Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Serpukhov

For one person, living is cheaper in Serpukhov: $1,212 a month against $1,353 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Serpukhov
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Serpukhov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Serpukhov

🇷🇺 Russia

$1,212

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Serpukhov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Serpukhov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,212 in Serpukhov.

Ubud, Bali $1,353
Serpukhov $1,212

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,885 in Serpukhov.

Ubud, Bali $2,297
Serpukhov $1,885

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,559 in Serpukhov.

Ubud, Bali $3,241
Serpukhov $2,559

Living in Ubud, Bali is roughly 12% more expensive than in Serpukhov, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ubud, Bali is 0% above, Serpukhov is 11% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$12.30 ₽1,026

-73.74%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$60.5 ₽5,049

-42.34%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.42 ₽619

-23.18%

Cappuccino

$2.62 Rp 47.1K

$2.37 ₽198

10.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.88 ₽73.4

95.45%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.63 ₽52.4

28.57%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.94 ₽78.4

181.91%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.18 ₽98.6

270.34%

Milk (1 liter)

$1.57 Rp 28.3K

$1.12 ₽93.4

40.18%

White Bread (500g)

$2.19 Rp 39.5K

$0.71 ₽59.3

208.45%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.69 ₽141

-30.18%

Eggs

$2.16 Rp 38.8K

$0.88 ₽73.6

145.45%

Local Cheese (1kg)

$17.65 Rp 317.7K

$14.72 ₽1,228

19.90%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.71 ₽560

-43.67%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.16 ₽1,265

-21.17%

Apples (1kg)

$3.60 Rp 64.8K

$2.13 ₽178

69.01%

Banana (1kg)

$1.59 Rp 28.6K

$1.81 ₽151

-12.15%

Oranges (1kg)

$2.31 Rp 41.6K

$2.00 ₽167

15.50%

Tomato (1kg)

$1.91 Rp 34.3K

$4.15 ₽347

-53.98%

Potato (1kg)

$1.78 Rp 32.1K

$0.97 ₽81.2

83.51%

Onion (1kg)

$2.33 Rp 41.9K

$0.77 ₽64.4

202.60%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.65 ₽138

-39.39%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.95 ₽79.2

-44.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.49 ₽291

-34.38%

Wine (Bottle)

$22.07 Rp 397.3K

$5.90 ₽492

274.07%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.01 ₽84.0

132.67%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.24 ₽104

140.32%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.55 ₽45.71

-58.18%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.44 ₽203

-80.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.38 ₽31.41

13.16%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$6.48 ₽541

-15.59%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.83 ₽69.0

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$41.7K ₽3.5M

-42.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$39.4K ₽3.3M

-16.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$188 ₽15.7K

-57.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$7.04 ₽588

-6.82%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$9.72 ₽811

91.36%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$35.92 ₽2,998

50.67%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$26.04 ₽2,173

-29.80%

Cinema Ticket

$4.25 Rp 76.5K

$4.17 ₽348

1.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$351 ₽29.3K

40.24%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,403 ₽534.4K

-12.58%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$113 ₽9,414

-59.59%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$66.9 ₽5,586

-47.76%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$149 ₽12.4K

-47.78%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$186 ₽15.6K

-57.89%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$468 ₽39.0K

141.86%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$318 ₽26.6K

111.40%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$983 ₽82.1K

267.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$493 ₽41.2K

244.83%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,590 ₽216.2K

4.91%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,573 ₽131.3K

42.45%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.56

-29.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Serpukhov: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Serpukhov

$318 26.3% 52.7% $355

Groceries & Markets

Ubud, Bali

$287 21.2%

Serpukhov

$244 20.1% 15.1% $43

Clothing & Footwear

Ubud, Bali

$107 7.9%

Serpukhov

$232 19.1% 118% $125

Eating Out

Ubud, Bali

$106 7.9%

Serpukhov

$162 13.4% 52.4% $56

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Serpukhov

$205 16.9% 95% $100

Sport & Entertainment

Ubud, Bali

$63 4.6%

Serpukhov

$44 3.7% 29.3% $18

Getting Around

Ubud, Bali

$12 0.9%

Serpukhov

$6.5 * 0.5% 47.6% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $468 in Serpukhov. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $60.0 in Serpukhov. Groceries flip the comparison at $287 vs $244, with Serpukhov cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Serpukhov

🕒 Local time

19:39 7:39 PM

14:39 2:39 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

124,897

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Serpukhov 10,020 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Serpukhov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serpukhov: Cost of Living - Frequently Asked Questions

Serpukhov wins on cost – living expenses run 12% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Serpukhov the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $1,818 in Serpukhov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $468 in Serpukhov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $351 in Serpukhov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serpukhov – a meal for two runs $60.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,212 in Serpukhov versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Serpukhov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serpukhov the clear choice for anyone on this budget.

Both work as nomad bases, but Serpukhov delivers better value – similar infrastructure at $1,212 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Serpukhov hard to pass up.

Safety-wise, Ubud, Bali and Serpukhov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serpukhov gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.