Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stavropol

For one person, living is cheaper in Stavropol: $889 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Stavropol
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Stavropol Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Stavropol

🇷🇺 Russia

$889

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stavropol

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stavropol actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $889 in Stavropol, rent included.

Ubud, Bali $1,353
Stavropol $889

A couple spends around $2,297 per month in Ubud, Bali vs $1,374 in Stavropol, rent included.

Ubud, Bali $2,297
Stavropol $1,374

A family of three spends $3,241 per month in Ubud, Bali vs $1,859 in Stavropol, rent included.

Ubud, Bali $3,241
Stavropol $1,859

Ubud, Bali costs about 52% more than Stavropol, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Stavropol is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$10.44 ₽872

-69.06%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$25.11 ₽2,096

38.91%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.93 ₽495

-3.88%

Cappuccino

$2.62 Rp 47.1K

$2.56 ₽213

2.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.98 ₽82.2

75.51%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.44 ₽36.50

84.09%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.19 ₽99.4

122.69%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.14 ₽179

104.21%

Milk (1 liter)

$1.57 Rp 28.3K

$1.18 ₽98.3

33.05%

White Bread (500g)

$2.19 Rp 39.5K

$0.74 ₽61.5

195.95%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.20 ₽100

-1.67%

Eggs

$2.16 Rp 38.8K

$1.43 ₽119

51.05%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.48 ₽708

108.14%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.94 ₽412

-23.48%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.83 ₽654

52.62%

Apples (1kg)

$3.60 Rp 64.8K

$1.49 ₽124

141.61%

Banana (1kg)

$1.59 Rp 28.6K

$2.04 ₽170

-22.06%

Oranges (1kg)

$2.31 Rp 41.6K

$1.65 ₽137

40.00%

Tomato (1kg)

$1.91 Rp 34.3K

$2.53 ₽211

-24.51%

Potato (1kg)

$1.78 Rp 32.1K

$0.89 ₽74.6

100.00%

Onion (1kg)

$2.33 Rp 41.9K

$0.63 ₽52.3

269.84%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.83 ₽69.6

20.48%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.69 ₽57.3

-23.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.40 ₽201

-4.58%

Wine (Bottle)

$22.07 Rp 397.3K

$6.17 ₽515

257.70%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.94 ₽78.5

150.00%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.54 ₽129

93.51%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.62 ₽51.5

-62.90%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.34 ₽112

-64.93%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.17 ₽14.37

152.94%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.46 ₽205

122.36%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.81 ₽67.8

2.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$52.1K ₽4.3M

-54.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$38.7K ₽3.2M

-15.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$109 ₽9,069

-26.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$6.71 ₽560

-2.24%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$8.52 ₽711

118.31%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$32.40 ₽2,704

67.04%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$6.19 ₽516

-31.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$369 ₽30.8K

33.61%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$74.9 ₽6,253

-39.16%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$46.18 ₽3,854

-24.30%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$74.8 ₽6,246

3.85%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$135 ₽11.3K

-41.75%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$400 ₽33.4K

182.63%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$241 ₽20.2K

178.68%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$646 ₽53.9K

458.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$453 ₽37.8K

275.51%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,675 ₽139.8K

62.19%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,166 ₽97.3K

92.17%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$581 ₽48.5K

-71.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.83

-30.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Stavropol: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Stavropol

$241 27.2% 64.1% $431

Groceries & Markets

Ubud, Bali

$287 21.2%

Stavropol

$178 20% 38.1% $109

Clothing & Footwear

Ubud, Bali

$107 7.9%

Stavropol

$149 16.7% 39.7% $42

Eating Out

Ubud, Bali

$106 7.9%

Stavropol

$148 16.6% 39% $42

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Stavropol

$124 13.9% 17.8% $19

Sport & Entertainment

Ubud, Bali

$63 4.6%

Stavropol

$45 5% 28.5% $18

Getting Around

Ubud, Bali

$12 0.9%

Stavropol

$4.7 * 0.5% 62.4% $7.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $400 in Stavropol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 249% higher in Stavropol, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $25.00 in Stavropol. Monthly groceries follow the same trend: $287 vs $178 – making Stavropol the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Stavropol

🕒 Local time

20:33 8:33 PM

15:33 3:33 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

550,147

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stavropol 9,390 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Stavropol

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stavropol: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 52% more than Stavropol, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,334 in Stavropol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stavropol, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $25.00 in Stavropol. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Stavropol, where all-in costs run around $889, than in Ubud, Bali at $1,353. In Stavropol it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stavropol costs $889 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stavropol. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.