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Cost of Living Comparison Between Ubud, Bali and St. Gallen Cost of Living Comparison Between Ubud, Bali and St. Gallen

🙂 Solo nomad: Ubud, Bali is 63.4% cheaper than St. Gallen without rent, and 60% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 70.4% cheaper than St. Gallen without rent, and 47.5% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
St. Gallen
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$30.78 CHF 24.72
-88.86%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$146 CHF 118
-77.66%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$18.18 CHF 14.60
-72.28%
Cappuccino
$2.85 Rp 48.2K
$6.27 CHF 5.03
-54.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$5.92 CHF 4.76
-77.36%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$5.22 CHF 4.19
-85.63%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$7.31 CHF 5.87
-60.33%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$7.02 CHF 5.64
-43.87%
🛒 Groceries & Markets
Ubud, Bali
St. Gallen
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$2.20 CHF 1.77
-18.18%
White Bread (500g)
$2.55 Rp 43.2K
$2.65 CHF 2.13
-3.77%
Rice (white) (1kg)
$1.19 Rp 20.2K
$3.51 CHF 2.82
-66.10%
Eggs
$2.42 Rp 40.9K
$8.00 CHF 6.43
-69.75%
Local Cheese (1kg)
$14.38 Rp 243.4K
$27.85 CHF 22.37
-48.37%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$31.93 CHF 25.64
-86.81%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$40.97 CHF 32.90
-71.00%
Apples (1kg)
$3.71 Rp 62.8K
$3.15 CHF 2.53
17.78%
Banana (1kg)
$1.56 Rp 26.4K
$1.84 CHF 1.48
-15.22%
Oranges (1kg)
$2.77 Rp 46.9K
$2.55 CHF 2.04
8.63%
Tomato (1kg)
$2.22 Rp 37.6K
$7.01 CHF 5.63
-68.33%
Potato (1kg)
$1.99 Rp 33.8K
$2.48 CHF 1.99
-19.76%
Onion (1kg)
$2.29 Rp 38.8K
$2.26 CHF 1.81
1.33%
Lettuce (1 head)
$1.01 Rp 17.1K
$2.31 CHF 1.85
-56.28%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.14 CHF 0.92
-31.58%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$10.97 CHF 8.81
-71.10%
Wine (Bottle)
$23.70 Rp 401.1K
$11.16 CHF 8.96
112.37%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$2.17 CHF 1.74
28.11%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$2.37 CHF 1.90
16.03%
🚌 Getting Around
Ubud, Bali
St. Gallen
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$4.31 CHF 3.46
-93.74%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
$81.7 CHF 65.6
-90.04%
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$6.64 CHF 5.33
-93.22%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$4.18 CHF 3.36
-89.95%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$80.7 CHF 64.8
-92.34%
Gasoline (1 liter)
$0.80 Rp 13.5K
$2.14 CHF 1.72
-62.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$41.1K CHF 33.0K
-36.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$42.2K CHF 33.9K
-25.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
St. Gallen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$325 CHF 261
-75.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$58.6 CHF 47.02
-92.96%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$54.2 CHF 43.48
-56.23%
🎉 Sport & Entertainment
Ubud, Bali
St. Gallen
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
$81.4 CHF 65.3
19.05%
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
$100 CHF 80.4
-93.71%
Cinema Ticket
$4.11 Rp 69.5K
$31.17 CHF 25.03
-86.81%
🧸 Childcare & Education
Ubud, Bali
St. Gallen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$2,839 CHF 2,280
-89.49%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$34.2K CHF 27.5K
-80.87%
👕👟 Clothing & Footwear
Ubud, Bali
St. Gallen
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$146 CHF 117
-63.35%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$64.4 CHF 51.7
-40.50%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$154 CHF 124
-43.97%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$232 CHF 186
-65.95%
🏠 Accommodation & Living
Ubud, Bali
St. Gallen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$1,822 CHF 1,463
-44.25%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$1,496 CHF 1,202
-55.33%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$2,758 CHF 2,214
21.41%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$2,331 CHF 1,872
-9.33%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
$10.8K CHF 8,641
-71.94%
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
$8,564 CHF 6,877
-72.75%
💵 Salaries & Financials
Ubud, Bali
St. Gallen
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$6,622 CHF 5,318
-97.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for St. Gallen: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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