Cost of Living Comparison Between Ubud, Bali and Spisska Nova Ves Cost of Living Comparison Between Ubud, Bali and Spisska Nova Ves

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,353 in Spisska Nova Ves, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,065 in Spisska Nova Ves, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,777 in Spisska Nova Ves, rent included.

Ubud, Bali costs about 5% more than Spisska Nova Ves, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Spisska Nova Ves sit above the global median – Ubud, Bali by 6%, Spisska Nova Ves by 1%.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$8.02 €6.96

-55.61%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$46.76 €40.57

-30.00%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.3K

$9.22 €8.00

-46.31%

Cappuccino

$2.71 Rp 48.9K

$2.74 €2.38

-1.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.78 €1.55

-24.72%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.68 €1.46

-58.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$2.03 €1.76

43.84%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$2.34 €2.03

69.23%

Milk (1 liter)

$1.81 Rp 32.6K

$0.99 €0.86

82.83%

White Bread (500g)

$2.52 Rp 45.4K

$1.62 €1.41

55.56%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.97 €1.71

-41.12%

Eggs

$2.46 Rp 44.4K

$3.38 €2.94

-27.22%

Local Cheese (1kg)

$14.71 Rp 265.3K

$13.30 €11.54

10.60%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$7.68 €6.66

-43.75%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$12.38 €10.74

-1.94%

Apples (1kg)

$3.84 Rp 69.3K

$1.76 €1.52

118.18%

Banana (1kg)

$1.56 Rp 28.1K

$1.83 €1.59

-14.75%

Oranges (1kg)

$2.83 Rp 51.1K

$2.39 €2.07

18.41%

Tomato (1kg)

$2.33 Rp 41.9K

$4.73 €4.11

-50.74%

Potato (1kg)

$1.91 Rp 34.5K

$1.36 €1.18

40.44%

Onion (1kg)

$2.20 Rp 39.7K

$1.69 €1.46

30.18%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.55 €1.34

-34.84%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.82 €0.71

-4.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.88 €5.10

-43.54%

Wine (Bottle)

$23.74 Rp 428.1K

$5.69 €4.93

317.22%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.09 €0.94

155.96%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.94 €1.69

47.42%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.70 €0.61

-61.43%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$28.70 €24.90

-72.02%

Taxi Start (Normal Tariff)

$0.46 Rp 8,231

$1.78 €1.55

-74.16%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$0.56 €0.48

-19.64%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$23.33 €20.24

-73.85%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.93 €1.67

-59.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$25.0K €21.7K

4.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.3M

$24.9K €21.6K

28.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$280 €243

-71.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$31.96 €27.73

-87.30%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.2K

$44.08 €38.24

-46.64%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$42.86 €37.19

130.28%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$17.48 €15.17

-62.07%

Cinema Ticket

$4.15 Rp 74.8K

$9.33 €8.09

-55.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$344 €299

-11.73%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$7,219 €6,263

-8.39%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$70.5 €61.2

-21.20%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$25.08 €21.76

52.75%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$76.7 €66.6

15.50%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 €92.1

-26.65%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.2M

$468 €406

115.15%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$371 €322

82.04%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$578 €502

495.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$738 €640

176.27%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,800 €1,561

57.88%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,703 €1,477

32.96%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,082 €939

-84.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.5

279.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Spisska Nova Ves: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $468 in Spisska Nova Ves. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 555% higher in Spisska Nova Ves, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $47.00 in Spisska Nova Ves. Groceries tell a different story – $302 in Ubud, Bali vs $260 in Spisska Nova Ves – so Spisska Nova Ves wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Spisska Nova Ves: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,353 in Spisska Nova Ves – roughly 5% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,029 in Spisska Nova Ves. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spisska Nova Ves, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 16% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $47.00 in Spisska Nova Ves. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Spisska Nova Ves, where all-in costs run around $1,353, than in Ubud, Bali at $1,419. In Spisska Nova Ves it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Spisska Nova Ves to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Spisska Nova Ves. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.