Cost of Living Comparison Between Ubud, Bali and Sterlitamak Cost of Living Comparison Between Ubud, Bali and Sterlitamak

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $974 in Sterlitamak.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,532 in Sterlitamak.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,090 in Sterlitamak.

Living in Ubud, Bali is roughly 45% more expensive than in Sterlitamak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sterlitamak is 27% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.97 ₽783

-65.40%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$50.6 ₽3,972

-36.04%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.41 ₽503

-24.49%

Cappuccino

$2.75 Rp 49.4K

$2.59 ₽204

6.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.79 ₽62.1

74.68%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.56 ₽43.65

33.93%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.82 ₽143

64.29%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.54 ₽121

150.00%

Milk (1 liter)

$1.74 Rp 31.2K

$1.09 ₽85.7

59.63%

White Bread (500g)

$2.46 Rp 44.2K

$0.66 ₽51.9

272.73%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.50 ₽118

-22.00%

Eggs

$2.43 Rp 43.7K

$1.73 ₽136

40.46%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.50 ₽825

38.10%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.13 ₽403

-15.20%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.16 ₽641

46.81%

Apples (1kg)

$3.72 Rp 66.8K

$1.95 ₽153

90.77%

Banana (1kg)

$1.63 Rp 29.2K

$1.96 ₽154

-16.84%

Oranges (1kg)

$2.74 Rp 49.3K

$2.72 ₽214

0.74%

Tomato (1kg)

$2.24 Rp 40.3K

$2.89 ₽227

-22.49%

Potato (1kg)

$1.92 Rp 34.5K

$0.74 ₽58.3

159.46%

Onion (1kg)

$2.28 Rp 40.9K

$0.79 ₽62.1

188.61%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.72 ₽135

-38.37%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.49 ₽38.45

46.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.13 ₽246

5.11%

Wine (Bottle)

$23.19 Rp 416.8K

$6.72 ₽528

245.09%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.93 ₽72.9

198.92%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.69 ₽133

61.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.50 ₽39.15

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.93 ₽152

-75.13%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.54 ₽42.36

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.83 ₽536

-8.93%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.76 ₽60.1

6.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$41.4K ₽3.3M

-35.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$48.7K ₽3.8M

-33.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$102 ₽7,975

-22.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$4.97 ₽391

-18.11%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$6.66 ₽523

265.32%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.49 ₽2,788

177.85%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$3.82 ₽300

4.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$380 ₽29.9K

-19.73%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,175 ₽406.6K

28.34%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$76.1 ₽5,975

-28.81%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$38.87 ₽3,054

-2.73%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$128 ₽10.1K

-32.34%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$115 ₽9,001

-33.37%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$453 ₽35.6K

119.15%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$309 ₽24.3K

117.87%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$760 ₽59.7K

344.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$503 ₽39.5K

307.99%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,182 ₽171.4K

28.54%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,471 ₽115.6K

51.37%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$882 ₽69.3K

-81.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Sterlitamak: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $453 in Sterlitamak. Housing cost is often the main lever when comparing two cities.

Sterlitamak pays 428% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $51.0 in Sterlitamak. Groceries flip the comparison at $297 vs $197, with Sterlitamak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sterlitamak: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sterlitamak differ by about 45% in total monthly costs ($1,408 vs $974 including rent). Sterlitamak is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 428% lower in Sterlitamak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $453 in Sterlitamak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $380 in Sterlitamak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sterlitamak – a meal for two runs $51.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $974 in Sterlitamak versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Sterlitamak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sterlitamak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sterlitamak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sterlitamak gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.