Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sirajganj

For one person, living is cheaper in Sirajganj: $380 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Sirajganj
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Sirajganj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sirajganj

🇧🇩 Bangladesh

$380

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sirajganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sirajganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $380 in Sirajganj.

Ubud, Bali $1,349
Sirajganj $380

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $617 in Sirajganj.

Ubud, Bali $2,305
Sirajganj $617

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $855 in Sirajganj.

Ubud, Bali $3,261
Sirajganj $855

Living in Ubud, Bali is roughly 255% more expensive than in Sirajganj, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.48 ৳306

33.87%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$12.87 ৳1,591

176.92%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.77 ৳590

15.93%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.72 ৳584

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.08 ৳505

Cappuccino

$2.72 Rp 49.4K

$2.32 ৳287

17.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.30 ৳36.67

466.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.16 ৳19.46

375.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$1.49 Rp 27.1K

$0.80 ৳98.6

86.25%

White Bread (500g)

$2.28 Rp 41.4K

$0.59 ৳73.2

286.44%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.72 ৳88.5

65.28%

Eggs

$2.04 Rp 37.0K

$1.22 ৳151

67.21%

Local Cheese (1kg)

$17.70 Rp 321.9K

$9.13 ৳1,129

93.87%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.33 ৳411

18.92%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$6.47 ৳801

88.41%

Apples (1kg)

$3.66 Rp 66.5K

$2.81 ৳348

30.25%

Banana (1kg)

$1.52 Rp 27.6K

$0.87 ৳107

74.71%

Oranges (1kg)

$2.23 Rp 40.5K

$2.34 ৳289

-4.70%

Tomato (1kg)

$1.97 Rp 35.9K

$0.60 ৳74.6

228.33%

Potato (1kg)

$1.85 Rp 33.6K

$0.25 ৳31.03

640.00%

Onion (1kg)

$2.42 Rp 44.1K

$0.52 ৳64.3

365.38%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.31 ৳37.81

219.35%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.30 ৳37.62

70.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.99 ৳1,483

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.22 ৳646

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.69 ৳828

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.17 ৳392

-29.97%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.43 ৳52.9

-41.86%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.24 ৳153

-64.52%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.41 ৳51.1

4.88%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$3.18 ৳394

70.13%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.16 ৳143

-29.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$29.0K ৳3.6M

-17.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$32.9K ৳4.1M

-3.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$47.01 ৳5,814

68.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$4.32 ৳534

49.31%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$11.31 ৳1,399

64.28%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$15.06 ৳1,863

228.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$4.16 ৳515

2.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$25.60 ৳3,166

1816.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$1,175 ৳145.3K

382.92%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$15.96 ৳1,973

179.70%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$19.34 ৳2,392

80.71%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$46.44 ৳5,743

72.05%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$36.65 ৳4,533

116.70%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$78.0 ৳9,648

1341.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$48.14 ৳5,954

1294.87%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$150 ৳18.5K

2277.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$118 ৳14.5K

1366.64%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$652 ৳80.6K

319.11%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.67

29.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sirajganj: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sirajganj

$48 12.7% 92.8% $623

Groceries & Markets

Ubud, Bali

$288 21.4%

Sirajganj

$123 32.5% 57.2% $165

Eating Out

Ubud, Bali

$108 8%

Sirajganj

$64 16.8% 40.7% $44

Clothing & Footwear

Ubud, Bali

$108 8%

Sirajganj

$53 14% 50.5% $54

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sirajganj

$63 16.5% 39.8% $41

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sirajganj

$23 6.2% 59.7% $35

Getting Around

Ubud, Bali

$11 0.9%

Sirajganj

$5 * 1.3% 56% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $78 in Sirajganj. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $13 in Sirajganj for a mid-range dinner for two. Groceries echo the gap at $288 vs $123 per month, with Sirajganj cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇩 Sirajganj

🕒 Local time

13:27 1:27 PM

11:27 11:27 AM

2 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

167,200

💱 Currency

Indonesian Rupiah IDR Rp

Bangladeshi Taka BDT ৳

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.26 EUR

Exchange rates and currency converter

BDT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Bangladeshi Taka exchange rates as of October 29, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sirajganj 4,600 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Sirajganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sirajganj: Cost of Living - Frequently Asked Questions

Sirajganj is about 72% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $570 in Sirajganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $78 in Sirajganj. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $26 in Sirajganj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sirajganj – a meal for two runs $13 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $380 in Sirajganj versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Sirajganj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sirajganj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.