Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sliema

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,396 in Sliema, rent and utilities included – about $12,300 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Sliema
🇲🇹 Malta
$2,396
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sliema

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sliema actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,396 in Sliema.

  • Ubud, Bali $1,368
  • Sliema $2,396

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,794 in Sliema.

  • Ubud, Bali $2,314
  • Sliema $3,794

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $5,191 in Sliema.

  • Ubud, Bali $3,260
  • Sliema $5,191

Living in Ubud, Bali costs roughly 43% less than in Sliema, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Sliema 77% above.

Currency
🍽 Eating Out
Ubud, Bali
Sliema
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$19.81 €17.63
-83.19%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$85.6 €76.2
-58.92%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$13.24 €11.77
-56.19%
Cappuccino
$2.73 Rp 49.1K
$2.77 €2.47
-1.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$3.02 €2.69
-45.70%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$2.16 €1.92
-61.57%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$4.60 €4.09
-41.30%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$5.24 €4.66
-17.94%
🛒 Groceries & Markets
Ubud, Bali
Sliema
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.35 €1.20
11.11%
White Bread (500g)
$2.30 Rp 41.4K
$1.37 €1.22
67.88%
Rice (white) (1kg)
$1.18 Rp 21.2K
$4.24 €3.77
-72.17%
Eggs
$2.14 Rp 38.6K
$4.30 €3.82
-50.23%
Local Cheese (1kg)
$17.48 Rp 314.6K
$8.27 €7.35
111.37%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$10.25 €9.12
-60.68%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$18.21 €16.20
-32.84%
Apples (1kg)
$3.55 Rp 63.9K
$4.24 €3.77
-16.27%
Banana (1kg)
$1.57 Rp 28.3K
$2.81 €2.50
-44.13%
Oranges (1kg)
$2.24 Rp 40.2K
$3.52 €3.13
-36.36%
Tomato (1kg)
$1.93 Rp 34.7K
$3.32 €2.95
-41.87%
Potato (1kg)
$1.88 Rp 33.9K
$2.42 €2.16
-22.31%
Onion (1kg)
$2.29 Rp 41.3K
$2.05 €1.82
11.71%
Lettuce (1 head)
$0.99 Rp 17.9K
$2.34 €2.08
-57.69%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$1.30 €1.16
-59.23%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$6.83 €6.08
-66.62%
Wine (Bottle)
$23.01 Rp 414.2K
$8.09 €7.19
184.43%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.68 €1.50
39.29%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$2.40 €2.14
21.25%
🚌 Getting Around
Ubud, Bali
Sliema
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$2.17 €1.93
-88.94%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$133 €118
-93.38%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$5.64 €5.02
-91.49%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$2.20 €1.96
-79.09%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$27.09 €24.10
-79.88%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.54 €1.37
-42.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$37.9K €33.7K
-35.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$39.6K €35.2K
-21.26%
🧾 Monthly Utilities & Internet
Ubud, Bali
Sliema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$103 €91.9
-19.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$25.61 €22.78
-74.81%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$42.84 €38.10
-56.65%
🎉 Sport & Entertainment
Ubud, Bali
Sliema
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$76.4 €68.0
-26.95%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$15.86 €14.11
14.19%
Cinema Ticket
$4.38 Rp 78.9K
$10.20 €9.08
-57.06%
🧸 Childcare & Education
Ubud, Bali
Sliema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$366 €326
34.59%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$11.1K €9,912
-48.37%
👕👟 Clothing & Footwear
Ubud, Bali
Sliema
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$85.5 €76.0
-45.96%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$40.84 €36.33
-13.49%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$101 €90.0
-21.85%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$76.7 €68.2
2.20%
🏠 Accommodation & Living
Ubud, Bali
Sliema
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$1,775 €1,579
-35.64%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$1,220 €1,085
-44.61%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$2,913 €2,591
20.26%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$2,385 €2,122
-28.74%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$5,353 €4,762
-48.00%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$3,578 €3,183
-37.38%
💵 Salaries & Financials
Ubud, Bali
Sliema
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$1,815 €1,614
-90.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.9
375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Sliema: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Sliema
$1.2K 80.5% $544
Groceries & Markets
Ubud, Bali
$290
Sliema
$326 12.4% $36
Eating Out
Ubud, Bali
$109
Sliema
$286 163% $177
Monthly Utilities & Internet
Ubud, Bali
$108
Sliema
$172 59% $64
Clothing & Footwear
Ubud, Bali
$108
Sliema
$137 27.3% $29
Sport & Entertainment
Ubud, Bali
$65
Sliema
$97 49.9% $32
Getting Around
Ubud, Bali
$13
Sliema
$158 1163% $146

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,775 in Sliema. Housing cost is often the main lever when comparing two cities.

Sliema pays 1003% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $86.0 in Sliema for a mid-range dinner for two. Groceries echo the gap at $290 vs $326 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇲🇹 Sliema
🕒 Local time
04:00 4:00 AM
22:00 10:00 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
16,854
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Sliema 11,530 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Sliema

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Sliema: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Sliema?
Ubud, Bali and Sliema differ by about 75% in total monthly costs ($1,368 vs $2,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 1003% lower in Sliema. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Sliema?
Rent for a central apartment: $1,142 in Ubud, Bali versus $1,775 in Sliema. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Sliema. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $86.0 in Sliema. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $2,396 in Sliema, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sliema. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Sliema?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Sliema safer for residents?
Safety-wise, Ubud, Bali and Sliema are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Sliema?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in Sliema. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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