Cost of Living Comparison Between Ubud, Bali and Somerset, NJ Cost of Living Comparison Between Ubud, Bali and Somerset, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,839 in Somerset, NJ.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $4,292 in Somerset, NJ.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $4,746 in Somerset, NJ.

Living in Ubud, Bali costs roughly 64% less than in Somerset, NJ, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Somerset, NJ 181% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$17.86 $17.86

-80.74%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$40.58 $40.58

-10.52%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.98 $7.98

-28.45%

Cappuccino

$2.67 Rp 47.3K

$5.14 $5.14

-48.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.03 $2.03

-13.79%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.53 $1.53

-43.14%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$8.16 $8.16

-63.85%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$7.13 $7.13

-36.61%

Milk (1 liter)

$1.62 Rp 28.7K

$1.26 $1.26

28.57%

White Bread (500g)

$2.33 Rp 41.3K

$4.42 $4.42

-47.29%

Rice (white) (1kg)

$1.11 Rp 19.6K

$6.17 $6.17

-82.01%

Eggs

$2.20 Rp 39.0K

$1.96 $1.96

12.24%

Local Cheese (1kg)

$17.69 Rp 313.3K

$12.96 $12.96

36.50%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$10.26 $10.26

-60.04%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$19.71 $19.71

-38.20%

Apples (1kg)

$3.71 Rp 65.6K

$6.06 $6.06

-38.78%

Banana (1kg)

$1.59 Rp 28.1K

$3.64 $3.64

-56.32%

Oranges (1kg)

$2.28 Rp 40.4K

$4.35 $4.35

-47.59%

Tomato (1kg)

$1.95 Rp 34.6K

$5.30 $5.30

-63.21%

Potato (1kg)

$1.91 Rp 33.7K

$3.12 $3.12

-38.78%

Onion (1kg)

$2.33 Rp 41.3K

$3.00 $3.00

-22.33%

Lettuce (1 head)

$1.01 Rp 17.8K

$2.55 $2.55

-60.39%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$2.96 $2.96

-81.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$17.64 $17.64

-87.36%

Wine (Bottle)

$23.07 Rp 408.6K

$15.15 $15.15

52.28%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.82 $1.82

32.97%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.60 $3.60

-16.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.95 $1.95

-86.15%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$3.02 $3.02

-84.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.23 $2.23

-80.72%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$42.13 $42.13

-86.61%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.04 $1.04

-23.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$35.3K $35.3K

-29.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$24.8K $24.8K

28.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$171 $171

-52.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$50.2 $50.2

-87.06%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$50.9 $50.9

-63.15%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$40.94 $40.94

38.91%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$20.61 $20.61

-77.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,995 $1,995

-75.91%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$16.2K $16.2K

-64.79%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$51.0 $51.0

-10.73%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$40.86 $40.86

-12.19%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$87.6 $87.6

-8.20%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$101 $101

-22.20%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$1,567 $1,567

-28.86%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$2,622 $2,622

-73.39%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$2,515 $2,515

44.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,096 $2,096

-17.10%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,742 $2,742

1.55%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,373 $2,373

-3.50%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.28

119.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Somerset, NJ: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,567 in Somerset, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $41.00 in Somerset, NJ for a mid-range dinner for two. Groceries echo the gap at $295 vs $442 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Somerset, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 181% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $5,758 in Somerset, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,567 in Somerset, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $3,839 in Somerset, NJ – a 181% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $3,839 in Somerset, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Somerset, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Somerset, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Somerset, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 181% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.