Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stary Oskol

For one person, living is cheaper in Stary Oskol: $1,064 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Stary Oskol
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Stary Oskol Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Stary Oskol

🇷🇺 Russia

$1,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stary Oskol

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stary Oskol actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,064 in Stary Oskol, rent included.

Ubud, Bali $1,349
Stary Oskol $1,064

A couple spends around $2,305 per month in Ubud, Bali vs $1,662 in Stary Oskol, rent included.

Ubud, Bali $2,305
Stary Oskol $1,662

A family of three spends $3,261 per month in Ubud, Bali vs $2,261 in Stary Oskol, rent included.

Ubud, Bali $3,261
Stary Oskol $2,261

Ubud, Bali costs about 27% more than Stary Oskol, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$11.56 ₽935

-71.28%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$37.38 ₽3,023

-4.65%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.38 ₽516

-13.32%

Cappuccino

$2.72 Rp 49.3K

$2.77 ₽224

-1.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.16 ₽93.5

46.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 ₽47.17

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.77 ₽143

49.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.10 ₽250

41.29%

Milk (1 liter)

$1.49 Rp 27.1K

$1.18 ₽95.5

26.27%

White Bread (500g)

$2.28 Rp 41.3K

$0.79 ₽63.6

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.42 ₽115

-16.20%

Eggs

$2.04 Rp 36.9K

$1.62 ₽131

25.93%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.36 ₽918

55.81%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.22 ₽422

-24.14%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$11.28 ₽912

8.07%

Apples (1kg)

$3.66 Rp 66.3K

$1.77 ₽143

106.78%

Banana (1kg)

$1.52 Rp 27.5K

$1.83 ₽148

-16.94%

Oranges (1kg)

$2.23 Rp 40.4K

$1.75 ₽142

27.43%

Tomato (1kg)

$1.97 Rp 35.8K

$2.76 ₽223

-28.62%

Potato (1kg)

$1.85 Rp 33.5K

$0.84 ₽68.1

120.24%

Onion (1kg)

$2.42 Rp 44.0K

$0.58 ₽46.54

317.24%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.31 ₽106

-24.43%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.70 ₽57.0

-27.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.04 ₽246

-26.97%

Wine (Bottle)

$22.24 Rp 403.6K

$7.84 ₽634

183.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.12 ₽90.5

101.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.05 ₽165

44.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.56 ₽45.41

-55.36%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$24.70 ₽1,997

-68.34%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$2.47 ₽200

-82.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.37 ₽30.24

16.22%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$5.66 ₽458

-4.42%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.86 ₽69.4

-4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$52.9K ₽4.3M

-54.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$39.8K ₽3.2M

-20.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$121 ₽9,787

-34.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$6.18 ₽500

4.37%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$8.22 ₽665

126.03%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$35.64 ₽2,882

38.83%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$24.42 ₽1,974

-27.72%

Cinema Ticket

$4.27 Rp 77.6K

$6.29 ₽509

-32.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$350 ₽28.3K

40.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$6,282 ₽508.0K

-9.69%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$80.5 ₽6,512

-44.57%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$53.1 ₽4,289

-34.12%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$120 ₽9,719

-33.53%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$104 ₽8,377

-23.34%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$469 ₽37.9K

139.78%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$312 ₽25.2K

115.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$910 ₽73.6K

291.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$563 ₽45.5K

206.25%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,257 ₽182.5K

21.00%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,507 ₽121.9K

51.56%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.45

-35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Stary Oskol: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Stary Oskol

$312 29.3% 53.6% $360

Groceries & Markets

Ubud, Bali

$288 21.4%

Stary Oskol

$209 19.7% 27.4% $79

Eating Out

Ubud, Bali

$108 8%

Stary Oskol

$167 15.7% 54.9% $59

Clothing & Footwear

Ubud, Bali

$108 8%

Stary Oskol

$161 15.1% 49.6% $53

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Stary Oskol

$135 12.7% 30.1% $31

Sport & Entertainment

Ubud, Bali

$58 4.3%

Stary Oskol

$48 4.5% 16.9% $9.8

Getting Around

Ubud, Bali

$11 0.9%

Stary Oskol

$31 2.9% 174% $20

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $469 in Stary Oskol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $37 in Stary Oskol. Groceries tell a different story – $288 in Ubud, Bali vs $209 in Stary Oskol – so Stary Oskol wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Stary Oskol

🕒 Local time

04:55 4:55 AM

23:55 11:55 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

223,921

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 RUB = 1.24 USD

100 RUB = 1.1 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Russian Ruble exchange rates as of November 2, 2026: 1 USD = 80.86 RUB (100 RUB = 1.24 USD). 1 EUR = 90.63 RUB (100 RUB = 1.1 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stary Oskol 9,890 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Stary Oskol

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stary Oskol: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 27%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,595 in Stary Oskol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stary Oskol, especially for central apartments: a one-bedroom in the center costs $469 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,064 in Stary Oskol. That makes Stary Oskol about 21% cheaper.

Public transport costs about 68% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,064 in Stary Oskol, leaving budget for savings and extras in both cases.

Families tend to lean toward Stary Oskol – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.