Cost of Living Comparison Between Ubud, Bali and Stavropol Cost of Living Comparison Between Ubud, Bali and Stavropol

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $829 in Stavropol, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,378 in Stavropol, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,927 in Stavropol, rent included.

Ubud, Bali costs about 68% more than Stavropol, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Stavropol is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$7.01 ₽602

-51.93%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$34.91 ₽2,996

10.54%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.74 ₽493

-3.83%

Cappuccino

$2.64 Rp 46.6K

$2.15 ₽184

22.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.06 ₽91.3

57.55%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.45 ₽38.71

71.11%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.42 ₽122

85.21%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.97 ₽255

44.11%

Milk (1 liter)

$1.55 Rp 27.3K

$1.08 ₽92.6

43.52%

White Bread (500g)

$2.22 Rp 39.2K

$0.68 ₽58.7

226.47%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.35 ₽116

-16.30%

Eggs

$2.09 Rp 36.8K

$1.28 ₽110

63.28%

Local Cheese (1kg)

$17.39 Rp 306.6K

$7.76 ₽666

124.10%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.55 ₽305

9.01%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$8.66 ₽744

44.92%

Apples (1kg)

$3.62 Rp 63.8K

$1.39 ₽119

160.43%

Banana (1kg)

$1.56 Rp 27.5K

$1.69 ₽145

-7.69%

Oranges (1kg)

$2.35 Rp 41.5K

$1.46 ₽125

60.96%

Tomato (1kg)

$2.06 Rp 36.2K

$2.49 ₽214

-17.27%

Potato (1kg)

$1.90 Rp 33.5K

$0.81 ₽69.4

134.57%

Onion (1kg)

$2.34 Rp 41.2K

$0.52 ₽44.66

350.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.16 ₽99.5

-11.21%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.55 ₽47.61

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.11 ₽181

6.64%

Wine (Bottle)

$23.81 Rp 419.7K

$5.95 ₽511

300.17%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$0.81 ₽69.3

185.19%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.09 ₽93.7

156.88%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.50 ₽42.66

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$7.69 ₽660

12.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.58 ₽136

-69.62%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.17 ₽14.31

164.71%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$3.92 ₽336

45.92%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.82 ₽70.1

-7.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$28.9K ₽2.5M

-15.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$18.7K ₽1.6M

71.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$104 ₽8,886

-19.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$6.15 ₽528

5.04%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$7.61 ₽653

149.54%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$23.10 ₽1,983

142.29%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$5.84 ₽501

218.84%

Cinema Ticket

$4.28 Rp 75.5K

$5.08 ₽436

-15.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$317 ₽27.2K

53.32%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$52.6 ₽4,518

-13.45%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$55.1 ₽4,731

-34.01%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$87.6 ₽7,519

-6.45%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$109 ₽9,342

-26.14%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$406 ₽34.9K

174.70%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$240 ₽20.6K

191.79%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$763 ₽65.4K

363.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$582 ₽49.9K

203.02%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,759 ₽151.0K

60.63%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,197 ₽102.7K

91.42%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$437 ₽37.5K

-61.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.14

-31.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Stavropol: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $406 in Stavropol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 157% higher in Stavropol, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $35.00 in Stavropol. Monthly groceries follow the same trend: $293 vs $163 – making Stavropol the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stavropol: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 68% more than Stavropol, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,244 in Stavropol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stavropol, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $487 per month in Ubud, Bali and $317 in Stavropol. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 79% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Stavropol, where all-in costs run around $829, than in Ubud, Bali at $1,396. In Stavropol it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stavropol costs $829 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stavropol. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.