Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sinajana

For one person, living is cheaper in Sinajana: $889 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sinajana

🇬🇺 Guam

$889

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sinajana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sinajana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $889 in Sinajana.

Ubud, Bali $1,349
Sinajana $889

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $951 in Sinajana.

Ubud, Bali $2,305
Sinajana $951

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,012 in Sinajana.

Ubud, Bali $3,261
Sinajana $1,012

Living in Ubud, Bali is roughly 52% more expensive than in Sinajana.

Meal at Budget Restaurant

$3.32 Rp 60.2K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.2K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 320.8K

Chicken Fillets (1kg)

$3.96 Rp 71.8K

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.7K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.51 Rp 9,303

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.82 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$613 $613

-87.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$123 $123

-94.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$153 $153

-87.82%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,183 $5,183

-96.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sinajana: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sinajana

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Sinajana

–

Eating Out

Ubud, Bali

$108 8%

Sinajana

–

Clothing & Footwear

Ubud, Bali

$108 8%

Sinajana

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sinajana

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sinajana

–

Getting Around

Ubud, Bali

$11 0.9%

Sinajana

–

Cost Breakdown

Sinajana pays about 32 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇮🇩 Ubud, Bali

🇬🇺 Sinajana

🕒 Local time

08:08 8:08 AM

10:08 10:08 AM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

2,853

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sinajana 4,070 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Sinajana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sinajana: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $889 in Sinajana, so Sinajana is about 34% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Both cities are expensive relative to $800. Sinajana is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sinajana are both considered safe, so it’s unlikely to be the deciding factor between them.