Cost of Living Comparison Between Ubud, Bali and Sirajganj Cost of Living Comparison Between Ubud, Bali and Sirajganj

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $356 in Sirajganj.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $583 in Sirajganj.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $811 in Sirajganj.

Living in Ubud, Bali is roughly 299% more expensive than Sirajganj, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Sirajganj is 73% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.45 ৳300

45.31%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$12.81 ৳1,572

155.50%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.86 ৳596

1.85%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.22 ৳518

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.95 ৳607

Cappuccino

$2.71 Rp 48.6K

$2.20 ৳270

23.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.34 ৳42.21

294.12%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.19 ৳22.70

268.42%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.81 Rp 32.4K

$0.59 ৳71.8

206.78%

White Bread (500g)

$2.52 Rp 45.1K

$0.69 ৳84.9

265.22%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.39 ৳48.32

197.44%

Eggs

$2.46 Rp 44.1K

$1.24 ৳152

98.39%

Local Cheese (1kg)

$14.71 Rp 263.7K

$6.71 ৳824

119.23%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.32 ৳407

30.12%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$5.03 ৳617

141.35%

Apples (1kg)

$3.84 Rp 68.8K

$1.08 ৳133

255.56%

Banana (1kg)

$1.56 Rp 27.9K

$1.08 ৳132

44.44%

Oranges (1kg)

$2.83 Rp 50.8K

$2.63 ৳323

7.60%

Tomato (1kg)

$2.33 Rp 41.7K

$0.84 ৳103

177.38%

Potato (1kg)

$1.91 Rp 34.3K

$0.47 ৳57.1

306.38%

Onion (1kg)

$2.20 Rp 39.5K

$0.81 ৳99.9

171.60%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.32 ৳39.64

215.63%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.28 ৳33.81

178.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.32 ৳1,511

Local Non-Alcoholic Beer (0.5 liter bottle)

$3.91 ৳480

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.17 ৳879

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.90 ৳356

14.48%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.22 ৳27.01

22.73%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$10.34 ৳1,269

-22.34%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.21 ৳148

-61.98%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.42 ৳51.7

7.14%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$3.14 ৳385

94.27%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.76 ৳92.7

3.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$16.5K ৳2.0M

58.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$18.0K ৳2.2M

78.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$32.95 ৳4,042

142.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$4.62 ৳567

-12.12%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$12.88 ৳1,581

82.61%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$13.25 ৳1,625

644.91%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$12.00 ৳1,472

-44.75%

Cinema Ticket

$4.15 Rp 74.3K

$4.14 ৳508

0.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$47.31 ৳5,803

542.49%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,961 ৳240.5K

237.25%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$12.17 ৳1,493

356.37%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$24.67 ৳3,026

55.29%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$47.30 ৳5,803

87.32%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$36.14 ৳4,433

115.47%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$70.7 ৳8,667

1324.53%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$41.63 ৳5,107

1522.22%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$163 ৳20.0K

2006.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$95.8 ৳11.8K

2027.96%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$714 ৳87.6K

297.98%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.52

26.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Sirajganj: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $70.7 in Sirajganj. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $13.00 in Sirajganj for a mid-range dinner for two. Groceries echo the gap at $302 vs $105 per month, with Sirajganj cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sirajganj: Cost of Living - Frequently Asked Questions

Sirajganj is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 299% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,129 in Ubud, Bali and $533 in Sirajganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $70.7 in Sirajganj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $356 in Sirajganj – a 299% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sirajganj runs roughly 29% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $356 in Sirajganj versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Sirajganj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sirajganj the clear choice for anyone on this budget.

For families, Sirajganj is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sirajganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sirajganj gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.