Cost of Living Comparison Between Ubud, Bali and Stary Oskol Cost of Living Comparison Between Ubud, Bali and Stary Oskol

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $981 in Stary Oskol, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,483 in Stary Oskol, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $1,985 in Stary Oskol, rent included.

Ubud, Bali costs about 42% more than Stary Oskol, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Stary Oskol is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$9.26 ₽671

-63.28%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$38.45 ₽2,786

-15.79%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$5.60 ₽406

-10.71%

Cappuccino

$2.82 Rp 50.0K

$2.30 ₽167

22.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$1.11 ₽80.6

24.32%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.48 ₽34.74

52.08%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.42 ₽103

109.86%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$2.56 ₽186

55.08%

Milk (1 liter)

$1.79 Rp 31.8K

$1.11 ₽80.6

61.26%

White Bread (500g)

$2.46 Rp 43.7K

$0.70 ₽51.0

251.43%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.39 ₽101

-13.67%

Eggs

$2.39 Rp 42.3K

$1.70 ₽123

40.59%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.73 ₽778

34.20%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.78 ₽347

-10.46%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$8.94 ₽648

32.21%

Apples (1kg)

$3.78 Rp 67.0K

$1.75 ₽127

116.00%

Banana (1kg)

$1.63 Rp 28.9K

$1.81 ₽131

-9.94%

Oranges (1kg)

$2.80 Rp 49.6K

$1.90 ₽138

47.37%

Tomato (1kg)

$2.26 Rp 40.0K

$2.74 ₽199

-17.52%

Potato (1kg)

$2.00 Rp 35.3K

$0.79 ₽56.9

153.16%

Onion (1kg)

$2.21 Rp 39.2K

$0.72 ₽52.1

206.94%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.40 ₽101

-23.57%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.70 ₽51.0

8.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.99 ₽216

4.68%

Wine (Bottle)

$23.81 Rp 421.9K

$6.27 ₽455

279.74%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$0.94 ₽67.9

202.13%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.88 ₽137

47.87%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.50 ₽35.95

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.95 ₽141

-76.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.36 ₽25.86

19.44%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$6.44 ₽467

-7.14%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.71 ₽51.7

12.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$34.4K ₽2.5M

-24.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$36.2K ₽2.6M

-12.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$108 ₽7,792

-24.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$5.83 ₽422

-28.99%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$7.70 ₽558

213.25%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$36.03 ₽2,611

171.30%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

$5.05 ₽366

-20.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$323 ₽23.4K

-8.12%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$6,994 ₽506.8K

-5.77%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$69.3 ₽5,020

-20.41%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$44.66 ₽3,236

-13.77%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$113 ₽8,159

-23.51%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$106 ₽7,695

-26.60%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$443 ₽32.1K

122.30%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$305 ₽22.1K

117.90%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$755 ₽54.7K

356.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$509 ₽36.9K

301.03%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$2,269 ₽164.4K

24.65%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$1,864 ₽135.1K

22.41%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Stary Oskol: June 16, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $443 in Stary Oskol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $38.00 in Stary Oskol. Groceries tell a different story – $299 in Ubud, Bali vs $193 in Stary Oskol – so Stary Oskol wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stary Oskol: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 42%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $1,471 in Stary Oskol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stary Oskol, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $38.00 in Stary Oskol. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 55% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Stary Oskol, where all-in costs run around $981, than in Ubud, Bali at $1,394. In Stary Oskol it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stary Oskol – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stary Oskol. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.