Cost of Living Comparison Between Ubud, Bali and Shiga Cost of Living Comparison Between Ubud, Bali and Shiga

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,241 in Shiga, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,929 in Shiga, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,618 in Shiga, rent included.

Ubud, Bali costs about 10% more than Shiga, driven mainly by Getting Around.

Ubud, Bali sits 0% above the global median, while Shiga is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.46 ¥1,010

-46.75%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$31.75 ¥4,959

14.36%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$5.04 ¥788

13.29%

Cappuccino

$2.67 Rp 47.4K

$3.02 ¥472

-11.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.31 ¥205

33.59%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.71 ¥110

22.54%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.83 ¥442

4.24%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.63 ¥566

24.52%

Milk (1 liter)

$1.62 Rp 28.7K

$1.32 ¥205

22.73%

White Bread (500g)

$2.33 Rp 41.4K

$1.29 ¥201

80.62%

Rice (white) (1kg)

$1.11 Rp 19.7K

$3.97 ¥619

-72.04%

Eggs

$2.20 Rp 39.1K

$2.10 ¥329

4.76%

Local Cheese (1kg)

$17.69 Rp 314.0K

$9.56 ¥1,493

85.04%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$9.37 ¥1,463

-56.24%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$18.74 ¥2,926

-35.01%

Apples (1kg)

$3.71 Rp 65.8K

$3.55 ¥555

4.51%

Banana (1kg)

$1.59 Rp 28.2K

$1.95 ¥305

-18.46%

Oranges (1kg)

$2.28 Rp 40.5K

$2.05 ¥320

11.22%

Tomato (1kg)

$1.95 Rp 34.7K

$4.12 ¥643

-52.67%

Potato (1kg)

$1.91 Rp 33.8K

$1.55 ¥243

23.23%

Onion (1kg)

$2.33 Rp 41.4K

$1.16 ¥181

100.86%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.35 ¥210

-25.19%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.80 ¥125

-31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.91 ¥611

-42.97%

Wine (Bottle)

$23.07 Rp 409.5K

$9.49 ¥1,482

143.10%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.93 ¥302

25.39%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.20 ¥500

-6.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$1.18 ¥185

-77.12%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$58.5 ¥9,138

-84.65%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$3.84 ¥599

-87.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$3.17 ¥495

-86.44%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$22.08 ¥3,448

-74.46%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.11 ¥174

-27.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$21.8K ¥3.4M

14.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$15.2K ¥2.4M

109.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$143 ¥22.3K

-42.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$25.02 ¥3,908

-74.06%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$19.05 ¥2,975

-1.47%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$51.8 ¥8,091

9.77%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$12.30 ¥1,921

-63.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$535 ¥83.5K

-10.08%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$13.2K ¥2.1M

-56.73%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$50.1 ¥7,826

-9.16%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$30.73 ¥4,799

16.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$74.1 ¥11.6K

8.55%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$94.2 ¥14.7K

-16.44%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$506 ¥79.0K

120.18%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$338 ¥52.8K

106.44%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,045 ¥163.2K

247.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$744 ¥116.3K

133.34%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$3,944 ¥615.9K

-29.40%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,670 ¥260.8K

37.11%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,227 ¥191.6K

-86.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.21

523.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Shiga: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $506 in Shiga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 630% higher in Shiga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $32.00 in Shiga. Groceries tell a different story – $295 in Ubud, Bali vs $297 in Shiga – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shiga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 10% more than Shiga, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,862 in Shiga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shiga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $535 in Shiga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Shiga, where all-in costs run around $1,241, than in Ubud, Bali at $1,368. In Shiga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,241 in Shiga to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shiga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.