Cost of Living Comparison Between Ubud, Bali and Secunda Cost of Living Comparison Between Ubud, Bali and Secunda

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $890 in Secunda.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,354 in Secunda.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,818 in Secunda.

Living in Ubud, Bali is roughly 58% more expensive than in Secunda, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Secunda is 33% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.47 R 90.3

-36.93%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$27.89 R 460

15.96%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.80 R 79.3

0.83%

Cappuccino

$2.75 Rp 49.4K

$2.04 R 33.75

34.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.75 R 12.32

84.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.43 R 7.17

74.42%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.00 R 16.45

199.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.26 R 20.76

205.56%

Milk (1 liter)

$1.74 Rp 31.2K

$1.20 R 19.84

45.00%

White Bread (500g)

$2.46 Rp 44.2K

$0.91 R 15.03

170.33%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.61 R 26.64

-27.33%

Eggs

$2.43 Rp 43.7K

$2.39 R 39.51

1.67%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.90 R 130

83.54%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.69 R 77.5

-7.25%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$6.29 R 104

90.46%

Apples (1kg)

$3.72 Rp 66.8K

$1.67 R 27.62

122.75%

Banana (1kg)

$1.63 Rp 29.2K

$1.61 R 26.64

1.24%

Oranges (1kg)

$2.74 Rp 49.3K

$1.68 R 27.66

63.10%

Tomato (1kg)

$2.24 Rp 40.3K

$1.71 R 28.16

30.99%

Potato (1kg)

$1.92 Rp 34.5K

$1.37 R 22.65

40.15%

Onion (1kg)

$2.28 Rp 40.9K

$1.21 R 19.95

88.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.13 R 18.59

-6.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.11 R 18.31

-35.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.74 R 45.19

20.07%

Wine (Bottle)

$23.19 Rp 416.8K

$5.24 R 86.5

342.56%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.51 R 24.99

84.11%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.86 R 30.77

46.77%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.61 R 26.59

-83.23%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.39 R 22.86

-65.47%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.37 R 22.64

-69.34%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$3.09 R 51.0

101.29%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.31 R 21.63

-38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$19.0K R 312.8K

40.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.1K R 430.6K

23.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$85.6 R 1,412

-8.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$37.49 R 619

-89.14%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$37.67 R 622

-35.41%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$16.59 R 274

494.39%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$11.07 R 183

-42.73%

Cinema Ticket

$3.99 Rp 71.6K

$6.68 R 110

-40.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$169 R 2,782

80.97%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,407 R 72.7K

50.72%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$51.5 R 850

5.13%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$31.66 R 523

19.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$87.3 R 1,441

-0.57%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$88.2 R 1,456

-13.47%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$337 R 5,560

194.40%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$303 R 4,994

122.33%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$678 R 11.2K

397.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$467 R 7,711

338.82%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$833 R 13.7K

236.65%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$768 R 12.7K

189.93%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,486 R 24.5K

-88.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.69

13.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Secunda: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $337 in Secunda. Housing cost is often the main lever when comparing two cities.

Secunda pays 790% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Secunda for a mid-range dinner for two. Groceries echo the gap at $297 vs $183 per month, with Secunda cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Secunda: Cost of Living - Frequently Asked Questions

Secunda is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Eating Out. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 790% lower in Secunda. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $337 in Secunda. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $169 in Secunda. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Secunda – a meal for two runs $28.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $890 in Secunda versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Secunda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Secunda the clear choice for anyone on this budget.

For families, Secunda is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Secunda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Secunda gentler on the wallet – expenses run 58% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.