Cost of Living Comparison Between Ubud, Bali and Schaumburg, IL Cost of Living Comparison Between Ubud, Bali and Schaumburg, IL

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $3,325 in Schaumburg, IL.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $4,602 in Schaumburg, IL.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $5,880 in Schaumburg, IL.

Living in Ubud, Bali costs roughly 58% less than in Schaumburg, IL, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 5% above, Schaumburg, IL 149% above.

Currency
🍽 Eating Out
Ubud, Bali
Schaumburg, IL
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$14.96 $14.96
-77.27%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$102 $102
-68.22%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.6K
$12.91 $12.91
-61.27%
Cappuccino
$2.82 Rp 50.0K
$4.79 $4.79
-41.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$2.58 $2.58
-46.51%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$2.31 $2.31
-68.40%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
$4.47 $4.47
-33.33%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
$6.31 $6.31
-37.08%
🛒 Groceries & Markets
Ubud, Bali
Schaumburg, IL
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$0.82 $0.82
118.29%
White Bread (500g)
$2.46 Rp 43.7K
$4.11 $4.11
-40.15%
Rice (white) (1kg)
$1.20 Rp 21.2K
$7.58 $7.58
-84.17%
Eggs
$2.39 Rp 42.3K
$4.19 $4.19
-42.96%
Local Cheese (1kg)
$14.40 Rp 255.1K
$14.62 $14.62
-1.50%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$13.52 $13.52
-68.34%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$17.69 $17.69
-33.18%
Apples (1kg)
$3.78 Rp 67.0K
$5.41 $5.41
-30.13%
Banana (1kg)
$1.63 Rp 28.9K
$3.07 $3.07
-46.91%
Oranges (1kg)
$2.80 Rp 49.6K
$4.85 $4.85
-42.27%
Tomato (1kg)
$2.26 Rp 40.0K
$4.10 $4.10
-44.88%
Potato (1kg)
$2.00 Rp 35.3K
$3.38 $3.38
-40.83%
Onion (1kg)
$2.21 Rp 39.2K
$3.27 $3.27
-32.42%
Lettuce (1 head)
$1.07 Rp 18.9K
$1.98 $1.98
-45.96%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$3.60 $3.60
-78.89%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$17.67 $17.67
-82.29%
Wine (Bottle)
$23.81 Rp 421.9K
$19.69 $19.69
20.92%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
$1.76 $1.76
61.36%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
$5.62 $5.62
-50.53%
🚌 Getting Around
Ubud, Bali
Schaumburg, IL
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$1.95 $1.95
-86.15%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,034
$3.43 $3.43
-86.88%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$1.67 $1.67
-74.25%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
$29.59 $29.59
-79.79%
Gasoline (1 liter)
$0.80 Rp 14.2K
$0.91 $0.91
-12.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.2M
$26.4K $26.4K
-2.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
$28.5K $28.5K
11.71%
🧾 Monthly Utilities & Internet
Ubud, Bali
Schaumburg, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$338 $338
-76.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$77.6 $77.6
-94.66%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$160 $160
-84.92%
🎉 Sport & Entertainment
Ubud, Bali
Schaumburg, IL
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$64.4 $64.4
51.81%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
$39.90 $39.90
-83.36%
Cinema Ticket
$4.04 Rp 71.5K
$20.33 $20.33
-80.13%
🧸 Childcare & Education
Ubud, Bali
Schaumburg, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$1,303 $1,303
-77.21%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$83.3K $83.3K
-92.09%
👕👟 Clothing & Footwear
Ubud, Bali
Schaumburg, IL
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.8K
$74.6 $74.6
-26.07%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
$49.80 $49.80
-22.67%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$98.5 $98.5
-12.55%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$122 $122
-36.10%
🏠 Accommodation & Living
Ubud, Bali
Schaumburg, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
$1,908 $1,908
-48.35%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$1,678 $1,678
-60.39%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
$2,527 $2,527
36.37%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
$2,392 $2,392
-14.63%
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
$2,182 $2,182
29.62%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
$2,047 $2,047
11.49%
💵 Salaries & Financials
Ubud, Bali
Schaumburg, IL
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$5,022 $5,022
-96.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.36
108.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Schaumburg, IL: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,908 in Schaumburg, IL. Housing cost is often the main lever when comparing two cities.

Schaumburg, IL pays 2867% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $102 in Schaumburg, IL for a mid-range dinner for two. Groceries echo the gap at $299 vs $473 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Schaumburg, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Schaumburg, IL?
Ubud, Bali wins on cost – living expenses run 139% lower than in Schaumburg, IL. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Schaumburg, IL?
On paper, Schaumburg, IL earns 2867% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Schaumburg, IL?
Rent for a central apartment: $985 in Ubud, Bali versus $1,908 in Schaumburg, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Schaumburg, IL?
Childcare runs $297 in Ubud, Bali versus $1,303 in Schaumburg, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Schaumburg, IL?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $102 in Schaumburg, IL. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Schaumburg, IL?
At $1,394 in Ubud, Bali versus $3,325 in Schaumburg, IL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Schaumburg, IL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Schaumburg, IL?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Schaumburg, IL?
Safety-wise, Ubud, Bali and Schaumburg, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 139% less than in Schaumburg, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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