Cost of Living Comparison Between Ubud, Bali and Stavropol Cost of Living Comparison Between Ubud, Bali and Stavropol

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $907 in Stavropol, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,425 in Stavropol, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,942 in Stavropol, rent included.

Ubud, Bali costs about 57% more than Stavropol, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Stavropol is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$11.32 ₽826

-68.55%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$38.30 ₽2,795

-14.54%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.52 ₽549

-34.18%

Cappuccino

$2.71 Rp 48.4K

$2.25 ₽165

20.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.20 ₽87.9

11.67%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.52 ₽38.18

34.62%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.30 ₽95.1

124.62%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.47 ₽181

60.32%

Milk (1 liter)

$1.81 Rp 32.3K

$1.24 ₽90.3

45.97%

White Bread (500g)

$2.52 Rp 45.0K

$0.52 ₽38.06

384.62%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.15 ₽83.6

0.87%

Eggs

$2.46 Rp 43.9K

$1.51 ₽110

62.91%

Local Cheese (1kg)

$14.71 Rp 262.7K

$7.27 ₽531

102.34%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.60 ₽336

-6.09%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.54 ₽551

61.01%

Apples (1kg)

$3.84 Rp 68.6K

$1.42 ₽103

170.42%

Banana (1kg)

$1.56 Rp 27.8K

$1.94 ₽142

-19.59%

Oranges (1kg)

$2.83 Rp 50.6K

$1.60 ₽117

76.88%

Tomato (1kg)

$2.33 Rp 41.5K

$2.63 ₽192

-11.41%

Potato (1kg)

$1.91 Rp 34.2K

$0.77 ₽55.9

148.05%

Onion (1kg)

$2.20 Rp 39.3K

$0.56 ₽40.63

292.86%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.18 ₽85.8

-14.41%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.67 ₽49.03

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.24 ₽236

2.47%

Wine (Bottle)

$23.74 Rp 423.9K

$7.83 ₽571

203.19%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.68 ₽49.68

310.29%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$0.93 ₽67.7

207.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.53 ₽38.81

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.01 ₽73.7

-54.46%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.17 ₽12.23

164.71%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.22 ₽454

-1.93%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.77 ₽56.0

2.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$25.7K ₽1.9M

1.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$40.1K ₽2.9M

-19.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$112 ₽8,172

-28.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$6.71 ₽490

-39.49%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$5.72 ₽418

311.19%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$50.9 ₽3,715

93.95%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$5.04 ₽368

-17.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$194 ₽14.2K

56.55%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,037 ₽221.6K

117.79%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$87.9 ₽6,418

-36.84%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$48.56 ₽3,545

-21.11%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$115 ₽8,391

-22.93%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$57.9 ₽4,228

34.44%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$341 ₽24.9K

194.76%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$252 ₽18.4K

168.15%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$583 ₽42.5K

490.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$460 ₽33.6K

343.45%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,328 ₽169.9K

22.04%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,533 ₽111.9K

47.68%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$446 ₽32.6K

-62.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.34

-18.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Stavropol: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $341 in Stavropol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 170% higher in Stavropol, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $38.00 in Stavropol. Groceries tell a different story – $302 in Ubud, Bali vs $171 in Stavropol – so Stavropol wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stavropol: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 57% more than Stavropol, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,360 in Stavropol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stavropol, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $38.00 in Stavropol. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 77% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Stavropol, where all-in costs run around $907, than in Ubud, Bali at $1,419. In Stavropol it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stavropol costs $907 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stavropol. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.