Cost of Living Comparison Between Ubud, Bali and Shubra Al Khaymah Cost of Living Comparison Between Ubud, Bali and Shubra Al Khaymah

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $453 in Shubra Al Khaymah.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $739 in Shubra Al Khaymah.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $1,025 in Shubra Al Khaymah.

Living in Ubud, Bali is roughly 203% more expensive than in Shubra Al Khaymah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Shubra Al Khaymah is 66% below.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$4.38 E£228

-24.20%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$16.49 E£858

114.25%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$4.75 E£247

12.21%

Cappuccino

$2.75 Rp 49.5K

$1.26 E£65.7

118.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$0.33 E£17.31

424.24%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$0.10 E£5.44

700.00%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$1.36 E£70.6

116.91%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$2.26 E£118

96.46%

Milk (1 liter)

$1.50 Rp 27.0K

$0.88 E£45.54

70.45%

White Bread (500g)

$2.30 Rp 41.3K

$0.70 E£36.29

228.57%

Rice (white) (1kg)

$1.10 Rp 19.8K

$0.60 E£31.45

83.33%

Eggs

$2.16 Rp 38.9K

$1.14 E£59.2

89.47%

Local Cheese (1kg)

$17.09 Rp 307.4K

$3.72 E£193

359.41%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$4.40 E£229

-11.82%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$9.13 E£475

30.56%

Apples (1kg)

$3.57 Rp 64.1K

$1.58 E£82.0

125.95%

Banana (1kg)

$1.58 Rp 28.5K

$0.72 E£37.66

119.44%

Oranges (1kg)

$2.36 Rp 42.5K

$0.56 E£28.93

321.43%

Tomato (1kg)

$1.97 Rp 35.4K

$0.37 E£19.34

432.43%

Potato (1kg)

$1.81 Rp 32.5K

$0.27 E£14.20

570.37%

Onion (1kg)

$2.39 Rp 43.0K

$0.31 E£16.09

670.97%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.29 E£15.15

251.72%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$0.20 E£10.17

145.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$1.97 E£102

14.21%

Wine (Bottle)

$22.30 Rp 401.2K

$5.60 E£291

298.21%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$1.26 E£65.8

88.10%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$2.07 E£108

40.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$0.18 E£9.53

38.89%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$0.39 E£20.54

12.82%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$0.18 E£9.36

133.33%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$1.56 E£81.3

262.82%

Gasoline (1 liter)

$0.81 Rp 14.7K

$0.45 E£23.42

80.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$32.6K E£1.7M

-27.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$27.5K E£1.4M

12.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$14.11 E£734

483.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$7.02 E£365

-10.26%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$13.14 E£683

41.78%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$19.19 E£998

185.20%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

Cinema Ticket

$4.24 Rp 76.3K

$2.83 E£147

49.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$82.4 E£4,284

487.79%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$2,137 E£111.1K

161.65%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$33.73 E£1,755

35.70%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$44.34 E£2,307

-19.51%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$113 E£5,870

-30.62%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$54.4 E£2,832

47.22%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$117 E£6,083

880.53%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$78.7 E£4,094

761.44%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$238 E£12.4K

1372.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$137 E£7,144

1129.07%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$855 E£44.5K

226.02%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

$377 E£19.6K

499.01%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

16.21

-14.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Shubra Al Khaymah: September 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $117 in Shubra Al Khaymah. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Shubra Al Khaymah for a mid-range dinner for two. Groceries echo the gap at $286 vs $126 per month, with Shubra Al Khaymah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shubra Al Khaymah: Cost of Living - Frequently Asked Questions

Shubra Al Khaymah is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 203% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,062 in Ubud, Bali and $680 in Shubra Al Khaymah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,147 in Ubud, Bali versus $117 in Shubra Al Khaymah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $484 in Ubud, Bali versus $82.4 in Shubra Al Khaymah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shubra Al Khaymah – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $453 in Shubra Al Khaymah versus $1,374 in Ubud, Bali, a $1,500 budget is realistic in Shubra Al Khaymah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Shubra Al Khaymah the clear choice for anyone on this budget.

For families, Shubra Al Khaymah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Shubra Al Khaymah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shubra Al Khaymah gentler on the wallet – expenses run 203% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.