Cost of Living Comparison Between Ubud, Bali and Serpukhov Cost of Living Comparison Between Ubud, Bali and Serpukhov

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,133 in Serpukhov.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,765 in Serpukhov.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,398 in Serpukhov.

Living in Ubud, Bali is roughly 24% more expensive than in Serpukhov, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 5% above, Serpukhov is 15% below.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$12.77 ₽1,000

-72.98%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 579.0K

$58.7 ₽4,600

-44.91%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$6.37 ₽499

-24.02%

Cappuccino

$2.75 Rp 49.2K

$3.32 ₽260

-17.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.45 ₽113

-4.83%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.68 ₽53.1

10.29%

Local Beer (0.5 liter draught)

$2.99 Rp 53.6K

$1.35 ₽106

121.48%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$4.41 ₽346

-12.70%

Milk (1 liter)

$1.74 Rp 31.1K

$1.32 ₽104

31.82%

White Bread (500g)

$2.46 Rp 44.0K

$0.83 ₽65.1

196.39%

Rice (white) (1kg)

$1.17 Rp 20.9K

$1.75 ₽137

-33.14%

Eggs

$2.43 Rp 43.5K

$1.55 ₽121

56.77%

Local Cheese (1kg)

$14.50 Rp 259.7K

$13.39 ₽1,049

8.29%

Chicken Fillets (1kg)

$4.35 Rp 77.9K

$4.40 ₽345

-1.14%

Beef Round Steak (1kg)

$11.98 Rp 214.5K

$12.30 ₽964

-2.60%

Apples (1kg)

$3.72 Rp 66.6K

$1.96 ₽153

89.80%

Banana (1kg)

$1.63 Rp 29.1K

$2.01 ₽157

-18.91%

Oranges (1kg)

$2.74 Rp 49.1K

$2.29 ₽180

19.65%

Tomato (1kg)

$2.24 Rp 40.1K

$4.21 ₽330

-46.79%

Potato (1kg)

$1.92 Rp 34.3K

$0.99 ₽77.5

93.94%

Onion (1kg)

$2.28 Rp 40.7K

$0.81 ₽63.3

181.48%

Lettuce (1 head)

$1.06 Rp 19.0K

$1.70 ₽133

-37.65%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.81 ₽63.3

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$3.14 ₽246

4.78%

Wine (Bottle)

$23.19 Rp 415.3K

$7.90 ₽619

193.54%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$0.88 ₽68.6

215.91%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$2.42 ₽190

12.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,768

$0.53 ₽41.88

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,643

$2.50 ₽196

-80.80%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,517

$0.44 ₽34.32

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.4K

$6.28 ₽492

-0.96%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.81 ₽63.4

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$38.4K ₽3.0M

-30.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.3M

$37.1K ₽2.9M

-13.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$149 ₽11.7K

-47.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$8.13 ₽637

-49.94%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.5K

$7.97 ₽624

205.27%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.58 ₽2,788

177.15%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.4K

Cinema Ticket

$3.99 Rp 71.4K

$6.20 ₽486

-35.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$326 ₽25.5K

-6.37%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.9M

$7,007 ₽549.0K

-5.20%

Jeans (Levis 501 Or Similar)

$54.1 Rp 969.3K

$88.4 ₽6,928

-38.76%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.9K

$53.5 ₽4,195

-29.37%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$130 ₽10.2K

-33.42%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$162 ₽12.7K

-52.84%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$445 ₽34.8K

123.05%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$301 ₽23.6K

123.62%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$748 ₽58.6K

351.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$506 ₽39.7K

304.91%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,167 ₽91.5K

-85.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.5

26.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Serpukhov: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $445 in Serpukhov. Housing cost is often the main lever when comparing two cities.

Serpukhov pays 599% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $59.0 in Serpukhov. Groceries flip the comparison at $297 vs $232, with Serpukhov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serpukhov: Cost of Living - Frequently Asked Questions

Serpukhov wins on cost – living expenses run 24% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Serpukhov the obvious pick if budget is a priority.

On paper, salaries run 599% lower in Serpukhov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $445 in Serpukhov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $326 in Serpukhov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serpukhov – a meal for two runs $59.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,133 in Serpukhov versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Serpukhov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serpukhov the clear choice for anyone on this budget.

Both work as nomad bases, but Serpukhov delivers better value – similar infrastructure at $1,133 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Serpukhov hard to pass up.

Safety-wise, Ubud, Bali and Serpukhov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serpukhov gentler on the wallet – expenses run 24% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.