Cost of Living Comparison Between Ubud, Bali and Shiga Cost of Living Comparison Between Ubud, Bali and Shiga

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,202 in Shiga, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,890 in Shiga, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,578 in Shiga, rent included.

Ubud, Bali costs about 16% more than Shiga, driven mainly by Getting Around.

Ubud, Bali sits 5% above the global median, while Shiga is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.01 ¥1,104

-49.07%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$35.17 ¥5,541

-8.10%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.76 ¥750

5.25%

Cappuccino

$2.82 Rp 51.0K

$2.76 ¥435

2.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.09 ¥171

23.85%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.76 ¥119

-3.95%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.82 ¥444

3.90%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.38 ¥690

-10.05%

Milk (1 liter)

$1.78 Rp 32.1K

$1.32 ¥207

34.85%

White Bread (500g)

$2.45 Rp 44.2K

$1.42 ¥224

72.54%

Rice (white) (1kg)

$1.15 Rp 20.7K

$4.07 ¥642

-71.74%

Eggs

$2.41 Rp 43.6K

$2.41 ¥379

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.55 ¥1,663

35.83%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.45 ¥1,017

-35.04%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$18.59 ¥2,930

-35.13%

Apples (1kg)

$3.64 Rp 65.7K

$3.48 ¥549

4.60%

Banana (1kg)

$1.57 Rp 28.3K

$2.09 ¥329

-24.88%

Oranges (1kg)

$2.79 Rp 50.3K

$2.55 ¥402

9.41%

Tomato (1kg)

$2.24 Rp 40.5K

$4.37 ¥689

-48.74%

Potato (1kg)

$1.98 Rp 35.7K

$1.66 ¥261

19.28%

Onion (1kg)

$2.28 Rp 41.1K

$1.24 ¥195

83.87%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.33 ¥210

-21.05%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.82 ¥129

-3.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.87 ¥609

-17.57%

Wine (Bottle)

$23.49 Rp 424.1K

$9.20 ¥1,450

155.33%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.14 ¥338

35.51%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.04 ¥479

-9.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.62 ¥255

-83.33%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$55.2 ¥8,703

-84.85%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$4.58 ¥722

-90.17%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$3.36 ¥530

-86.31%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$23.51 ¥3,705

-74.18%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.21 ¥191

-28.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$22.9K ¥3.6M

16.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$17.2K ¥2.7M

88.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$130 ¥20.5K

-39.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$27.43 ¥4,322

-85.09%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$30.97 ¥4,880

-22.99%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$56.5 ¥8,897

74.96%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$13.66 ¥2,153

-53.51%

Cinema Ticket

$4.01 Rp 72.3K

$12.70 ¥2,001

-68.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$69.3 ¥10.9K

329.23%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$10.3K ¥1.6M

-36.15%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$43.83 ¥6,906

21.90%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$29.54 ¥4,655

29.01%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$67.3 ¥10.6K

31.80%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$94.2 ¥14.8K

-18.65%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$476 ¥75.0K

114.22%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$330 ¥51.9K

106.35%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$850 ¥133.9K

308.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$657 ¥103.5K

218.14%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$4,731 ¥745.4K

-42.31%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,754 ¥276.4K

30.87%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,155 ¥182.0K

-85.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.81

633.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Shiga: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $476 in Shiga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 606% higher in Shiga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Shiga. Groceries tell a different story – $298 in Ubud, Bali vs $293 in Shiga – so Shiga wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shiga: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $1,202 in Shiga – roughly 16% apart. Ubud, Bali costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,803 in Shiga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shiga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $297 per month in Ubud, Bali and $69.3 in Shiga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 2% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Shiga, where all-in costs run around $1,202, than in Ubud, Bali at $1,392. In Shiga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,202 in Shiga to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shiga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.