Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and St. George, UT

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,620 in St. George, UT, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
St. George, UT, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
St. George, UT
🇺🇸 United States
$2,620
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in St. George, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in St. George, UT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,620 in St. George, UT.

  • Ubud, Bali $1,349
  • St. George, UT $2,620

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,835 in St. George, UT.

  • Ubud, Bali $2,305
  • St. George, UT $3,835

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,049 in St. George, UT.

  • Ubud, Bali $3,261
  • St. George, UT $5,049

Living in Ubud, Bali costs roughly 49% less than in St. George, UT, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
St. George, UT
Difference
Meal at Budget Restaurant
$3.32 Rp 59.9K
$18.95 $18.95
-82.48%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 642.4K
$75.0 $75.0
-52.47%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 99.7K
$10.97 $10.97
-49.59%
Cappuccino
$2.72 Rp 49.0K
$5.05 $5.05
-46.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.7K
$2.49 $2.49
-31.73%
Water (0.33 liter bottle)
$0.76 Rp 13.7K
$1.97 $1.97
-61.42%
Local Beer (0.5 liter draught)
$2.65 Rp 47.8K
$6.07 $6.07
-56.34%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.0K
$7.09 $7.09
-38.22%
🛒 Groceries & Markets
Ubud, Bali
St. George, UT
Difference
Milk (1 liter)
$1.49 Rp 26.9K
$1.01 $1.01
47.52%
White Bread (500g)
$2.28 Rp 41.0K
$3.53 $3.53
-35.41%
Rice (white) (1kg)
$1.19 Rp 21.5K
$4.36 $4.36
-72.71%
Eggs
$2.04 Rp 36.7K
$4.13 $4.13
-50.61%
Local Cheese (1kg)
$17.70 Rp 319.1K
$12.49 $12.49
41.71%
Chicken Fillets (1kg)
$3.96 Rp 71.4K
$11.23 $11.23
-64.74%
Beef Round Steak (1kg)
$12.19 Rp 219.7K
$15.48 $15.48
-21.25%
Apples (1kg)
$3.66 Rp 65.9K
$5.00 $5.00
-26.80%
Banana (1kg)
$1.52 Rp 27.4K
$1.58 $1.58
-3.80%
Oranges (1kg)
$2.23 Rp 40.2K
$4.26 $4.26
-47.65%
Tomato (1kg)
$1.97 Rp 35.6K
$4.83 $4.83
-59.21%
Potato (1kg)
$1.85 Rp 33.3K
$2.86 $2.86
-35.31%
Onion (1kg)
$2.42 Rp 43.7K
$2.76 $2.76
-12.32%
Lettuce (1 head)
$0.99 Rp 17.8K
$2.01 $2.01
-50.75%
Water (1.5 liter bottle)
$0.51 Rp 9,255
$2.16 $2.16
-76.39%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.0K
$9.82 $9.82
-77.39%
Wine (Bottle)
$22.24 Rp 400.9K
$13.95 $13.95
59.43%
Local Beer (0.5 liter bottle)
$2.26 Rp 40.7K
$1.79 $1.79
26.26%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.5K
$3.31 $3.31
-10.27%
🚌 Getting Around
Ubud, Bali
St. George, UT
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,525
$1.95 $1.95
-87.18%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.0K
$67.4 $67.4
-88.40%
Taxi Start (Normal Tariff)
$0.44 Rp 7,923
$3.57 $3.57
-87.68%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,753
$1.63 $1.63
-73.62%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 97.5K
$28.82 $28.82
-81.23%
Gasoline (1 liter)
$0.82 Rp 14.9K
$0.90 $0.90
-8.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 429.7M
$29.5K $29.5K
-19.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 572.3M
$25.6K $25.6K
24.00%
🧾 Monthly Utilities & Internet
Ubud, Bali
St. George, UT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$189 $189
-58.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.2K
$53.8 $53.8
-88.00%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 334.9K
$67.8 $67.8
-72.61%
🎉 Sport & Entertainment
Ubud, Bali
St. George, UT
Difference
Gym Membership (Monthly)
$49.48 Rp 892.0K
$42.45 $42.45
16.56%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 318.1K
-
-
Cinema Ticket
$4.27 Rp 77.0K
$13.58 $13.58
-68.56%
🧸 Childcare & Education
Ubud, Bali
St. George, UT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.8M
$1,298 $1,298
-62.21%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.3M
$23.7K $23.7K
-76.06%
👕👟 Clothing & Footwear
Ubud, Bali
St. George, UT
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 804.7K
$51.2 $51.2
-12.80%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 630.1K
$40.37 $40.37
-13.43%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$86.9 $86.9
-8.03%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$110 $110
-27.61%
🏠 Accommodation & Living
Ubud, Bali
St. George, UT
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.3M
$1,596 $1,596
-29.51%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.1M
$1,329 $1,329
-49.47%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.3M
$2,670 $2,670
33.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.1M
$2,197 $2,197
-21.55%
Buy Apartment in City Center (m2)
$2,732 Rp 49.2M
$2,741 $2,741
-0.33%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.2M
$2,463 $2,463
-7.26%
💵 Salaries & Financials
Ubud, Bali
St. George, UT
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.51
111.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for St. George, UT: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
St. George, UT
$1.3K 97.9% $657
Groceries & Markets
Ubud, Bali
$288
St. George, UT
$387 34% $98
Eating Out
Ubud, Bali
$108
St. George, UT
$307 186% $200
Clothing & Footwear
Ubud, Bali
$108
St. George, UT
$130 20.6% $22
Monthly Utilities & Internet
Ubud, Bali
$104
St. George, UT
$311 199% $207
Sport & Entertainment
Ubud, Bali
$58
St. George, UT
$70 20% $12
Getting Around
Ubud, Bali
$11
St. George, UT
$87 661% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,596 in St. George, UT. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $75 in St. George, UT for a mid-range dinner for two. Groceries echo the gap at $288 vs $387 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 St. George, UT
🕒 Local time
00:01 12:01 AM
10:01 10:01 AM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
95,342
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

On the map
Between locations
  • Ubud, Bali St. George, UT 14,180 km ≈ 18 h nonstop flight
From you
  • Ubud, Bali
  • St. George, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs St. George, UT: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than St. George, UT?
Ubud, Bali is cheaper overall, especially in eating out, groceries, and utilities. The 94% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,023 in Ubud, Bali and $3,930 in St. George, UT to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and St. George, UT?
Rent for a central apartment: $1,125 in Ubud, Bali versus $1,596 in St. George, UT. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali and in St. George, UT?
All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,620 in St. George, UT – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 88% less than in St. George, UT. Both cities have functional networks, but the price difference matters if you’re watching your budget.
Is $1,000 enough to cover costs in Ubud, Bali or in St. George, UT?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Ubud, Bali or in St. George, UT?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Ubud, Bali or St. George, UT?
Safety-wise, Ubud, Bali and St. George, UT are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in St. George, UT. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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