Cost of Living Comparison Between Ubud, Bali and Sao Bernardo do Campo Cost of Living Comparison Between Ubud, Bali and Sao Bernardo do Campo

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $780 in Sao Bernardo do Campo, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,259 in Sao Bernardo do Campo, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,739 in Sao Bernardo do Campo, rent included.

Ubud, Bali costs about 82% more than Sao Bernardo do Campo, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Sao Bernardo do Campo is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$6.31 R$31.96

-43.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$25.45 R$129

28.61%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$7.94 R$40.21

-37.66%

Cappuccino

$2.71 Rp 48.9K

$1.45 R$7.34

86.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.14 R$5.76

17.54%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.54 R$2.75

29.63%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$2.49 R$12.63

17.27%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$4.60 R$23.28

-13.91%

Milk (1 liter)

$1.81 Rp 32.6K

$0.91 R$4.62

98.90%

White Bread (500g)

$2.52 Rp 45.4K

$1.34 R$6.78

88.06%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.18 R$5.98

-1.69%

Eggs

$2.46 Rp 44.4K

$1.80 R$9.14

36.67%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.57 R$48.44

53.71%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$4.26 R$21.55

1.41%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$7.38 R$37.35

64.50%

Apples (1kg)

$3.84 Rp 69.3K

$1.86 R$9.43

106.45%

Banana (1kg)

$1.56 Rp 28.1K

$1.64 R$8.31

-4.88%

Oranges (1kg)

$2.83 Rp 51.1K

$1.02 R$5.16

177.45%

Tomato (1kg)

$2.33 Rp 41.9K

$1.25 R$6.35

86.40%

Potato (1kg)

$1.91 Rp 34.5K

$1.06 R$5.39

80.19%

Onion (1kg)

$2.20 Rp 39.7K

$0.94 R$4.75

134.04%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.82 R$4.17

23.17%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.64 R$3.26

21.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.13 R$10.79

55.87%

Wine (Bottle)

$23.74 Rp 428.0K

$6.69 R$33.88

254.86%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.09 R$5.50

155.96%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.58 R$13.08

10.85%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.94 R$4.75

-71.28%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$38.50 R$195

-79.14%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.11 R$5.60

-58.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.50 R$2.52

-10.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$6.31 R$31.93

-3.33%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.04 R$5.27

-24.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$20.4K R$103.2K

28.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$30.2K R$152.8K

6.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$67.0 R$339

19.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$22.36 R$113

-81.84%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$16.79 R$85.0

40.08%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$22.26 R$113

343.40%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$29.87 R$151

-77.80%

Cinema Ticket

$4.15 Rp 74.8K

$7.37 R$37.33

-43.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$305 R$1,546

-0.47%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$5,885 R$29.8K

12.37%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$28.00 R$142

98.36%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$44.43 R$225

-13.77%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$89.8 R$455

-1.30%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$68.3 R$346

13.96%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$301 R$1,522

234.84%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$201 R$1,018

235.85%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$645 R$3,264

433.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$404 R$2,046

404.69%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,561 R$7,906

81.96%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,106 R$5,600

104.69%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$402 R$2,038

-58.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.92

21.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Sao Bernardo do Campo: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $301 in Sao Bernardo do Campo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 144% higher in Sao Bernardo do Campo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $25.00 in Sao Bernardo do Campo. Monthly groceries follow the same trend: $302 vs $176 – making Sao Bernardo do Campo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sao Bernardo do Campo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 82% more than Sao Bernardo do Campo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,170 in Sao Bernardo do Campo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sao Bernardo do Campo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $780 in Sao Bernardo do Campo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 379% less in Sao Bernardo do Campo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Sao Bernardo do Campo, where all-in costs run around $780, than in Ubud, Bali at $1,419. In Sao Bernardo do Campo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sao Bernardo do Campo costs $780 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sao Bernardo do Campo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.