Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Simi Valley, CA

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,291 in Simi Valley, CA, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
162

Cost of Living Index in Simi Valley, CA
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Simi Valley, CA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Simi Valley, CA

🇺🇸 United States

$3,291

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Simi Valley, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Simi Valley, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,291 in Simi Valley, CA.

Ubud, Bali $1,368
Simi Valley, CA $3,291

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $4,712 in Simi Valley, CA.

Ubud, Bali $2,314
Simi Valley, CA $4,712

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $6,133 in Simi Valley, CA.

Ubud, Bali $3,260
Simi Valley, CA $6,133

Living in Ubud, Bali costs roughly 58% less than in Simi Valley, CA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Simi Valley, CA 144% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$23.12 $23.12

-85.60%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$70.0 $70.0

-49.73%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$11.59 $11.59

-49.96%

Cappuccino

$2.73 Rp 49.1K

$5.29 $5.29

-48.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.05 $2.05

-20.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.97 $1.97

-57.87%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$7.35 $7.35

-63.27%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.04 $6.04

-28.81%

Milk (1 liter)

$1.50 Rp 27.1K

$1.16 $1.16

29.31%

White Bread (500g)

$2.30 Rp 41.4K

$2.44 $2.44

-5.74%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.47 $4.47

-73.60%

Eggs

$2.14 Rp 38.6K

$4.57 $4.57

-53.17%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.32 $12.32

41.88%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$11.20 $11.20

-64.02%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$13.95 $13.95

-12.33%

Apples (1kg)

$3.55 Rp 63.9K

$3.89 $3.89

-8.74%

Banana (1kg)

$1.57 Rp 28.3K

$1.78 $1.78

-11.80%

Oranges (1kg)

$2.24 Rp 40.2K

$3.73 $3.73

-39.95%

Tomato (1kg)

$1.93 Rp 34.7K

$6.65 $6.65

-70.98%

Potato (1kg)

$1.88 Rp 33.9K

$2.61 $2.61

-27.97%

Onion (1kg)

$2.29 Rp 41.3K

$3.45 $3.45

-33.62%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.03 $2.03

-51.23%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.29 $2.29

-76.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$11.68 $11.68

-80.48%

Wine (Bottle)

$23.01 Rp 414.2K

$12.06 $12.06

90.80%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.78 $1.78

31.46%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.13 $3.13

-7.03%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.79 $1.79

-86.59%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.44 $4.44

-89.19%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.81 $1.81

-74.59%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$35.72 $35.72

-84.74%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.32 $1.32

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$36.4K $36.4K

-32.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$25.5K $25.5K

22.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$211 $211

-60.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$62.5 $62.5

-89.68%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$69.0 $69.0

-73.10%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$30.23 $30.23

84.65%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$11.96 $11.96

-63.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,196 $1,196

-58.79%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$43.0K $43.0K

-86.61%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$75.1 $75.1

-38.50%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$40.02 $40.02

-11.72%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$81.0 $81.0

-2.36%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$171 $171

-54.10%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$2,071 $2,071

-44.84%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,986 $1,986

-65.98%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,450 $2,450

42.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$3,287 $3,287

-48.29%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$5,023 $5,023

-96.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.64

107.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Simi Valley, CA: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Simi Valley, CA

$2K 60.3% 194% $1.3K

Groceries & Markets

Ubud, Bali

$290 21.2%

Simi Valley, CA

$375 11.4% 29% $84

Eating Out

Ubud, Bali

$109 8%

Simi Valley, CA

$348 10.6% 220% $239

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Simi Valley, CA

$343 10.4% 217% $235

Clothing & Footwear

Ubud, Bali

$108 7.9%

Simi Valley, CA

$165 5% 53.5% $58

Sport & Entertainment

Ubud, Bali

$65 4.7%

Simi Valley, CA

$54 1.7% 16.2% $10

Getting Around

Ubud, Bali

$13 0.9%

Simi Valley, CA

$21 * 0.6% 64.5% $8.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $2,071 in Simi Valley, CA. Housing cost is often the main lever when comparing two cities.

Simi Valley, CA pays 2953% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $70.0 in Simi Valley, CA for a mid-range dinner for two. Groceries echo the gap at $290 vs $375 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Simi Valley, CA

🕒 Local time

03:37 3:37 AM

12:37 12:37 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

121,288

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Simi Valley, CA 13,820 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Simi Valley, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Simi Valley, CA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 141% lower than in Simi Valley, CA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 2953% lower in Simi Valley, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $2,071 in Simi Valley, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Simi Valley, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $3,291 in Simi Valley, CA – a 141% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $3,291 in Simi Valley, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Simi Valley, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Simi Valley, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 141% less than in Simi Valley, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.