Cost of Living Comparison Between Ubud, Bali and Secunda Cost of Living Comparison Between Ubud, Bali and Secunda

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,117 in Secunda.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,685 in Secunda.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,253 in Secunda.

Living in Ubud, Bali is roughly 25% more expensive than in Secunda, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Secunda is 19% below.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$6.09 R 97.4

-44.66%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$31.27 R 500

23.41%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$5.71 R 91.3

-3.33%

Cappuccino

$2.64 Rp 46.8K

$2.36 R 37.79

11.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$0.85 R 13.67

96.47%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.52 R 8.35

48.08%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$1.10 R 17.65

139.09%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$1.35 R 21.67

217.04%

Milk (1 liter)

$1.55 Rp 27.3K

$1.23 R 19.68

26.02%

White Bread (500g)

$2.22 Rp 39.3K

$0.93 R 14.89

138.71%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.87 R 29.94

-39.57%

Eggs

$2.09 Rp 36.9K

$2.61 R 41.74

-19.92%

Local Cheese (1kg)

$17.39 Rp 307.6K

$8.27 R 132

110.28%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$5.10 R 81.5

-24.12%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$7.35 R 118

70.75%

Apples (1kg)

$3.62 Rp 63.9K

$1.88 R 30.11

92.55%

Banana (1kg)

$1.56 Rp 27.6K

$1.68 R 26.95

-7.14%

Oranges (1kg)

$2.35 Rp 41.6K

$1.84 R 29.45

27.72%

Tomato (1kg)

$2.06 Rp 36.4K

$1.77 R 28.30

16.38%

Potato (1kg)

$1.90 Rp 33.6K

$1.30 R 20.82

46.15%

Onion (1kg)

$2.34 Rp 41.3K

$1.35 R 21.55

73.33%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.23 R 19.61

-16.26%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.38 R 22.13

-60.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$3.40 R 54.3

-33.82%

Wine (Bottle)

$23.81 Rp 421.0K

$5.33 R 85.3

346.72%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.58 R 25.23

46.20%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.98 R 31.68

41.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.57 R 25.12

-82.80%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$0.32 R 5.15

50.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$0.79 R 12.63

-43.04%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$14.76 R 236

-61.25%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.55 R 24.76

-50.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$37.3K R 596.0K

-34.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$34.7K R 555.1K

-7.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$154 R 2,458

-45.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$38.13 R 610

-83.06%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$38.26 R 612

-50.37%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$32.74 R 524

70.95%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$12.51 R 200

48.84%

Cinema Ticket

$4.28 Rp 75.7K

$7.51 R 120

-43.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$94.0 R 1,503

417.85%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$5,642 R 90.2K

3.78%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$54.1 R 864

-15.71%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$32.79 R 524

10.95%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$93.6 R 1,497

-12.42%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$86.3 R 1,381

-6.87%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$408 R 6,525

173.70%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$384 R 6,138

82.68%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$763 R 12.2K

363.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$760 R 12.2K

131.82%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$890 R 14.2K

217.62%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$657 R 10.5K

249.08%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,521 R 24.3K

-88.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.34

21.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Secunda: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $408 in Secunda. Housing cost is often the main lever when comparing two cities.

Secunda pays 796% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $31.00 in Secunda for a mid-range dinner for two. Groceries echo the gap at $293 vs $198 per month, with Secunda cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Secunda: Cost of Living - Frequently Asked Questions

Secunda is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around. The 25% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 796% lower in Secunda. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $408 in Secunda. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $94.0 in Secunda. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Secunda – a meal for two runs $31.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,117 in Secunda versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Secunda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Secunda the clear choice for anyone on this budget.

For families, Secunda is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Secunda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Secunda gentler on the wallet – expenses run 25% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.