Cost of Living Comparison Between Ubud, Bali and Shubra Al Khaymah Cost of Living Comparison Between Ubud, Bali and Shubra Al Khaymah

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $449 in Shubra Al Khaymah.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $728 in Shubra Al Khaymah.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,007 in Shubra Al Khaymah.

Living in Ubud, Bali is roughly 210% more expensive than in Shubra Al Khaymah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Shubra Al Khaymah is 66% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.53 E£178

1.13%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$16.09 E£810

100.87%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.73 E£238

5.92%

Cappuccino

$2.82 Rp 51.0K

$1.48 E£74.7

90.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.29 E£14.53

365.52%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.12 E£6.14

508.33%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.20 E£60.5

144.17%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.78 E£140

41.73%

Milk (1 liter)

$1.78 Rp 32.1K

$0.79 E£39.82

125.32%

White Bread (500g)

$2.45 Rp 44.2K

$0.62 E£31.23

295.16%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.66 E£33.13

74.24%

Eggs

$2.41 Rp 43.6K

$1.45 E£73.1

66.21%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.33 E£168

330.33%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.32 E£217

-3.01%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.46 E£426

42.55%

Apples (1kg)

$3.64 Rp 65.7K

$1.41 E£70.8

158.16%

Banana (1kg)

$1.57 Rp 28.3K

$0.55 E£27.54

185.45%

Oranges (1kg)

$2.79 Rp 50.3K

$0.40 E£20.03

597.50%

Tomato (1kg)

$2.24 Rp 40.5K

$0.37 E£18.42

505.41%

Potato (1kg)

$1.98 Rp 35.7K

$0.40 E£20.24

395.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.41 E£20.60

456.10%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.24 E£12.09

337.50%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.20 E£9.90

295.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.96 E£98.6

62.76%

Wine (Bottle)

$23.49 Rp 424.1K

$5.75 E£289

308.52%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.24 E£62.2

133.87%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.77 E£89.2

55.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.16 E£8.24

68.75%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.39 E£19.53

15.38%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.29 E£14.49

58.62%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.03 E£51.7

489.32%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.33 E£16.70

160.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$35.9K E£1.8M

-25.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$30.8K E£1.6M

5.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$11.28 E£567

600.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$5.76 E£290

-28.99%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$9.86 E£496

141.89%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$22.17 E£1,115

345.56%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$2.98 E£150

34.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$90.3 E£4,543

229.13%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,864 E£93.8K

254.21%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$27.73 E£1,395

92.68%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$43.99 E£2,213

-13.37%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$105 E£5,300

-15.87%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$49.76 E£2,503

53.98%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$190 E£9,570

435.98%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$100.0 E£5,029

580.40%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$312 E£15.7K

1010.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$177 E£8,890

1082.51%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$798 E£40.2K

241.83%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$388 E£19.5K

491.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.67

-20.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Shubra Al Khaymah: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $190 in Shubra Al Khaymah. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $16.00 in Shubra Al Khaymah for a mid-range dinner for two. Groceries echo the gap at $298 vs $120 per month, with Shubra Al Khaymah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shubra Al Khaymah: Cost of Living - Frequently Asked Questions

Shubra Al Khaymah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 210% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $673 in Shubra Al Khaymah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $190 in Shubra Al Khaymah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $90.3 in Shubra Al Khaymah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shubra Al Khaymah – a meal for two runs $16.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $449 in Shubra Al Khaymah versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Shubra Al Khaymah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Shubra Al Khaymah the clear choice for anyone on this budget.

For families, Shubra Al Khaymah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Shubra Al Khaymah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shubra Al Khaymah gentler on the wallet – expenses run 210% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.