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Cost of Living Comparison Between Ubud, Bali and St. Gallen Cost of Living Comparison Between Ubud, Bali and St. Gallen

🙂 Solo nomad: Ubud, Bali is 74% cheaper than St. Gallen without rent, and 79% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 71% cheaper than St. Gallen without rent, and 78.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
St. Gallen
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$30.89 CHF 24.86
-90.77%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$149 CHF 120
-91.76%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$18.49 CHF 14.88
-82.26%
Cappuccino
$2.3 Rp 38.3K
$6.42 CHF 5.17
-64.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$5.71 CHF 4.6
-80.56%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$5.16 CHF 4.16
-94.96%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$7.63 CHF 6.14
-68.55%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.05 CHF 5.67
-55.32%
🛒 Groceries & Markets
Ubud, Bali
St. Gallen
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$2.27 CHF 1.83
-34.36%
White Bread (500g)
$1.65 Rp 27.5K
$2.58 CHF 2.08
-36.05%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.66 CHF 2.95
-69.13%
Eggs
$2.33 Rp 38.9K
$8.28 CHF 6.66
-71.86%
Local Cheese (1kg)
$13.7 Rp 228.3K
$27.65 CHF 22.25
-50.45%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$32.24 CHF 25.95
-87.69%
Beef Round Steak (1kg)
$11.22 Rp 187K
$40.75 CHF 32.8
-72.47%
Apples (1kg)
$3.48 Rp 57.9K
$3.22 CHF 2.59
8.07%
Banana (1kg)
$1.5 Rp 25K
$1.84 CHF 1.48
-18.48%
Oranges (1kg)
$2.68 Rp 44.6K
$2.44 CHF 1.96
9.84%
Tomato (1kg)
$1.35 Rp 22.5K
$7.05 CHF 5.68
-80.85%
Potato (1kg)
$1.57 Rp 26.2K
$2.54 CHF 2.04
-38.19%
Onion (1kg)
$2.1 Rp 34.9K
$2.35 CHF 1.89
-10.64%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.3 CHF 1.85
-55.22%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.1 CHF 0.89
-48.18%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$11.01 CHF 8.86
-79.02%
Wine (Bottle)
$15.21 Rp 253.5K
$10.98 CHF 8.83
38.52%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.19 CHF 1.76
13.70%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.33 CHF 1.87
14.16%
🚌 Getting Around
Ubud, Bali
St. Gallen
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$4.21 CHF 3.39
-93.11%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$80.6 CHF 64.8
-87.55%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$6.8 CHF 5.47
-93.38%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$4.16 CHF 3.35
-91.83%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$78.7 CHF 63.3
-92.41%
Gasoline (1 liter)
$0.75 Rp 12.4K
$2.13 CHF 1.71
-64.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$39.6K CHF 31.9K
-34.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$41.7K CHF 33.6K
-23.94%
🧾 Monthly Utilities & Internet
Ubud, Bali
St. Gallen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$330 CHF 265
-80.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$58.8 CHF 47.28
-92.95%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$53.9 CHF 43.37
-55.48%
🎉 Sport & Entertainment
Ubud, Bali
St. Gallen
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$82.2 CHF 66.2
-71.66%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$98.1 CHF 78.9
-93.69%
Cinema Ticket
$3.45 Rp 57.5K
$30.97 CHF 24.92
-88.86%
🧸 Childcare & Education
Ubud, Bali
St. Gallen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$2,867 CHF 2,307
-96.79%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$34.2K CHF 27.6K
-82.74%
👕👟 Clothing & Footwear
Ubud, Bali
St. Gallen
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$148 CHF 119
-65.22%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$65.6 CHF 52.8
-62.71%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$157 CHF 127
-46.35%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$230 CHF 185
-67.63%
🏠 Accommodation & Living
Ubud, Bali
St. Gallen
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,838 CHF 1,479
-85.78%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,541 CHF 1,240
-89.65%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,720 CHF 2,189
-78.49%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,337 CHF 1,880
-85.95%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$10.4K CHF 8,398
-90.56%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$8,437 CHF 6,790
-89.96%
💵 Salaries & Financials
Ubud, Bali
St. Gallen
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$6,728 CHF 5,414
-97.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for St. Gallen: November 29, 2025

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