Cost of Living Comparison Between Ubud, Bali and Seregno Cost of Living Comparison Between Ubud, Bali and Seregno

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,872 in Seregno.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $2,826 in Seregno.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $3,781 in Seregno.

Living in Ubud, Bali costs roughly 26% less than in Seregno, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Seregno 39% above.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$17.53 €14.91

-80.15%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$82.1 €69.9

-59.95%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$13.62 €11.59

-62.63%

Cappuccino

$2.75 Rp 47.1K

$1.97 €1.68

39.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$3.55 €3.02

-61.13%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.22 €1.04

-41.80%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$6.61 €5.62

-56.43%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$5.45 €4.64

-28.99%

Milk (1 liter)

$1.79 Rp 30.7K

$1.64 €1.39

9.15%

White Bread (500g)

$2.45 Rp 42.0K

$3.02 €2.57

-18.87%

Rice (white) (1kg)

$1.21 Rp 20.7K

$3.16 €2.69

-61.71%

Eggs

$2.39 Rp 40.9K

$4.09 €3.48

-41.56%

Local Cheese (1kg)

$14.70 Rp 252.1K

$17.72 €15.08

-17.04%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$13.38 €11.39

-68.31%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$25.69 €21.86

-52.98%

Apples (1kg)

$3.66 Rp 62.9K

$1.89 €1.61

93.65%

Banana (1kg)

$1.61 Rp 27.6K

$2.37 €2.01

-32.07%

Oranges (1kg)

$2.72 Rp 46.6K

$3.18 €2.70

-14.47%

Tomato (1kg)

$2.27 Rp 39.0K

$3.75 €3.19

-39.47%

Potato (1kg)

$1.90 Rp 32.6K

$2.13 €1.81

-10.80%

Onion (1kg)

$2.30 Rp 39.4K

$1.89 €1.61

21.69%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.60 €1.36

-36.25%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.49 €0.42

59.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$6.99 €5.95

-53.65%

Wine (Bottle)

$24.06 Rp 412.7K

$5.80 €4.93

314.83%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.76 €1.50

61.36%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.62 €2.23

6.49%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$1.78 €1.51

-84.83%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$44.02 €37.46

-81.28%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$6.90 €5.88

-93.48%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$2.12 €1.81

-79.72%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$39.81 €33.88

-84.88%

Gasoline (1 liter)

$0.86 Rp 14.7K

$2.13 €1.81

-59.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$34.0K €28.9K

-23.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$37.1K €31.5K

-14.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$247 €210

-68.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$13.30 €11.32

-69.92%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$31.73 €27.00

-23.26%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$54.3 €46.21

76.34%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$23.32 €19.84

-72.30%

Cinema Ticket

$4.01 Rp 68.7K

$11.63 €9.90

-65.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$756 €644

-60.12%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$6,561 €5,584

-0.25%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$110 €93.2

-51.21%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$40.82 €34.74

-5.56%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$123 €104

-27.32%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$171 €145

-53.82%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$741 €630

37.18%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$587 €500

14.48%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$1,201 €1,022

180.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$913 €777

130.83%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$3,082 €2,623

-2.61%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,141 €1,822

9.14%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$1,798 €1,530

-90.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.63

186.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Seregno: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $741 in Seregno. Housing cost is often the main lever when comparing two cities.

Seregno pays 913% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33 in Ubud, Bali vs $82 in Seregno for a mid-range dinner for two. Groceries echo the gap at $300 vs $376 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Seregno: Cost of Living - Frequently Asked Questions

Ubud, Bali and Seregno differ by about 34% in total monthly costs ($1,395 vs $1,872 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Seregno earns 913% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $741 in Seregno. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Seregno. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $82.0 in Seregno. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,395 in Ubud, Bali versus $1,872 in Seregno, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Seregno. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Seregno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Seregno. Beyond cost, consider language, visa policies, and how big the international community is in each city.