterlitamak gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.