Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Shiga

For one person, living is cheaper in Shiga: $1,207 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Shiga
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Shiga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Shiga

🇯🇵 Japan

$1,207

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shiga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shiga actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,207 in Shiga, rent included.

Ubud, Bali $1,349
Shiga $1,207

A couple spends around $2,305 per month in Ubud, Bali vs $1,897 in Shiga, rent included.

Ubud, Bali $2,305
Shiga $1,897

A family of three spends $3,261 per month in Ubud, Bali vs $2,588 in Shiga, rent included.

Ubud, Bali $3,261
Shiga $2,588

Ubud, Bali costs about 12% more than Shiga.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$6.19 ¥977

-46.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$31.73 ¥5,011

12.32%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.96 ¥783

11.49%

Cappuccino

$2.72 Rp 49.3K

$2.95 ¥466

-7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.31 ¥206

29.77%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.70 ¥110

8.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.76 ¥436

-3.99%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.53 ¥558

24.08%

Milk (1 liter)

$1.49 Rp 27.1K

$1.28 ¥203

16.41%

White Bread (500g)

$2.28 Rp 41.3K

$1.24 ¥196

83.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.89 ¥614

-69.41%

Eggs

$2.04 Rp 36.9K

$2.04 ¥322

Local Cheese (1kg)

$17.70 Rp 321.2K

$9.45 ¥1,492

87.30%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.19 ¥1,452

-56.91%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$18.48 ¥2,918

-34.04%

Apples (1kg)

$3.66 Rp 66.3K

$3.44 ¥543

6.40%

Banana (1kg)

$1.52 Rp 27.5K

$2.03 ¥320

-25.12%

Oranges (1kg)

$2.23 Rp 40.4K

$2.04 ¥323

9.31%

Tomato (1kg)

$1.97 Rp 35.8K

$3.97 ¥626

-50.38%

Potato (1kg)

$1.85 Rp 33.5K

$1.52 ¥240

21.71%

Onion (1kg)

$2.42 Rp 44.0K

$1.14 ¥180

112.28%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.36 ¥215

-27.21%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.87 ¥137

-41.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.97 ¥627

-44.08%

Wine (Bottle)

$22.24 Rp 403.6K

$9.77 ¥1,543

127.64%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.90 ¥301

18.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.13 ¥494

-5.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.16 ¥183

-78.45%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$56.2 ¥8,877

-86.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.86 ¥610

-88.60%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.20 ¥505

-86.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$21.98 ¥3,472

-75.39%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 ¥173

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$22.7K ¥3.6M

5.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$15.3K ¥2.4M

108.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$137 ¥21.7K

-42.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$24.58 ¥3,882

-73.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$18.76 ¥2,962

-0.96%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$52.0 ¥8,215

-4.88%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$12.55 ¥1,982

-65.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$697 ¥110.1K

-29.67%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$13.4K ¥2.1M

-57.55%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$48.59 ¥7,674

-8.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$30.84 ¥4,870

13.33%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$73.3 ¥11.6K

8.96%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$90.1 ¥14.2K

-11.86%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$551 ¥87.0K

104.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$337 ¥53.2K

99.40%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$998 ¥157.6K

257.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$727 ¥114.8K

137.01%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,617 ¥729.1K

-40.83%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,022 ¥319.3K

12.99%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,210 ¥191.2K

-86.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.21

523.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Shiga: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Shiga

$337 27.9% 49.8% $335

Groceries & Markets

Ubud, Bali

$288 21.4%

Shiga

$294 24.4% 1.9% $5.6

Eating Out

Ubud, Bali

$108 8%

Shiga

$129 10.7% 19.5% $21

Clothing & Footwear

Ubud, Bali

$108 8%

Shiga

$109 9.1% 1.7% $1.8

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Shiga

$180 15% 73.4% $76

Sport & Entertainment

Ubud, Bali

$58 4.3%

Shiga

$77 6.4% 32.9% $19

Getting Around

Ubud, Bali

$11 0.9%

Shiga

$81 6.7% 607% $69

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $551 in Shiga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shiga are about 7.4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $32 in Shiga. Groceries tell a different story – $288 in Ubud, Bali vs $294 in Shiga – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Shiga

🕒 Local time

21:08 9:08 PM

22:08 10:08 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

23,836

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.67 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Shiga 5,320 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Shiga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shiga: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,811 in Shiga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shiga, especially for central apartments: a one-bedroom in the center costs $551 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $32 in Shiga. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,207 in Shiga, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,207 in Shiga to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.