Cost of Living Comparison Between Ubud, Bali and Stavropol Cost of Living Comparison Between Ubud, Bali and Stavropol

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $896 in Stavropol, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,416 in Stavropol, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,937 in Stavropol, rent included.

Ubud, Bali costs about 57% more than Stavropol, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Stavropol is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$11.42 ₽897

-69.79%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$38.61 ₽3,033

-16.24%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.80 ₽613

-37.95%

Cappuccino

$2.75 Rp 49.4K

$2.20 ₽173

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.15 ₽90.6

20.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.50 ₽39.12

50.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.24 ₽97.8

141.13%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.61 ₽205

47.51%

Milk (1 liter)

$1.74 Rp 31.2K

$1.24 ₽97.8

40.32%

White Bread (500g)

$2.46 Rp 44.2K

$0.50 ₽39.01

392.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.15 ₽90.2

1.74%

Eggs

$2.43 Rp 43.7K

$1.57 ₽123

54.78%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.38 ₽580

96.48%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.49 ₽353

-3.12%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.78 ₽611

53.98%

Apples (1kg)

$3.72 Rp 66.8K

$1.43 ₽112

160.14%

Banana (1kg)

$1.63 Rp 29.2K

$1.93 ₽151

-15.54%

Oranges (1kg)

$2.74 Rp 49.3K

$1.53 ₽120

79.08%

Tomato (1kg)

$2.24 Rp 40.3K

$2.67 ₽210

-16.10%

Potato (1kg)

$1.92 Rp 34.5K

$0.76 ₽59.9

152.63%

Onion (1kg)

$2.28 Rp 40.9K

$0.56 ₽43.61

307.14%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.22 ₽96.2

-13.11%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.64 ₽49.91

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.08 ₽242

6.82%

Wine (Bottle)

$23.19 Rp 416.8K

$7.08 ₽556

227.54%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.73 ₽57.3

280.82%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$0.87 ₽68.5

213.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.52 ₽41.02

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.01 ₽79.3

-52.48%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.16 ₽12.91

162.50%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.18 ₽485

0.65%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.77 ₽60.9

5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$25.2K ₽2.0M

5.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$39.4K ₽3.1M

-18.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$110 ₽8,628

-28.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$6.84 ₽538

-40.50%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$5.77 ₽453

321.66%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$50.5 ₽3,964

95.42%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$5.13 ₽403

-22.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$191 ₽15.0K

59.79%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,098 ₽243.4K

114.38%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$87.8 ₽6,900

-38.35%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$47.15 ₽3,704

-19.81%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$114 ₽8,919

-23.52%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$56.7 ₽4,452

34.73%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$332 ₽26.1K

198.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$252 ₽19.8K

167.40%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$581 ₽45.7K

480.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$461 ₽36.3K

344.30%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,169 ₽170.4K

29.29%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,411 ₽110.9K

57.78%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$416 ₽32.7K

-59.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.34

-18.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Stavropol: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $332 in Stavropol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 149% higher in Stavropol, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $39.00 in Stavropol. Groceries tell a different story – $297 in Ubud, Bali vs $170 in Stavropol – so Stavropol wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stavropol: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 57% more than Stavropol, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,344 in Stavropol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stavropol, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $39.00 in Stavropol. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 75% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Stavropol, where all-in costs run around $896, than in Ubud, Bali at $1,408. In Stavropol it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stavropol costs $896 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stavropol. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.