Cost of Living Comparison Between Ubud, Bali and Sirajganj Cost of Living Comparison Between Ubud, Bali and Sirajganj

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $354 in Sirajganj.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $583 in Sirajganj.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $813 in Sirajganj.

Living in Ubud, Bali is roughly 297% more expensive than in Sirajganj, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sirajganj is 73% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.44 ৳301

41.39%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$12.94 ৳1,595

149.92%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.79 ৳590

1.04%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.99 ৳492

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.82 ৳594

Cappuccino

$2.75 Rp 49.4K

$2.29 ৳282

20.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.32 ৳38.85

331.25%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.17 ৳21.28

341.18%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$0.54 ৳66.8

222.22%

White Bread (500g)

$2.46 Rp 44.2K

$0.66 ৳81.2

272.73%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.39 ৳48.62

200.00%

Eggs

$2.43 Rp 43.7K

$1.29 ৳159

88.37%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.98 ৳861

107.74%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.36 ৳415

29.46%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.04 ৳621

137.70%

Apples (1kg)

$3.72 Rp 66.8K

$1.05 ৳129

254.29%

Banana (1kg)

$1.63 Rp 29.2K

$1.08 ৳133

50.93%

Oranges (1kg)

$2.74 Rp 49.3K

$2.63 ৳324

4.18%

Tomato (1kg)

$2.24 Rp 40.3K

$0.89 ৳110

151.69%

Potato (1kg)

$1.92 Rp 34.5K

$0.43 ৳53.3

346.51%

Onion (1kg)

$2.28 Rp 40.9K

$0.79 ৳96.8

188.61%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.33 ৳40.65

221.21%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.28 ৳34.30

157.14%

Bottle of Non-Alcoholic Wine (Mid-Range)

$8.79 ৳1,084

Local Non-Alcoholic Beer (0.5 liter bottle)

$4.04 ৳498

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.92 ৳854

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.87 ৳354

14.63%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.22 ৳27.13

22.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$10.42 ৳1,284

-22.17%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.21 ৳149

-60.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.39 ৳48.50

7.69%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$3.01 ৳371

106.64%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.77 ৳95.0

5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$16.1K ৳2.0M

65.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$18.2K ৳2.2M

77.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$32.52 ৳4,010

140.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$4.64 ৳573

-12.28%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.40 ৳1,652

81.57%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$13.60 ৳1,677

625.07%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$11.97 ৳1,475

-47.03%

Cinema Ticket

$3.99 Rp 71.6K

$4.17 ৳514

-4.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$46.94 ৳5,787

549.83%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,992 ৳245.6K

233.40%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$12.37 ৳1,525

337.67%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$24.28 ৳2,993

55.72%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$47.75 ৳5,887

81.86%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$36.67 ৳4,521

108.21%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$70.5 ৳8,685

1307.95%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$42.57 ৳5,249

1480.29%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$164 ৳20.2K

1961.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$98.1 ৳12.1K

1990.96%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$674 ৳83.1K

315.93%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.52

26.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Sirajganj: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $70.5 in Sirajganj. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $13.00 in Sirajganj for a mid-range dinner for two. Groceries echo the gap at $297 vs $106 per month, with Sirajganj cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sirajganj: Cost of Living - Frequently Asked Questions

Sirajganj is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 297% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,112 in Ubud, Bali and $531 in Sirajganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $70.5 in Sirajganj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $354 in Sirajganj – a 297% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sirajganj runs roughly 28% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $354 in Sirajganj versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Sirajganj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sirajganj the clear choice for anyone on this budget.

For families, Sirajganj is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sirajganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sirajganj gentler on the wallet – expenses run 297% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.