Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and St. Thomas, Canada

Name: St. Thomas
Address: St. Thomas, CA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,436 in St. Thomas, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
111

Cost of Living Index in St. Thomas
Learn more

St. Thomas Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

St. Thomas

🇨🇦 Canada

$2,436

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in St. Thomas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in St. Thomas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,436 in St. Thomas.

Ubud, Bali $1,349
St. Thomas $2,436

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,399 in St. Thomas.

Ubud, Bali $2,305
St. Thomas $3,399

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,363 in St. Thomas.

Ubud, Bali $3,261
St. Thomas $4,363

Living in Ubud, Bali costs roughly 45% less than in St. Thomas, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$21.56 CA$30.13

-84.60%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$63.6 CA$88.9

-44.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.22 CA$15.67

-50.71%

Cappuccino

$2.72 Rp 49.3K

$3.45 CA$4.82

-21.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.11 CA$2.95

-19.43%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.63 CA$2.28

-53.37%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.85 CA$6.77

-45.36%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$6.15 CA$8.59

-28.78%

Milk (1 liter)

$1.49 Rp 27.0K

$2.22 CA$3.10

-32.88%

White Bread (500g)

$2.28 Rp 41.2K

$2.76 CA$3.85

-17.39%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.78 CA$5.28

-68.52%

Eggs

$2.04 Rp 36.9K

$3.27 CA$4.57

-37.61%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.05 CA$14.04

76.12%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$15.80 CA$22.07

-74.94%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$19.72 CA$27.56

-38.18%

Apples (1kg)

$3.66 Rp 66.2K

$4.10 CA$5.73

-10.73%

Banana (1kg)

$1.52 Rp 27.5K

$1.28 CA$1.78

18.75%

Oranges (1kg)

$2.23 Rp 40.4K

$3.65 CA$5.10

-38.90%

Tomato (1kg)

$1.97 Rp 35.7K

$4.06 CA$5.68

-51.48%

Potato (1kg)

$1.85 Rp 33.5K

$3.30 CA$4.61

-43.94%

Onion (1kg)

$2.42 Rp 43.9K

$3.06 CA$4.27

-20.92%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.87 CA$4.01

-65.51%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.55 CA$2.17

-67.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.23 CA$15.70

-80.23%

Wine (Bottle)

$22.24 Rp 403.0K

$12.51 CA$17.48

77.78%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.52 CA$3.52

-10.32%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.91 CA$4.06

2.06%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$2.19 CA$3.06

-88.58%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$68.2 CA$95.2

-88.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.38 CA$3.32

-81.51%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.66 CA$2.32

-74.10%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$22.83 CA$31.91

-76.30%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.17 CA$1.64

-29.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$27.0K CA$37.8K

-11.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$23.1K CA$32.2K

37.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$126 CA$176

-37.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$42.99 CA$60.1

-85.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$57.4 CA$80.2

-67.61%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$39.32 CA$55.0

25.84%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$17.06 CA$23.84

3.46%

Cinema Ticket

$4.27 Rp 77.4K

$10.65 CA$14.88

-59.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$421 CA$588

16.47%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$17.3K CA$24.2K

-67.26%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$53.9 CA$75.4

-17.23%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$36.85 CA$51.5

-5.16%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$82.4 CA$115

-3.06%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$90.4 CA$126

-12.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,163 CA$1,625

-3.26%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,245 CA$1,740

-46.08%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,276 CA$3,180

56.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,659 CA$2,319

3.85%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,403 CA$6,152

-37.96%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,575 CA$4,996

-36.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,004 CA$4,197

-94.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.99

176.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for St. Thomas: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

St. Thomas

$1.2K 51.1% 85.5% $574

Groceries & Markets

Ubud, Bali

$288 21.4%

St. Thomas

$399 16.4% 38.3% $110

Eating Out

Ubud, Bali

$108 8%

St. Thomas

$299 12.3% 178% $191

Clothing & Footwear

Ubud, Bali

$108 8%

St. Thomas

$119 4.9% 10.3% $11

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

St. Thomas

$226 9.3% 117% $122

Sport & Entertainment

Ubud, Bali

$58 4.3%

St. Thomas

$61 2.5% 4.5% $2.6

Getting Around

Ubud, Bali

$11 0.9%

St. Thomas

$88 3.6% 667% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,163 in St. Thomas. Housing cost is often the main lever when comparing two cities.

St. Thomas pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $64 in St. Thomas for a mid-range dinner for two. Groceries echo the gap at $288 vs $399 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 St. Thomas

🕒 Local time

08:56 8:56 AM

19:56 7:56 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

38,909

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali St. Thomas 15,880 km ≈ 20 h nonstop flight

From you

Ubud, Bali
St. Thomas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St. Thomas: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,436 in St. Thomas, so Ubud, Bali is about 45% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,163 in St. Thomas. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $421 in St. Thomas. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in St. Thomas. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in St. Thomas. Beyond cost, consider language, visa policies, and how big the international community is in each city.