😐Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,051 in Serpukhov.
😐Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,231 in Serpukhov.
😐Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,410 in Serpukhov.
🌍Living in Ubud, Bali is roughly 33% more expensive than in Serpukhov, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 2% above, Serpukhov is 24% below.
Currency
🍽 Eating Out
Ubud, Bali
Serpukhov
Difference
Meal at Budget Restaurant
$3.37Rp 59.5K
$6.78₽582
-50.29%
Three-Course Dinner for Two, Mid-Range
$38.59Rp 680.3K
$33.00₽2,832
16.94%
Fast Food Meal(McDonalds, etc)
$5.52Rp 97.3K
$5.46₽469
1.10%
Cappuccino
$2.64Rp 46.6K
$2.24₽192
17.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67Rp 29.5K
$0.91₽77.9
83.52%
Water(0.33 liter bottle)
$0.77Rp 13.6K
$0.60₽51.3
28.33%
Local Beer(0.5 liter draught)
$2.63Rp 46.4K
$0.96₽82.5
173.96%
Imported Beer(0.33 liter bottle)
$4.28Rp 75.5K
$1.18₽101
262.71%
🛒 Groceries & Markets
Ubud, Bali
Serpukhov
Difference
Milk(1 liter)
$1.55Rp 27.3K
$1.21₽104
28.10%
White Bread(500g)
$2.22Rp 39.2K
$0.69₽58.8
221.74%
Rice(white)(1kg)
$1.13Rp 19.8K
$1.24₽106
-8.87%
Eggs
$2.09Rp 36.8K
$1.09₽93.6
91.74%
Local Cheese(1kg)
$17.39Rp 306.6K
$8.50₽729
104.59%
Chicken Fillets(1kg)
$3.87Rp 68.2K
$4.12₽353
-6.07%
Beef Round Steak(1kg)
$12.55Rp 221.2K
$8.25₽708
52.12%
Apples(1kg)
$3.62Rp 63.8K
$1.36₽117
166.18%
Banana(1kg)
$1.56Rp 27.5K
$1.90₽163
-17.89%
Oranges(1kg)
$2.35Rp 41.5K
$2.33₽200
0.86%
Tomato(1kg)
$2.06Rp 36.2K
$2.64₽227
-21.97%
Potato(1kg)
$1.90Rp 33.5K
$0.69₽59.6
175.36%
Onion(1kg)
$2.34Rp 41.2K
$0.79₽67.5
196.20%
Lettuce(1 head)
$1.03Rp 18.2K
$1.74₽150
-40.80%
Water(1.5 liter bottle)
$0.55Rp 9,779
$0.60₽51.7
-8.33%
Cigarettes 20 Pack(Marlboro, Camel)
$2.25Rp 39.7K
$2.29₽196
-1.75%
Wine(Bottle)
$23.81Rp 419.7K
$6.98₽599
241.12%
Local Beer(0.5 liter bottle)
$2.31Rp 40.8K
$0.91₽78.2
153.85%
Imported Beer(0.33 liter bottle)
$2.80Rp 49.4K
$1.13₽97.1
147.79%
🚌 Getting Around
Ubud, Bali
Serpukhov
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,802
$0.79₽68.2
-65.82%
Public Transport Monthly Pass(Regular Price)
$8.66Rp 152.7K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,489
$2.85₽244
-83.16%
Taxi(Normal Tariff)(1km)
$0.45Rp 7,863
$0.22₽18.84
104.55%
Taxi 1hour Waiting(Normal Tariff)
$5.72Rp 100.8K
$5.73₽492
-0.17%
Gasoline(1 liter)
$0.76Rp 13.4K
$0.79₽68.0
-3.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5KRp 431.6M
$30.3K₽2.6M
-19.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 566.3M
$26.8K₽2.3M
19.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
Serpukhov
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.6Rp 1.5M
$102₽8,789
-18.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.46Rp 113.8K
$5.18₽444
24.71%
Internet(50+ Mbps, Unlimited Data)
$18.99Rp 334.8K
$6.05₽519
213.88%
🎉 Sport & Entertainment
Ubud, Bali
Serpukhov
Difference
Gym Membership(Monthly)
$56.0Rp 986.8K
$34.73₽2,981
61.16%
Tennis Court(1 Hour on Weekend)
$18.62Rp 328.2K
-
-
Cinema Ticket
$4.28Rp 75.5K
$4.11₽353
4.14%
🧸 Childcare & Education
Ubud, Bali
Serpukhov
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$487Rp 8.6M
$455₽39.0K
7.00%
International Primary School, 1 Child(Yearly)
$5,856Rp 103.2M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Serpukhov
Difference
Jeans(Levis 501 Or Similar)
$45.56Rp 803.2K
$82.3₽7,063
-44.64%
Summer Dress(H&M, Zara, etc)
$36.38Rp 641.4K
$47.26₽4,056
-23.02%
Sport Shoes(Adidas, Nike)
$82.0Rp 1.4M
$171₽14.7K
-52.00%
Men's Leather Business Shoes
$80.4Rp 1.4M
$91.6₽7,861
-12.23%
🏠 Accommodation & Living
Ubud, Bali
Serpukhov
Difference
1-bedroom Apartment, City Center(Monthly)
$1,117Rp 19.7M
$411₽35.3K
171.58%
1-bedroom Apartment, Outside City Center(Monthly)
$701Rp 12.4M
$406₽34.8K
72.82%
3-bedroom Apartment, City Center(Monthly)
$3,537Rp 62.4M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,762Rp 31.1M
-
-
Buy Apartment in City Center(m2)
$2,826Rp 49.8M
-
-
Buy Apartment Outside City Center(m2)
$2,292Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Serpukhov
Difference
Average Monthly Net Salary(After Tax)
$170Rp 3.0M
$1,054₽90.4K
-83.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
20
-31.10%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: August 31, 2026
Last update for Serpukhov: August 29, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $411 in Serpukhov. Housing cost is often the main lever when comparing two cities.
💰Serpukhov pays 521% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $39.00 in Ubud, Bali vs $33.00 in Serpukhov for a mid-range dinner for two. Groceries echo the gap at $293 vs $178 per month, with Serpukhov cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Serpukhov: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Serpukhov?
Serpukhov wins on cost – living expenses run 33% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Serpukhov the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Serpukhov?
On paper, salaries run 521% lower in Serpukhov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Serpukhov?
Rent for a central apartment: $1,117 in Ubud, Bali versus $411 in Serpukhov. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Serpukhov?
Childcare runs $487 in Ubud, Bali versus $455 in Serpukhov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Serpukhov?
Dining out is cheaper in Serpukhov – a meal for two runs $33.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Serpukhov?
At $1,051 in Serpukhov versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Serpukhov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serpukhov the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Serpukhov?
Both work as nomad bases, but Serpukhov delivers better value – similar infrastructure at $1,051 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Serpukhov hard to pass up.
How safe is Ubud, Bali compared to Serpukhov?
Safety-wise, Ubud, Bali and Serpukhov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Serpukhov gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared