Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sergiyev Posad

For one person, living is cheaper in Sergiyev Posad: $970 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Sergiyev Posad
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Sergiyev Posad Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sergiyev Posad

🇷🇺 Russia

$970

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sergiyev Posad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sergiyev Posad actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $970 in Sergiyev Posad, rent included.

Ubud, Bali $1,349
Sergiyev Posad $970

A couple spends around $2,305 per month in Ubud, Bali vs $1,503 in Sergiyev Posad, rent included.

Ubud, Bali $2,305
Sergiyev Posad $1,503

A family of three spends $3,261 per month in Ubud, Bali vs $2,036 in Sergiyev Posad, rent included.

Ubud, Bali $3,261
Sergiyev Posad $2,036

Ubud, Bali costs about 39% more than Sergiyev Posad, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$5.99 ₽483

-44.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$30.47 ₽2,457

16.97%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.82 ₽631

-29.28%

Cappuccino

$2.72 Rp 49.4K

$2.85 ₽230

-4.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.95 ₽76.8

78.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.54 ₽43.84

40.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$0.96 ₽77.0

176.04%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.47 ₽119

197.96%

Milk (1 liter)

$1.49 Rp 27.1K

$0.90 ₽72.8

65.56%

White Bread (500g)

$2.28 Rp 41.4K

$0.88 ₽71.3

159.09%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.18 ₽94.8

0.85%

Eggs

$2.04 Rp 37.0K

$1.63 ₽132

25.15%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.97 ₽723

97.32%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.09 ₽410

-22.20%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$12.13 ₽978

0.49%

Apples (1kg)

$3.66 Rp 66.4K

$1.60 ₽129

128.75%

Banana (1kg)

$1.52 Rp 27.6K

$1.49 ₽120

2.01%

Oranges (1kg)

$2.23 Rp 40.5K

$1.56 ₽125

42.95%

Tomato (1kg)

$1.97 Rp 35.9K

$2.54 ₽205

-22.44%

Potato (1kg)

$1.85 Rp 33.6K

$0.67 ₽54.1

176.12%

Onion (1kg)

$2.42 Rp 44.1K

$0.40 ₽32.29

505.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.42 ₽115

-30.28%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.40 ₽32.35

27.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.14 ₽173

3.74%

Wine (Bottle)

$22.24 Rp 404.2K

$7.07 ₽570

214.57%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.79 ₽63.4

186.08%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.49 ₽120

99.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.52 ₽41.66

-51.92%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$23.93 ₽1,930

-67.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.38 ₽192

-81.51%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.20 ₽15.89

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$3.54 ₽285

52.82%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.85 ₽68.7

-3.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$52.9K ₽4.3M

-54.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$41.3K ₽3.3M

-23.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$106 ₽8,512

-25.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$3.70 ₽299

74.32%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$4.89 ₽394

279.96%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$36.55 ₽2,948

35.38%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$24.15 ₽1,948

-26.92%

Cinema Ticket

$4.27 Rp 77.7K

$5.91 ₽476

-27.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$183 ₽14.7K

168.29%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$3,658 ₽295.0K

55.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$42.39 ₽3,419

5.31%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$24.27 ₽1,957

44.00%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$142 ₽11.5K

-43.84%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$119 ₽9,577

-33.11%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$471 ₽38.0K

138.79%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$323 ₽26.1K

107.80%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$890 ₽71.7K

300.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$580 ₽46.8K

197.07%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,284 ₽184.2K

19.58%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,517 ₽122.4K

50.56%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.75

-33.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sergiyev Posad: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sergiyev Posad

$323 33.3% 51.9% $348

Groceries & Markets

Ubud, Bali

$288 21.4%

Sergiyev Posad

$188 19.4% 34.8% $100

Eating Out

Ubud, Bali

$108 8%

Sergiyev Posad

$119 12.3% 10.8% $12

Clothing & Footwear

Ubud, Bali

$108 8%

Sergiyev Posad

$147 15.2% 37.2% $40

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sergiyev Posad

$114 11.8% 9.7% $10

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sergiyev Posad

$48 5% 16.7% $9.7

Getting Around

Ubud, Bali

$11 0.9%

Sergiyev Posad

$29 3% 157% $18

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $471 in Sergiyev Posad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $30 in Sergiyev Posad. Monthly groceries follow the same trend: $288 vs $188 – making Sergiyev Posad the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Sergiyev Posad

🕒 Local time

07:13 7:13 AM

02:13 2:13 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

106,007

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sergiyev Posad 10,010 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Sergiyev Posad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sergiyev Posad: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $970 in Sergiyev Posad – Sergiyev Posad comes out roughly 28% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,455 in Sergiyev Posad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sergiyev Posad, especially for central apartments: a one-bedroom in the center costs $471 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $30 in Sergiyev Posad. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $970 in Sergiyev Posad. That makes Sergiyev Posad about 28% cheaper.

A $1,200 monthly budget goes further in Sergiyev Posad, where all-in costs run around $970, than in Ubud, Bali at $1,349. In Sergiyev Posad it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Sergiyev Posad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.