Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Silves

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,629 in Silves, rent and utilities included – about $3,100 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
79

Cost of Living Index in Silves
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Silves Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Silves

🇵🇹 Portugal

$1,629

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Silves

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Silves actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,629 in Silves, rent included.

Ubud, Bali $1,368
Silves $1,629

A couple spends around $2,314 per month in Ubud, Bali vs $2,393 in Silves, rent included.

Ubud, Bali $2,314
Silves $2,393

A family of three spends $3,260 per month in Ubud, Bali vs $3,157 in Silves, rent included.

Ubud, Bali $3,260
Silves $3,157

Ubud, Bali is about 16% cheaper than Silves, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Silves sit above the global median – Ubud, Bali by 1%, Silves by 21%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$13.54 €12.04

-75.41%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$47.10 €41.90

-25.31%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.30 €8.28

-37.63%

Cappuccino

$2.73 Rp 49.1K

$1.92 €1.71

42.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.93 €1.72

-15.03%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.45 €1.29

-42.76%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.82 €2.51

-4.26%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.42 €3.04

25.73%

Milk (1 liter)

$1.50 Rp 27.1K

$1.10 €0.98

36.36%

White Bread (500g)

$2.30 Rp 41.4K

$1.47 €1.30

56.46%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.57 €1.40

-24.84%

Eggs

$2.14 Rp 38.6K

$3.39 €3.02

-36.87%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.90 €10.58

46.89%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.31 €6.50

-44.87%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.47 €12.87

-15.48%

Apples (1kg)

$3.55 Rp 63.9K

$2.25 €2.00

57.78%

Banana (1kg)

$1.57 Rp 28.3K

$1.34 €1.19

17.16%

Oranges (1kg)

$2.24 Rp 40.2K

$1.77 €1.57

26.55%

Tomato (1kg)

$1.93 Rp 34.7K

$2.57 €2.29

-24.90%

Potato (1kg)

$1.88 Rp 33.9K

$1.82 €1.62

3.30%

Onion (1kg)

$2.29 Rp 41.3K

$1.91 €1.70

19.90%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.50 €1.34

-34.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.79 €0.70

-32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.98 €5.32

-61.87%

Wine (Bottle)

$23.01 Rp 414.2K

$4.48 €3.98

413.62%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.22 €1.09

91.80%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.10 €1.87

38.57%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.28 €2.03

-89.47%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$41.98 €37.35

-78.99%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.80 €3.38

-87.37%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.15 €1.03

-60.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$18.40 €16.36

-70.38%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.07 €1.84

-57.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$33.9K €30.2K

-27.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$34.0K €30.3K

-8.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$120 €106

-30.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$19.84 €17.65

-67.49%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$36.39 €32.36

-48.97%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$40.12 €35.69

39.13%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$14.69 €13.07

23.28%

Cinema Ticket

$4.38 Rp 78.9K

$8.33 €7.41

-47.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$419 €372

17.76%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$11.3K €10.0K

-48.88%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$78.9 €70.2

-41.46%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.89 €32.81

-4.23%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$84.4 €75.1

-6.32%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$105 €93.0

-25.03%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$944 €840

21.03%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$761 €676

-11.16%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,546 €1,375

126.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,194 €1,062

42.42%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,242 €2,884

-14.12%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,241 €1,993

-0.02%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$948 €843

-82.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Silves: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Silves

$761 46.7% 12.6% $85

Groceries & Markets

Ubud, Bali

$290 21.2%

Silves

$244 15% 15.8% $46

Eating Out

Ubud, Bali

$109 8%

Silves

$194 11.9% 78% $85

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Silves

$176 10.8% 62.8% $68

Clothing & Footwear

Ubud, Bali

$108 7.9%

Silves

$137 8.4% 27.5% $30

Sport & Entertainment

Ubud, Bali

$65 4.7%

Silves

$57 3.5% 12.1% $7.8

Getting Around

Ubud, Bali

$13 0.9%

Silves

$61 3.7% 384% $48

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $944 in Silves. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 476% higher in Silves, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $47.00 in Silves. Groceries tell a different story – $290 in Ubud, Bali vs $244 in Silves – so Silves wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Silves

🕒 Local time

08:32 8:32 AM

01:32 1:32 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

37,776

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Silves 13,530 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Silves

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Silves: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,629 in Silves – roughly 19% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,444 in Silves. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $419 in Silves. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 19% cheaper in Silves – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Silves at $1,629. In Ubud, Bali it covers expenses comfortably, while in Silves it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,629 in Silves. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Silves makes more sense. Both are solid long-term options with distinct trade-offs.