Cost of Living Comparison Between Ubud, Bali and Saratov Cost of Living Comparison Between Ubud, Bali and Saratov

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,009 in Saratov, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,595 in Saratov, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,182 in Saratov, rent included.

Ubud, Bali costs about 40% more than Saratov, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Saratov is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$12.50 ₽982

-72.40%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$37.99 ₽2,985

-14.87%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.52 ₽512

-25.77%

Cappuccino

$2.75 Rp 49.4K

$2.04 ₽160

34.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.77 ₽60.4

79.22%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.44 ₽34.79

70.45%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.95 ₽75.0

214.74%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.44 ₽191

57.79%

Milk (1 liter)

$1.74 Rp 31.2K

$1.03 ₽80.7

68.93%

White Bread (500g)

$2.46 Rp 44.2K

$0.62 ₽48.59

296.77%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.73 ₽136

-32.37%

Eggs

$2.43 Rp 43.7K

$1.58 ₽124

53.80%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.39 ₽895

27.30%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.29 ₽337

1.40%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.03 ₽710

32.67%

Apples (1kg)

$3.72 Rp 66.8K

$1.20 ₽94.2

210.00%

Banana (1kg)

$1.63 Rp 29.2K

$1.63 ₽128

Oranges (1kg)

$2.74 Rp 49.3K

$2.16 ₽169

26.85%

Tomato (1kg)

$2.24 Rp 40.3K

$2.06 ₽162

8.74%

Potato (1kg)

$1.92 Rp 34.5K

$0.50 ₽38.90

284.00%

Onion (1kg)

$2.28 Rp 40.9K

$0.58 ₽45.64

293.10%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.49 ₽117

-28.86%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.57 ₽44.45

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.44 ₽191

34.84%

Wine (Bottle)

$23.19 Rp 416.8K

$7.08 ₽556

227.54%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.93 ₽72.9

198.92%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.30 ₽181

18.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.53 ₽41.52

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.74 ₽137

-72.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.22 ₽17.25

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.99 ₽549

-11.02%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.77 ₽60.8

5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$39.7K ₽3.1M

-33.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$37.6K ₽3.0M

-14.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$87.0 ₽6,836

-9.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$5.53 ₽434

-26.40%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$8.96 ₽704

171.54%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$38.22 ₽3,003

158.01%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$21.92 ₽1,722

-71.08%

Cinema Ticket

$3.99 Rp 71.6K

$5.15 ₽405

-22.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$328 ₽25.8K

-7.08%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,968 ₽547.4K

-4.67%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$132 ₽10.3K

-58.85%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$74.1 ₽5,822

-48.98%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$137 ₽10.8K

-36.80%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$150 ₽11.8K

-49.03%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$404 ₽31.7K

145.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$287 ₽22.5K

134.77%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$594 ₽46.7K

467.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$464 ₽36.4K

342.04%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,723 ₽135.3K

62.79%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,461 ₽114.8K

52.38%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$675 ₽53.0K

-75.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.45

6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Saratov: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $404 in Saratov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 304% higher in Saratov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $38.00 in Saratov. Groceries tell a different story – $297 in Ubud, Bali vs $186 in Saratov – so Saratov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saratov: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 40% more than Saratov, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,513 in Saratov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saratov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $38.00 in Saratov. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 60% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Saratov, where all-in costs run around $1,009, than in Ubud, Bali at $1,408. In Saratov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saratov costs $1,009 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saratov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.