Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Senigallia

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,906 in Senigallia, rent and utilities included – about $6,600 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Senigallia
🇮🇹 Italy
$1,906
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Senigallia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Senigallia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,906 in Senigallia.

  • Ubud, Bali $1,353
  • Senigallia $1,906

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,901 in Senigallia.

  • Ubud, Bali $2,297
  • Senigallia $2,901

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,895 in Senigallia.

  • Ubud, Bali $3,241
  • Senigallia $3,895

Living in Ubud, Bali costs roughly 29% less than in Senigallia, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Senigallia 41% above.

Currency
🍽 Eating Out
Ubud, Bali
Senigallia
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$26.68 €23.73
-87.89%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$78.3 €69.7
-55.48%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$8.78 €7.81
-35.08%
Cappuccino
$2.62 Rp 47.1K
$1.60 €1.43
63.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$3.31 €2.94
-48.04%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.10 €0.98
-26.36%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$6.60 €5.87
-59.85%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$5.52 €4.91
-20.83%
🛒 Groceries & Markets
Ubud, Bali
Senigallia
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.88 €1.67
-16.49%
White Bread (500g)
$2.19 Rp 39.5K
$2.56 €2.27
-14.45%
Rice (white) (1kg)
$1.18 Rp 21.2K
$2.82 €2.51
-58.16%
Eggs
$2.16 Rp 38.8K
$4.62 €4.11
-53.25%
Local Cheese (1kg)
$17.65 Rp 317.7K
$26.16 €23.27
-32.53%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$12.41 €11.04
-69.54%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$25.61 €22.78
-53.34%
Apples (1kg)
$3.60 Rp 64.8K
$2.94 €2.61
22.45%
Banana (1kg)
$1.59 Rp 28.6K
$2.69 €2.39
-40.89%
Oranges (1kg)
$2.31 Rp 41.6K
$3.41 €3.03
-32.26%
Tomato (1kg)
$1.91 Rp 34.3K
$3.23 €2.87
-40.87%
Potato (1kg)
$1.78 Rp 32.1K
$2.29 €2.03
-22.27%
Onion (1kg)
$2.33 Rp 41.9K
$1.84 €1.63
26.63%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.87 €1.66
-46.52%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.67 €0.59
-20.90%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$7.36 €6.54
-68.89%
Wine (Bottle)
$22.07 Rp 397.3K
$7.62 €6.77
189.63%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.06 €1.84
14.08%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.02 €2.68
-1.32%
🚌 Getting Around
Ubud, Bali
Senigallia
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.70 €1.51
-86.47%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$42.00 €37.36
-78.81%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.68 €3.27
-87.23%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.25 €1.11
-65.60%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$30.56 €27.18
-82.10%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.04 €1.81
-59.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$24.3K €21.6K
-1.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$28.0K €24.9K
17.00%
🧾 Monthly Utilities & Internet
Ubud, Bali
Senigallia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$248 €220
-67.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$8.90 €7.92
-26.29%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$33.47 €29.77
-44.43%
🎉 Sport & Entertainment
Ubud, Bali
Senigallia
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$59.5 €53.0
-9.10%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$24.49 €21.79
-25.36%
Cinema Ticket
$4.25 Rp 76.5K
$12.79 €11.37
-66.77%
🧸 Childcare & Education
Ubud, Bali
Senigallia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$764 €680
-35.54%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$16.7K €14.8K
-66.40%
👕👟 Clothing & Footwear
Ubud, Bali
Senigallia
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$95.8 €85.2
-52.42%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$22.71 €20.20
53.94%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$109 €96.7
-28.49%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$146 €130
-46.08%
🏠 Accommodation & Living
Ubud, Bali
Senigallia
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$733 €652
54.40%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$574 €511
17.23%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,155 €1,027
212.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$879 €782
93.54%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,957 €2,630
-8.10%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,024 €1,801
10.72%
💵 Salaries & Financials
Ubud, Bali
Senigallia
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$2,499 €2,223
-93.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.16
336.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Senigallia: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Senigallia
$574 14.7% $99
Groceries & Markets
Ubud, Bali
$287
Senigallia
$410 42.6% $122
Clothing & Footwear
Ubud, Bali
$107
Senigallia
$168 57.4% $61
Eating Out
Ubud, Bali
$106
Senigallia
$321 201% $214
Monthly Utilities & Internet
Ubud, Bali
$105
Senigallia
$290 176% $185
Sport & Entertainment
Ubud, Bali
$63
Senigallia
$85 35.9% $22
Getting Around
Ubud, Bali
$12
Senigallia
$59 373% $46

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $733 in Senigallia. Housing cost is often the main lever when comparing two cities.

Senigallia pays 1402% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $78.0 in Senigallia for a mid-range dinner for two. Groceries echo the gap at $287 vs $410 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇮🇹 Senigallia
🕒 Local time
21:24 9:24 PM
15:24 3:24 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
45,027
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Senigallia 11,630 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Senigallia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Senigallia: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Senigallia?
Ubud, Bali and Senigallia differ by about 41% in total monthly costs ($1,353 vs $1,906 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 1402% lower in Senigallia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Senigallia?
Rent for a central apartment: $1,131 in Ubud, Bali versus $733 in Senigallia. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 43% higher in Senigallia. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $78.0 in Senigallia. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,353 in Ubud, Bali versus $1,906 in Senigallia, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Senigallia. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Senigallia?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Senigallia safer for residents?
Safety-wise, Ubud, Bali and Senigallia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Senigallia?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Senigallia. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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