Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sao Bernardo do Campo

For one person, living is cheaper in Sao Bernardo do Campo: $807 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Sao Bernardo do Campo
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Sao Bernardo do Campo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Sao Bernardo do Campo

🇧🇷 Brazil

$807

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sao Bernardo do Campo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sao Bernardo do Campo actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $807 in Sao Bernardo do Campo, rent included.

Ubud, Bali $1,353
Sao Bernardo do Campo $807

A couple spends around $2,297 per month in Ubud, Bali vs $1,285 in Sao Bernardo do Campo, rent included.

Ubud, Bali $2,297
Sao Bernardo do Campo $1,285

A family of three spends $3,241 per month in Ubud, Bali vs $1,763 in Sao Bernardo do Campo, rent included.

Ubud, Bali $3,241
Sao Bernardo do Campo $1,763

Ubud, Bali costs about 68% more than Sao Bernardo do Campo, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Sao Bernardo do Campo is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.93 R$35.11

-53.39%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.15 R$153

15.69%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.92 R$45.20

-36.10%

Cappuccino

$2.62 Rp 47.1K

$1.86 R$9.43

40.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.40 R$7.10

22.86%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.72 R$3.66

12.50%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.21 R$6.14

119.01%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.02 R$10.23

116.34%

Milk (1 liter)

$1.57 Rp 28.3K

$0.89 R$4.50

76.40%

White Bread (500g)

$2.19 Rp 39.5K

$1.63 R$8.25

34.36%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.22 R$6.21

-3.28%

Eggs

$2.16 Rp 38.8K

$2.00 R$10.16

8.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.01 R$50.8

76.32%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.50 R$22.81

-16.00%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$8.85 R$44.85

35.03%

Apples (1kg)

$3.60 Rp 64.8K

$2.60 R$13.18

38.46%

Banana (1kg)

$1.59 Rp 28.6K

$1.39 R$7.05

14.39%

Oranges (1kg)

$2.31 Rp 41.6K

$1.41 R$7.14

63.83%

Tomato (1kg)

$1.91 Rp 34.3K

$1.62 R$8.22

17.90%

Potato (1kg)

$1.78 Rp 32.1K

$1.29 R$6.53

37.98%

Onion (1kg)

$2.33 Rp 41.9K

$1.00 R$5.07

133.00%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.91 R$4.61

9.89%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.93 R$4.73

-43.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.21 R$11.19

3.62%

Wine (Bottle)

$22.07 Rp 397.3K

$7.59 R$38.48

190.78%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.27 R$6.43

85.04%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.01 R$10.17

48.26%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.07 R$5.42

-78.50%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.17 R$5.94

-59.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.61 R$3.10

-29.51%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.95 R$14.98

85.42%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.14 R$5.78

-27.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$23.8K R$120.5K

0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$32.4K R$164.4K

1.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$80.4 R$408

-0.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$11.96 R$60.6

-45.15%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$18.64 R$94.5

-0.21%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$24.36 R$124

122.17%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$33.25 R$169

-45.02%

Cinema Ticket

$4.25 Rp 76.5K

$6.78 R$34.35

-37.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$205 R$1,040

140.10%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,569 R$33.3K

-14.79%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$38.76 R$197

17.60%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$39.91 R$202

-12.40%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$84.2 R$427

-7.73%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$52.7 R$267

49.02%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$352 R$1,786

221.22%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$231 R$1,172

191.10%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$780 R$3,953

363.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$444 R$2,252

283.04%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,578 R$8,000

72.20%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,118 R$5,666

100.49%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$532 R$2,696

-68.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Sao Bernardo do Campo: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Sao Bernardo do Campo

$231 28.6% 65.6% $442

Groceries & Markets

Ubud, Bali

$287 21.2%

Sao Bernardo do Campo

$198 24.6% 30.9% $89

Clothing & Footwear

Ubud, Bali

$107 7.9%

Sao Bernardo do Campo

$97 12% 8.9% $9.5

Eating Out

Ubud, Bali

$106 7.9%

Sao Bernardo do Campo

$123 15.3% 15.6% $17

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Sao Bernardo do Campo

$111 13.8% 5.6% $5.9

Sport & Entertainment

Ubud, Bali

$63 4.6%

Sao Bernardo do Campo

$38 4.7% 39.5% $25

Getting Around

Ubud, Bali

$12 0.9%

Sao Bernardo do Campo

$8.5 * 1.1% 31.6% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $352 in Sao Bernardo do Campo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 220% higher in Sao Bernardo do Campo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $30.00 in Sao Bernardo do Campo. Monthly groceries follow the same trend: $287 vs $198 – making Sao Bernardo do Campo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Sao Bernardo do Campo

🕒 Local time

00:03 12:03 AM

13:03 1:03 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

810,729

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of October 23, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sao Bernardo do Campo 15,920 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Sao Bernardo do Campo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sao Bernardo do Campo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 68% more than Sao Bernardo do Campo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,211 in Sao Bernardo do Campo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sao Bernardo do Campo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $30.00 in Sao Bernardo do Campo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 45% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sao Bernardo do Campo, where all-in costs run around $807, than in Ubud, Bali at $1,353. In Sao Bernardo do Campo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sao Bernardo do Campo costs $807 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sao Bernardo do Campo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.