Cost of Living Comparison Between Ubud, Bali and Serpukhov Cost of Living Comparison Between Ubud, Bali and Serpukhov

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,146 in Serpukhov.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,791 in Serpukhov.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,437 in Serpukhov.

Living in Ubud, Bali is roughly 22% more expensive than Serpukhov, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 4% above, Serpukhov is 15% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$12.77 ₽971

-72.75%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$57.1 ₽4,345

-42.45%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$6.48 ₽493

-21.45%

Cappuccino

$2.75 Rp 47.1K

$3.29 ₽250

-16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.39 ₽106

-0.72%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.66 ₽50.5

7.58%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$1.42 ₽108

102.82%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$4.37 ₽332

-11.44%

Milk (1 liter)

$1.79 Rp 30.7K

$1.32 ₽101

35.61%

White Bread (500g)

$2.45 Rp 42.0K

$0.84 ₽64.0

191.67%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.76 ₽134

-31.25%

Eggs

$2.39 Rp 40.9K

$1.48 ₽113

61.49%

Local Cheese (1kg)

$14.70 Rp 252.1K

$12.99 ₽988

13.16%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$4.48 ₽341

-5.36%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$11.91 ₽906

1.43%

Apples (1kg)

$3.66 Rp 62.9K

$1.90 ₽144

92.63%

Banana (1kg)

$1.61 Rp 27.6K

$2.01 ₽153

-19.90%

Oranges (1kg)

$2.72 Rp 46.6K

$2.29 ₽174

18.78%

Tomato (1kg)

$2.27 Rp 39.0K

$4.19 ₽318

-45.82%

Potato (1kg)

$1.90 Rp 32.6K

$0.98 ₽74.6

93.88%

Onion (1kg)

$2.30 Rp 39.4K

$0.85 ₽64.6

170.59%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.64 ₽125

-37.80%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.74 ₽56.6

5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$3.13 ₽238

3.51%

Wine (Bottle)

$24.06 Rp 412.7K

$6.44 ₽490

273.60%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$0.87 ₽66.1

226.44%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.34 ₽178

19.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.49 ₽37.28

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.57 ₽196

-82.49%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.47 ₽35.80

-8.51%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$6.52 ₽496

-7.67%

Gasoline (1 liter)

$0.86 Rp 14.7K

$0.80 ₽60.7

7.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$38.5K ₽2.9M

-32.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$36.3K ₽2.8M

-12.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$153 ₽11.6K

-48.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$7.80 ₽593

-48.72%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$7.77 ₽591

213.38%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$35.21 ₽2,678

172.00%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

$6.37 ₽485

-37.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$329 ₽25.0K

-8.25%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$7,016 ₽533.6K

-6.72%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$88.0 ₽6,695

-39.32%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$52.7 ₽4,008

-26.85%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$134 ₽10.2K

-33.51%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$165 ₽12.5K

-52.17%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$441 ₽33.5K

130.38%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$301 ₽22.9K

123.29%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$761 ₽57.9K

342.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$510 ₽38.8K

313.48%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$1,182 ₽89.9K

-84.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.5

26.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Serpukhov: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $441 in Serpukhov. Housing cost is often the main lever when comparing two cities.

Serpukhov pays 566% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $57 in Serpukhov. Groceries flip the comparison at $300 vs $225, with Serpukhov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serpukhov: Cost of Living - Frequently Asked Questions

Serpukhov wins on cost – living expenses run 22% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Serpukhov the obvious pick if budget is a priority.

On paper, Serpukhov earns 566% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $441 in Serpukhov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $329 in Serpukhov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serpukhov – a meal for two runs $57.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,146 in Serpukhov versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Serpukhov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serpukhov the clear choice for anyone on this budget.

Both work as nomad bases, but Serpukhov delivers better value – similar infrastructure at $1,146 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Serpukhov hard to pass up.

Safety-wise, Ubud, Bali and Serpukhov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serpukhov gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.