Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Rita

For one person, living is cheaper in Santa Rita: $978 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Santa Rita

🇵🇾 Paraguay

$978

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Rita

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Rita actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $978 in Santa Rita, rent included.

Ubud, Bali $1,353
Santa Rita $978

A couple spends around $2,297 per month in Ubud, Bali vs $1,468 in Santa Rita, rent included.

Ubud, Bali $2,297
Santa Rita $1,468

A family of three spends $3,241 per month in Ubud, Bali vs $1,958 in Santa Rita, rent included.

Ubud, Bali $3,241
Santa Rita $1,958

Ubud, Bali costs about 38% more than Santa Rita, and outside of rent the biggest gap is in transport.

Ubud, Bali sits 0% above the global median, while Santa Rita is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.57 ₲20.3K

-9.52%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$35.71 ₲203.1K

-2.32%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

$3.61 ₲20.5K

-27.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.86 ₲4,909

100.00%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.55 ₲3,145

47.27%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.38 ₲7,872

216.67%

Milk (1 liter)

$1.57 Rp 28.3K

$1.13 ₲6,404

38.94%

White Bread (500g)

$2.19 Rp 39.5K

$1.91 ₲10.9K

14.66%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.25 ₲7,102

-5.60%

Eggs

$2.16 Rp 38.8K

$2.91 ₲16.5K

-25.77%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.09 ₲46.0K

118.17%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.30 ₲24.4K

-12.09%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.56 ₲65.8K

3.37%

Apples (1kg)

$3.60 Rp 64.8K

$5.19 ₲29.5K

-30.64%

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

$3.58 ₲20.3K

-35.47%

Tomato (1kg)

$1.91 Rp 34.3K

$3.17 ₲18.0K

-39.75%

Potato (1kg)

$1.78 Rp 32.1K

$3.60 ₲20.5K

-50.56%

Onion (1kg)

$2.33 Rp 41.9K

$2.71 ₲15.4K

-14.02%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.92 ₲5,217

8.70%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.37 ₲7,786

-61.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

$5.14 ₲29.2K

329.38%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.87 ₲16.3K

3.83%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.45 ₲8,241

-84.14%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$42.91 ₲244.0K

-79.26%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$4.33 ₲24.6K

-90.07%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$3.82 ₲21.7K

43.19%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.43 ₲8,119

-41.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$9,866 ₲56.1M

142.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$108 ₲614.4K

-25.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.98 ₲142.0K

-73.74%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$39.66 ₲225.5K

-53.10%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$43.41 ₲246.8K

24.67%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$26.74 ₲152.1K

-31.64%

Cinema Ticket

$4.25 Rp 76.5K

$8.60 ₲48.9K

-50.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$77.6 ₲441.4K

534.66%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$52.6 ₲299.0K

-13.33%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$88.4 ₲502.4K

-60.43%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

$71.4 ₲405.9K

9.99%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$350 ₲2.0M

222.96%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$263 ₲1.5M

155.96%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$445 ₲2.5M

711.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$349 ₲2.0M

387.10%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$530 ₲3.0M

-68.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Santa Rita: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Santa Rita

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Santa Rita

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Santa Rita

–

Eating Out

Ubud, Bali

$106 7.9%

Santa Rita

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Santa Rita

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Santa Rita

–

Getting Around

Ubud, Bali

$12 0.9%

Santa Rita

–

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $350 in Santa Rita. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 218% higher in Santa Rita, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $36.00 in Santa Rita. Groceries tell a different story – $287 in Ubud, Bali vs $236 in Santa Rita – so Santa Rita wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇾 Santa Rita

🕒 Local time

19:40 7:40 PM

08:40 8:40 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

35,000

💱 Currency

Indonesian Rupiah IDR Rp

Paraguayan Guarani PYG ₲

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

Exchange rates and currency converter

PYG, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Paraguayan Guarani exchange rates as of October 20, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Rita 16,060 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Santa Rita

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Rita: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $978 in Santa Rita – roughly 38% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,467 in Santa Rita. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rita, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 382% less in Santa Rita. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $77.6 in Santa Rita. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Santa Rita, where all-in costs run around $978, than in Ubud, Bali at $1,353. In Santa Rita it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $978 in Santa Rita to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santa Rita. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.