Cost of Living Comparison Between Ubud, Bali and Sterlitamak Cost of Living Comparison Between Ubud, Bali and Sterlitamak

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $957 in Sterlitamak.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,549 in Sterlitamak.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,141 in Sterlitamak.

Living in Ubud, Bali is roughly 48% more expensive than Sterlitamak, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Sterlitamak is 29% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$9.96 ₽727

-64.26%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$51.3 ₽3,745

-36.20%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.46 ₽471

-23.37%

Cappuccino

$2.71 Rp 48.4K

$2.59 ₽189

4.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.78 ₽56.7

71.79%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.53 ₽38.63

32.08%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.82 ₽133

60.44%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.49 ₽108

165.77%

Milk (1 liter)

$1.81 Rp 32.3K

$1.04 ₽76.2

74.04%

White Bread (500g)

$2.52 Rp 45.0K

$0.71 ₽51.5

254.93%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.47 ₽107

-21.09%

Eggs

$2.46 Rp 43.9K

$1.76 ₽129

39.77%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.47 ₽764

40.50%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.07 ₽370

-14.79%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.62 ₽629

40.84%

Apples (1kg)

$3.84 Rp 68.6K

$2.01 ₽147

91.04%

Banana (1kg)

$1.56 Rp 27.8K

$2.00 ₽146

-22.00%

Oranges (1kg)

$2.83 Rp 50.6K

$2.68 ₽196

5.60%

Tomato (1kg)

$2.33 Rp 41.5K

$2.93 ₽214

-20.48%

Potato (1kg)

$1.91 Rp 34.2K

$0.69 ₽50.6

176.81%

Onion (1kg)

$2.20 Rp 39.3K

$0.81 ₽59.0

171.60%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.77 ₽129

-42.94%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.53 ₽38.81

47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.96 ₽216

12.16%

Wine (Bottle)

$23.74 Rp 423.9K

$6.83 ₽499

247.58%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.92 ₽67.4

203.26%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.70 ₽124

68.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.52 ₽38.01

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.96 ₽143

-76.53%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.51 ₽37.06

-11.76%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.67 ₽487

-8.55%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.72 ₽52.3

9.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$40.5K ₽3.0M

-35.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$48.1K ₽3.5M

-33.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$103 ₽7,531

-22.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$5.16 ₽376

-21.32%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$6.90 ₽504

240.87%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$35.01 ₽2,555

181.92%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$3.84 ₽280

8.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$378 ₽27.6K

-19.58%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$5,118 ₽373.6K

29.21%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$77.1 ₽5,628

-27.97%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$39.34 ₽2,872

-2.62%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$128 ₽9,365

-30.94%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$115 ₽8,365

-32.06%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$445 ₽32.5K

126.19%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$300 ₽21.9K

124.74%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$769 ₽56.1K

347.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$508 ₽37.1K

301.66%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,284 ₽166.7K

24.41%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,529 ₽111.6K

48.03%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$943 ₽68.9K

-82.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Sterlitamak: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $445 in Sterlitamak. Housing cost is often the main lever when comparing two cities.

Sterlitamak pays 471% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $51.0 in Sterlitamak. Groceries flip the comparison at $302 vs $199, with Sterlitamak cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sterlitamak: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sterlitamak differ by about 48% in total monthly costs ($1,419 vs $957 including rent). Sterlitamak is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Sterlitamak earns 471% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $445 in Sterlitamak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $378 in Sterlitamak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sterlitamak – a meal for two runs $51.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $957 in Sterlitamak versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Sterlitamak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sterlitamak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sterlitamak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sterlitamak gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.