Cost of Living Comparison Between Ubud, Bali and Saratov Cost of Living Comparison Between Ubud, Bali and Saratov

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,008 in Saratov, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,559 in Saratov, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,110 in Saratov, rent included.

Ubud, Bali costs about 41% more than Saratov, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Saratov is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$12.71 ₽927

-71.99%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$38.84 ₽2,835

-15.73%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.41 ₽468

-22.78%

Cappuccino

$2.71 Rp 48.4K

$1.99 ₽145

36.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.77 ₽55.9

74.03%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.41 ₽30.22

70.73%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.92 ₽67.4

217.39%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.36 ₽172

67.80%

Milk (1 liter)

$1.81 Rp 32.3K

$1.04 ₽75.9

74.04%

White Bread (500g)

$2.52 Rp 45.0K

$0.67 ₽48.92

276.12%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.71 ₽125

-32.16%

Eggs

$2.46 Rp 43.9K

$1.54 ₽112

59.74%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.35 ₽828

29.60%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.30 ₽314

0.47%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.10 ₽664

33.41%

Apples (1kg)

$3.84 Rp 68.6K

$1.18 ₽86.0

225.42%

Banana (1kg)

$1.56 Rp 27.8K

$1.64 ₽120

-4.88%

Oranges (1kg)

$2.83 Rp 50.6K

$2.23 ₽163

26.91%

Tomato (1kg)

$2.33 Rp 41.5K

$1.97 ₽144

18.27%

Potato (1kg)

$1.91 Rp 34.2K

$0.53 ₽38.55

260.38%

Onion (1kg)

$2.20 Rp 39.3K

$0.55 ₽40.44

300.00%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.44 ₽105

-29.86%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.51 ₽37.45

52.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.43 ₽177

36.63%

Wine (Bottle)

$23.74 Rp 423.9K

$7.64 ₽558

210.73%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.99 ₽72.0

181.82%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.32 ₽169

23.28%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.53 ₽38.56

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.82 ₽133

-74.73%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.24 ₽17.56

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.89 ₽503

-11.47%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.73 ₽53.2

8.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$39.8K ₽2.9M

-34.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$38.4K ₽2.8M

-16.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$85.4 ₽6,230

-6.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$5.38 ₽393

-24.54%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$9.33 ₽681

152.09%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.05 ₽2,704

166.40%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$21.24 ₽1,550

-68.79%

Cinema Ticket

$4.15 Rp 74.1K

$5.12 ₽374

-18.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$327 ₽23.9K

-7.14%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$6,848 ₽499.8K

-3.43%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$136 ₽9,903

-59.07%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$74.2 ₽5,412

-48.33%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$133 ₽9,733

-33.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$151 ₽11.0K

-48.34%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$396 ₽28.9K

154.41%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$285 ₽20.8K

137.22%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$600 ₽43.8K

473.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$468 ₽34.2K

335.66%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,839 ₽134.2K

54.48%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,529 ₽111.6K

48.10%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$728 ₽53.1K

-77.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.45

6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Saratov: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $396 in Saratov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 340% higher in Saratov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $39.00 in Saratov. Groceries tell a different story – $302 in Ubud, Bali vs $187 in Saratov – so Saratov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saratov: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 41% more than Saratov, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,512 in Saratov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saratov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $39.00 in Saratov. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Saratov, where all-in costs run around $1,008, than in Ubud, Bali at $1,419. In Saratov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saratov costs $1,008 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saratov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.