Cost of Living Comparison Between Ubud, Bali and Stary Oskol Cost of Living Comparison Between Ubud, Bali and Stary Oskol

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $988 in Stary Oskol, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,544 in Stary Oskol, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,099 in Stary Oskol, rent included.

Ubud, Bali costs about 38% more than Stary Oskol, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Stary Oskol is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$11.15 ₽942

-69.15%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$36.69 ₽3,100

-1.04%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$6.01 ₽508

-4.99%

Cappuccino

$2.67 Rp 47.4K

$2.68 ₽226

-0.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.05 ₽88.7

66.67%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.57 ₽48.02

52.63%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.71 ₽144

72.51%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.93 ₽248

54.27%

Milk (1 liter)

$1.62 Rp 28.7K

$1.09 ₽92.0

48.62%

White Bread (500g)

$2.33 Rp 41.4K

$0.72 ₽60.8

223.61%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.30 ₽110

-14.62%

Eggs

$2.20 Rp 39.1K

$1.57 ₽133

40.13%

Local Cheese (1kg)

$17.69 Rp 314.0K

$10.91 ₽922

62.14%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.09 ₽430

-19.45%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$10.50 ₽887

16.00%

Apples (1kg)

$3.71 Rp 65.8K

$1.72 ₽146

115.70%

Banana (1kg)

$1.59 Rp 28.2K

$1.77 ₽150

-10.17%

Oranges (1kg)

$2.28 Rp 40.5K

$1.77 ₽150

28.81%

Tomato (1kg)

$1.95 Rp 34.7K

$2.74 ₽232

-28.83%

Potato (1kg)

$1.91 Rp 33.8K

$0.69 ₽58.7

176.81%

Onion (1kg)

$2.33 Rp 41.4K

$0.57 ₽48.48

308.77%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.26 ₽106

-19.84%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.67 ₽56.6

-17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.80 ₽237

-20.36%

Wine (Bottle)

$23.07 Rp 409.5K

$7.39 ₽625

212.18%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.02 ₽86.3

137.25%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.94 ₽164

54.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.50 ₽42.23

-46.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$2.33 ₽197

-79.40%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$0.33 ₽27.90

30.30%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.26 ₽445

7.22%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.83 ₽70.1

-3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$32.3K ₽2.7M

-22.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$32.6K ₽2.8M

-2.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$116 ₽9,787

-29.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.80 ₽490

11.90%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$7.98 ₽674

135.21%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$33.49 ₽2,830

69.81%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$23.73 ₽2,006

-21.07%

Cinema Ticket

$4.54 Rp 80.5K

$5.96 ₽504

-23.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$309 ₽26.1K

55.61%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$6,272 ₽530.0K

-8.94%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$68.3 ₽5,768

-33.31%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$45.10 ₽3,811

-20.44%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$115 ₽9,754

-30.34%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$96.2 ₽8,132

-18.24%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$446 ₽37.7K

149.81%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$312 ₽26.3K

123.79%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$798 ₽67.4K

355.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$534 ₽45.1K

225.43%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,223 ₽187.9K

25.23%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,451 ₽122.6K

57.82%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Stary Oskol: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $446 in Stary Oskol. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $37.00 in Stary Oskol. Groceries tell a different story – $295 in Ubud, Bali vs $199 in Stary Oskol – so Stary Oskol wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stary Oskol: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 38%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,482 in Stary Oskol. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stary Oskol, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $37.00 in Stary Oskol. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 48% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Stary Oskol, where all-in costs run around $988, than in Ubud, Bali at $1,368. In Stary Oskol it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Stary Oskol – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stary Oskol. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.