Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Schio

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,668 in Schio, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Schio
🇮🇹 Italy
$1,668
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Schio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Schio actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,668 in Schio, rent included.

  • Ubud, Bali $1,368
  • Schio $1,668

A couple spends around $2,314 per month in Ubud, Bali vs $2,556 in Schio, rent included.

  • Ubud, Bali $2,314
  • Schio $2,556

A family of three spends $3,260 per month in Ubud, Bali vs $3,444 in Schio, rent included.

  • Ubud, Bali $3,260
  • Schio $3,444

Ubud, Bali is about 18% cheaper than Schio, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Schio sit above the global median – Ubud, Bali by 1%, Schio by 24%.

Currency
🍽 Eating Out
Ubud, Bali
Schio
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$15.01 €13.35
-77.81%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$56.8 €50.5
-38.03%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$10.30 €9.16
-43.69%
Cappuccino
$2.73 Rp 49.1K
$1.81 €1.61
50.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$2.39 €2.13
-31.38%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$1.15 €1.02
-27.83%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$5.66 €5.03
-52.30%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$5.06 €4.50
-15.02%
🛒 Groceries & Markets
Ubud, Bali
Schio
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.45 €1.29
3.45%
White Bread (500g)
$2.30 Rp 41.4K
$2.34 €2.08
-1.71%
Rice (white) (1kg)
$1.18 Rp 21.2K
$3.28 €2.92
-64.02%
Eggs
$2.14 Rp 38.6K
$4.09 €3.64
-47.68%
Local Cheese (1kg)
$17.48 Rp 314.6K
$17.01 €15.13
2.76%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$12.01 €10.68
-66.44%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$18.85 €16.76
-35.12%
Apples (1kg)
$3.55 Rp 63.9K
$2.17 €1.93
63.59%
Banana (1kg)
$1.57 Rp 28.3K
$2.24 €1.99
-29.91%
Oranges (1kg)
$2.24 Rp 40.2K
$2.22 €1.97
0.90%
Tomato (1kg)
$1.93 Rp 34.7K
$2.24 €1.99
-13.84%
Potato (1kg)
$1.88 Rp 33.9K
$1.95 €1.73
-3.59%
Onion (1kg)
$2.29 Rp 41.3K
$1.92 €1.70
19.27%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.66 €1.47
-40.36%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$0.61 €0.55
-13.11%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$6.58 €5.85
-65.35%
Wine (Bottle)
$23.01 Rp 414.2K
$6.64 €5.90
246.54%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.32 €1.18
77.27%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$1.74 €1.55
67.24%
🚌 Getting Around
Ubud, Bali
Schio
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$1.69 €1.51
-85.80%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$44.57 €39.65
-80.21%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$8.77 €7.80
-94.53%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$1.72 €1.53
-73.26%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$44.67 €39.74
-87.80%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.97 €1.75
-55.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$36.2K €32.2K
-32.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$35.5K €31.6K
-12.14%
🧾 Monthly Utilities & Internet
Ubud, Bali
Schio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$193 €172
-57.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$8.75 €7.78
-26.29%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$33.80 €30.06
-45.06%
🎉 Sport & Entertainment
Ubud, Bali
Schio
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$61.7 €54.9
-9.56%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$23.44 €20.85
-22.74%
Cinema Ticket
$4.38 Rp 78.9K
$10.45 €9.30
-58.09%
🧸 Childcare & Education
Ubud, Bali
Schio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$509 €452
-3.08%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$13.5K €12.0K
-57.25%
👕👟 Clothing & Footwear
Ubud, Bali
Schio
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$79.2 €70.4
-41.66%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$33.25 €29.58
6.26%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$90.2 €80.2
-12.31%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$154 €137
-49.22%
🏠 Accommodation & Living
Ubud, Bali
Schio
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$718 €639
59.07%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$569 €506
18.76%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$1,097 €976
219.31%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$1,004 €893
69.38%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$2,491 €2,216
11.75%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,751 €1,558
27.94%
💵 Salaries & Financials
Ubud, Bali
Schio
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.34
312.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Schio: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Schio
$569 15.8% $107
Groceries & Markets
Ubud, Bali
$290
Schio
$326 12.4% $36
Eating Out
Ubud, Bali
$109
Schio
$225 107% $116
Monthly Utilities & Internet
Ubud, Bali
$108
Schio
$236 118% $128
Clothing & Footwear
Ubud, Bali
$108
Schio
$161 49.4% $53
Sport & Entertainment
Ubud, Bali
$65
Schio
$83 27.9% $18
Getting Around
Ubud, Bali
$13
Schio
$69 447% $56

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $718 in Schio. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $57.0 in Schio. Monthly groceries follow the same trend: $290 vs $326 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇮🇹 Schio
🕒 Local time
00:46 12:46 AM
18:46 6:46 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
39,355
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Schio 11,760 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Schio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Schio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Schio?
Schio costs about 22% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Schio?
For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,502 in Schio. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Schio?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ubud, Bali and in Schio?
Kindergarten costs $493 per month in Ubud, Bali and $509 in Schio. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ubud, Bali or in Schio?
Groceries cost about 12% more in Schio, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or in Schio?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Schio at $1,668. In Ubud, Bali it covers expenses comfortably, while in Schio it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Schio?
For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,668 in Schio. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Schio?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Schio?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Schio makes more sense. Both are solid long-term options with distinct trade-offs.

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