Cost of Living Comparison Between Ubud, Bali and Sebring, FL Cost of Living Comparison Between Ubud, Bali and Sebring, FL

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,970 in Sebring, FL.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $3,112 in Sebring, FL.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $4,255 in Sebring, FL.

Living in Ubud, Bali costs roughly 29% less than in Sebring, FL, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Sebring, FL 46% above.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$17.39 $17.39

-79.99%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$83.7 $83.7

-60.71%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$10.18 $10.18

-50.00%

Cappuccino

$2.75 Rp 47.1K

$4.45 $4.45

-38.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$2.51 $2.51

-45.02%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$2.04 $2.04

-65.20%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$4.58 $4.58

-37.12%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$6.40 $6.40

-39.53%

Milk (1 liter)

$1.79 Rp 30.7K

$1.06 $1.06

68.87%

White Bread (500g)

$2.45 Rp 42.0K

$2.82 $2.82

-13.12%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.92 $1.92

-36.98%

Eggs

$2.39 Rp 40.9K

$4.59 $4.59

-47.93%

Local Cheese (1kg)

$14.70 Rp 252.1K

$11.37 $11.37

29.29%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$9.17 $9.17

-53.76%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$16.56 $16.56

-27.05%

Apples (1kg)

$3.66 Rp 62.9K

$4.23 $4.23

-13.48%

Banana (1kg)

$1.61 Rp 27.6K

$1.39 $1.39

15.83%

Oranges (1kg)

$2.72 Rp 46.6K

$2.57 $2.57

5.84%

Tomato (1kg)

$2.27 Rp 39.0K

$4.13 $4.13

-45.04%

Potato (1kg)

$1.90 Rp 32.6K

$2.09 $2.09

-9.09%

Onion (1kg)

$2.30 Rp 39.4K

$2.35 $2.35

-2.13%

Lettuce (1 head)

$1.02 Rp 17.4K

$2.09 $2.09

-51.20%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$1.65 $1.65

-52.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$7.97 $7.97

-59.35%

Wine (Bottle)

$24.06 Rp 412.7K

$15.70 $15.70

53.25%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.47 $1.47

93.20%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.35 $2.35

18.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$2.03 $2.03

-86.70%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$55.2 $55.2

-85.08%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$4.88 $4.88

-90.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$1.01 $1.01

-57.43%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$29.23 $29.23

-79.40%

Gasoline (1 liter)

$0.86 Rp 14.7K

$0.88 $0.88

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$24.9K $24.9K

4.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$23.0K $23.0K

37.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$150 $150

-47.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$47.53 $47.53

-91.58%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$69.2 $69.2

-64.79%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$31.88 $31.88

200.41%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

$14.96 $14.96

-73.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$746 $746

-59.58%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$23.7K $23.7K

-72.33%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$31.53 $31.53

69.43%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$27.96 $27.96

37.88%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$65.8 $65.8

35.47%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$60.6 $60.6

30.11%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$1,142 $1,142

-11.06%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$862 $862

-22.04%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$2,073 $2,073

62.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$1,764 $1,764

19.52%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$2,088 $2,088

43.77%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,101 $2,101

11.21%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$2,587 $2,587

-93.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.85

173.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Sebring, FL: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $1,142 in Sebring, FL. Housing cost is often the main lever when comparing two cities.

Sebring, FL pays 1358% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33 in Ubud, Bali vs $84 in Sebring, FL for a mid-range dinner for two. Groceries echo the gap at $300 vs $337 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sebring, FL: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sebring, FL differ by about 41% in total monthly costs ($1,395 vs $1,970 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Sebring, FL earns 1358% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $1,142 in Sebring, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $84.0 in Sebring, FL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,395 per month in Ubud, Bali versus $1,970 in Sebring, FL – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,395 in Ubud, Bali versus $1,970 in Sebring, FL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Sebring, FL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sebring, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Sebring, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.