Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Skawina

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,431 in Skawina, rent and utilities included – about $940 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Skawina
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Skawina Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Skawina

🇵🇱 Poland

$1,431

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Skawina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Skawina actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,431 in Skawina, rent included.

Ubud, Bali $1,353
Skawina $1,431

A couple spends around $2,297 per month in Ubud, Bali vs $2,065 in Skawina, rent included.

Ubud, Bali $2,297
Skawina $2,065

A family of three spends $3,241 per month in Ubud, Bali vs $2,700 in Skawina, rent included.

Ubud, Bali $3,241
Skawina $2,700

Ubud, Bali is about 5% cheaper than Skawina, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Skawina sit above the global median – Ubud, Bali by 0%, Skawina by 6%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$11.33 zł 44.02

-71.49%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$37.61 zł 146

-7.26%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.63 zł 33.53

-33.95%

Cappuccino

$2.62 Rp 47.1K

$3.07 zł 11.94

-14.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.28 zł 8.88

-24.56%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.49 zł 5.78

-45.64%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$3.50 zł 13.59

-24.29%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.19 zł 16.27

4.30%

Milk (1 liter)

$1.57 Rp 28.3K

$1.11 zł 4.30

41.44%

White Bread (500g)

$2.19 Rp 39.5K

$1.43 zł 5.55

53.15%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.13 zł 4.39

4.42%

Eggs

$2.16 Rp 38.8K

$3.70 zł 14.39

-41.62%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.92 zł 34.66

97.87%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.44 zł 25.01

-41.30%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.98 zł 46.53

-0.25%

Apples (1kg)

$3.60 Rp 64.8K

$0.93 zł 3.61

287.10%

Banana (1kg)

$1.59 Rp 28.6K

$1.73 zł 6.72

-8.09%

Oranges (1kg)

$2.31 Rp 41.6K

$1.61 zł 6.25

43.48%

Tomato (1kg)

$1.91 Rp 34.3K

$2.30 zł 8.94

-16.96%

Potato (1kg)

$1.78 Rp 32.1K

$0.70 zł 2.72

154.29%

Onion (1kg)

$2.33 Rp 41.9K

$0.90 zł 3.49

158.89%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.26 zł 4.91

-20.63%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.68 zł 2.65

-22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.32 zł 20.69

-56.95%

Wine (Bottle)

$22.07 Rp 397.3K

$6.87 zł 26.67

221.25%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.21 zł 4.70

94.21%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.43 zł 5.56

108.39%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.04 zł 4.05

-77.88%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$29.83 zł 116

-70.16%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.33 zł 9.07

-79.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.01 zł 3.91

-57.43%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$12.17 zł 47.28

-55.05%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.60 zł 6.21

-48.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.2K zł 117.2K

-20.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$28.2K zł 109.4K

16.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$272 zł 1,057

-70.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$10.37 zł 40.29

-36.74%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$14.95 zł 58.1

24.41%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$38.44 zł 149

40.79%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$22.25 zł 86.4

-17.84%

Cinema Ticket

$4.25 Rp 76.5K

$7.80 zł 30.29

-45.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$265 zł 1,031

85.63%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$8,127 zł 31.6K

-31.13%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$71.7 zł 279

-36.46%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$41.15 zł 160

-15.04%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$76.3 zł 296

1.89%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$103 zł 402

-24.08%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$596 zł 2,314

89.94%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$499 zł 1,941

34.72%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$982 zł 3,816

267.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$809 zł 3,142

110.44%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,918 zł 11.3K

-6.87%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,238 zł 8,695

0.14%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.62

108.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Skawina: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Skawina

$499 34.9% 25.8% $173

Groceries & Markets

Ubud, Bali

$287 21.2%

Skawina

$212 14.8% 26.1% $75

Clothing & Footwear

Ubud, Bali

$107 7.9%

Skawina

$132 9.2% 23.6% $25

Eating Out

Ubud, Bali

$106 7.9%

Skawina

$194 13.6% 82.6% $88

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Skawina

$297 20.8% 183% $192

Sport & Entertainment

Ubud, Bali

$63 4.6%

Skawina

$54 3.8% 13.7% $8.6

Getting Around

Ubud, Bali

$12 0.9%

Skawina

$41 2.9% 233% $29

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $596 in Skawina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $38.00 in Skawina. Groceries tell a different story – $287 in Ubud, Bali vs $212 in Skawina – so Skawina wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Skawina

🕒 Local time

08:52 8:52 AM

02:52 2:52 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

24,302

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 21, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Skawina 11,120 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Skawina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Skawina: Cost of Living - Frequently Asked Questions

Skawina costs about 6% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,146 in Skawina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 35% cheaper in Skawina – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $38.00 in Skawina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Skawina at $1,431. In Ubud, Bali it covers expenses comfortably, while in Skawina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $1,431 in Skawina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Skawina makes more sense. Both are solid long-term options with distinct trade-offs.