Cost of Living Comparison Between Ubud, Bali and Spisska Nova Ves Cost of Living Comparison Between Ubud, Bali and Spisska Nova Ves

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,410 in Spisska Nova Ves, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $2,178 in Spisska Nova Ves, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,946 in Spisska Nova Ves, rent included.

Ubud, Bali is about 2% cheaper than Spisska Nova Ves, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Spisska Nova Ves sit above the global median – Ubud, Bali by 0%, Spisska Nova Ves by 2%.

Meal at Budget Restaurant

$3.33 Rp 58.8K

$8.02 €6.90

-58.48%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.6K

$51.6 €44.35

-30.55%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.3K

$8.14 €7.00

-30.84%

Cappuccino

$2.82 Rp 49.7K

$3.17 €2.73

-11.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.19 €1.88

-20.09%

Water (0.33 liter bottle)

$0.80 Rp 14.1K

$1.61 €1.39

-50.31%

Local Beer (0.5 liter draught)

$3.04 Rp 53.7K

$1.94 €1.67

56.70%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.8K

$2.29 €1.97

87.77%

Milk (1 liter)

$1.61 Rp 28.4K

$1.09 €0.93

47.71%

White Bread (500g)

$2.27 Rp 40.0K

$1.64 €1.41

38.41%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.88 €1.62

-37.77%

Eggs

$2.17 Rp 38.2K

$3.44 €2.96

-36.92%

Local Cheese (1kg)

$17.63 Rp 310.9K

$13.40 €11.52

31.57%

Chicken Fillets (1kg)

$4.05 Rp 71.5K

$7.74 €6.66

-47.67%

Beef Round Steak (1kg)

$12.18 Rp 214.8K

$11.97 €10.29

1.75%

Apples (1kg)

$3.62 Rp 63.8K

$1.99 €1.71

81.91%

Banana (1kg)

$1.64 Rp 28.8K

$2.07 €1.78

-20.77%

Oranges (1kg)

$2.31 Rp 40.6K

$2.41 €2.07

-4.15%

Tomato (1kg)

$1.96 Rp 34.5K

$4.68 €4.02

-58.12%

Potato (1kg)

$1.84 Rp 32.5K

$1.42 €1.22

29.58%

Onion (1kg)

$2.37 Rp 41.8K

$1.58 €1.36

50.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.70 €1.46

-38.24%

Water (1.5 liter bottle)

$0.54 Rp 9,573

$0.95 €0.81

-43.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$6.55 €5.63

-64.89%

Wine (Bottle)

$23.08 Rp 406.9K

$5.77 €4.96

300.00%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.04 €0.90

125.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.1K

$1.81 €1.56

69.61%

One-way Ticket (Public Transport)

$0.25 Rp 4,371

$0.68 €0.58

-63.24%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 166.1K

$42.07 €36.17

-77.61%

Taxi Start (Normal Tariff)

$0.49 Rp 8,643

$1.73 €1.48

-71.68%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,361

$0.63 €0.54

-25.40%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.8K

$22.82 €19.62

-75.46%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.87 €1.61

-56.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 441.0M

$26.7K €23.0K

-6.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.7M

$24.7K €21.2K

25.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$290 €249

-71.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.4K

$32.57 €28.00

-80.07%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.3K

$43.39 €37.30

-56.70%

Gym Membership (Monthly)

$55.2 Rp 974.0K

$41.81 €35.95

32.12%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 321.1K

$19.68 €16.92

-7.47%

Cinema Ticket

$4.30 Rp 75.8K

$9.24 €7.95

-53.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$342 €294

44.43%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.3M

$9,516 €8,182

-37.82%

Jeans (Levis 501 Or Similar)

$46.28 Rp 816.0K

$72.7 €62.5

-36.34%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 642.5K

$31.88 €27.41

14.30%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$85.0 €73.0

-5.00%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$98.2 €84.4

-19.75%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$472 €406

135.98%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$375 €323

84.68%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.2M

$574 €493

534.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$774 €666

121.19%

Buy Apartment in City Center (m2)

$2,761 Rp 48.7M

$1,837 €1,580

50.24%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,694 €1,457

35.33%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,109 €953

-84.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Spisska Nova Ves: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $472 in Spisska Nova Ves. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 564% higher in Spisska Nova Ves, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $52.0 in Spisska Nova Ves. Groceries tell a different story – $294 in Ubud, Bali vs $265 in Spisska Nova Ves – so Spisska Nova Ves wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Spisska Nova Ves: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $1,410 in Spisska Nova Ves – roughly 2% apart. Spisska Nova Ves costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $2,115 in Spisska Nova Ves. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 11% cheaper in Spisska Nova Ves – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $52.0 in Spisska Nova Ves. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Spisska Nova Ves at $1,410. In Ubud, Bali it covers expenses comfortably, while in Spisska Nova Ves it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $1,410 in Spisska Nova Ves. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Spisska Nova Ves makes more sense. Both are solid long-term options with distinct trade-offs.