Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Secunda

For one person, living is cheaper in Secunda: $1,027 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Secunda
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Secunda Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Secunda

🇿🇦 South Africa

$1,027

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Secunda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Secunda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,027 in Secunda.

Ubud, Bali $1,353
Secunda $1,027

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,667 in Secunda.

Ubud, Bali $2,297
Secunda $1,667

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,306 in Secunda.

Ubud, Bali $3,241
Secunda $2,306

Living in Ubud, Bali is roughly 32% more expensive than in Secunda, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Secunda is 24% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.20 R 102

-47.90%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.52 R 503

14.29%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.22 R 86.0

9.20%

Cappuccino

$2.62 Rp 47.1K

$2.27 R 37.42

15.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.81 R 13.38

112.35%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.51 R 8.33

58.82%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.07 R 17.59

147.66%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.38 R 22.72

216.67%

Milk (1 liter)

$1.57 Rp 28.3K

$1.16 R 19.14

35.34%

White Bread (500g)

$2.19 Rp 39.5K

$0.87 R 14.33

151.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.84 R 30.33

-35.87%

Eggs

$2.16 Rp 38.8K

$2.43 R 40.04

-11.11%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.53 R 141

106.92%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.88 R 80.4

-22.54%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.11 R 117

68.07%

Apples (1kg)

$3.60 Rp 64.8K

$1.75 R 28.78

105.71%

Banana (1kg)

$1.59 Rp 28.6K

$1.68 R 27.69

-5.36%

Oranges (1kg)

$2.31 Rp 41.6K

$1.80 R 29.60

28.33%

Tomato (1kg)

$1.91 Rp 34.3K

$1.65 R 27.15

15.76%

Potato (1kg)

$1.78 Rp 32.1K

$1.12 R 18.50

58.93%

Onion (1kg)

$2.33 Rp 41.9K

$1.18 R 19.52

97.46%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.24 R 20.38

-19.35%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.30 R 21.48

-59.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.35 R 55.3

-31.64%

Wine (Bottle)

$22.07 Rp 397.3K

$5.01 R 82.6

340.52%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.53 R 25.21

53.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.92 R 31.66

55.21%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.37 R 22.65

-83.21%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.29 R 4.74

62.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.76 R 12.51

-43.42%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$14.36 R 237

-61.91%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.57 R 25.85

-47.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$35.7K R 587.4K

-33.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$35.5K R 584.4K

-7.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$156 R 2,569

-48.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$38.00 R 626

-82.74%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$37.12 R 612

-49.89%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$32.65 R 538

65.76%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$10.92 R 180

67.40%

Cinema Ticket

$4.25 Rp 76.5K

$7.33 R 121

-42.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$91.7 R 1,510

437.58%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,457 R 89.9K

2.56%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$54.3 R 895

-16.07%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$32.82 R 541

6.52%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$94.2 R 1,553

-17.52%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$82.6 R 1,360

-4.90%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$403 R 6,638

180.84%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$324 R 5,336

107.74%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$708 R 11.7K

410.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$841 R 13.8K

102.46%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$839 R 13.8K

223.87%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$602 R 9,912

272.50%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,466 R 24.2K

-88.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.34

21.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Secunda: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Secunda

$324 31.5% 51.9% $349

Groceries & Markets

Ubud, Bali

$287 21.2%

Secunda

$191 18.6% 33.6% $96

Clothing & Footwear

Ubud, Bali

$107 7.9%

Secunda

$119 11.6% 11.5% $12

Eating Out

Ubud, Bali

$106 7.9%

Secunda

$106 10.3% 0.5% $0.5

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Secunda

$231 22.5% 120% $126

Sport & Entertainment

Ubud, Bali

$63 4.6%

Secunda

$47 4.6% 24.4% $15

Getting Around

Ubud, Bali

$12 0.9%

Secunda

$9.6 * 0.9% 22.9% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $403 in Secunda. Housing cost is often the main lever when comparing two cities.

Secunda pays 781% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $31.00 in Secunda for a mid-range dinner for two. Groceries echo the gap at $287 vs $191 per month, with Secunda cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Secunda

🕒 Local time

22:18 10:18 PM

16:18 4:18 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,198

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

South African Rand exchange rates as of October 20, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Secunda 9,200 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Secunda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Secunda: Cost of Living - Frequently Asked Questions

Secunda is cheaper overall, especially in groceries, eating out, and leisure. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 781% lower in Secunda. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $403 in Secunda. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $91.7 in Secunda. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Secunda – a meal for two runs $31.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,027 in Secunda versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Secunda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Secunda the clear choice for anyone on this budget.

For families, Secunda is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Secunda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Secunda gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.