Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Maria

For one person, living is cheaper in Santa Maria: $732 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Santa Maria
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Santa Maria Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santa Maria

🇧🇷 Brazil

$732

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Maria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Maria actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $732 in Santa Maria, rent included.

Ubud, Bali $1,349
Santa Maria $732

A couple spends around $2,305 per month in Ubud, Bali vs $1,224 in Santa Maria, rent included.

Ubud, Bali $2,305
Santa Maria $1,224

A family of three spends $3,261 per month in Ubud, Bali vs $1,715 in Santa Maria, rent included.

Ubud, Bali $3,261
Santa Maria $1,715

Ubud, Bali costs about 84% more than Santa Maria, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$5.61 R$30.54

-40.82%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$33.42 R$182

6.64%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$6.46 R$35.14

-14.40%

Cappuccino

$2.72 Rp 49.3K

$1.70 R$9.26

60.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.03 R$5.60

65.05%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.62 R$3.35

22.58%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.51 R$8.20

75.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$4.26 R$23.16

2.82%

Milk (1 liter)

$1.49 Rp 27.0K

$1.02 R$5.53

46.08%

White Bread (500g)

$2.28 Rp 41.2K

$1.48 R$8.03

54.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.42 R$7.72

-16.20%

Eggs

$2.04 Rp 36.9K

$1.74 R$9.49

17.24%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.55 R$46.50

107.02%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.71 R$20.17

6.74%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$7.82 R$42.52

55.88%

Apples (1kg)

$3.66 Rp 66.2K

$2.26 R$12.31

61.95%

Banana (1kg)

$1.52 Rp 27.5K

$1.38 R$7.51

10.14%

Oranges (1kg)

$2.23 Rp 40.4K

$2.01 R$10.95

10.95%

Tomato (1kg)

$1.97 Rp 35.7K

$1.37 R$7.48

43.80%

Potato (1kg)

$1.85 Rp 33.5K

$1.13 R$6.15

63.72%

Onion (1kg)

$2.42 Rp 43.9K

$1.28 R$6.98

89.06%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.87 R$4.73

13.79%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.82 R$4.46

-37.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.20 R$11.98

0.91%

Wine (Bottle)

$22.24 Rp 403.0K

$7.58 R$41.23

193.40%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.21 R$6.57

86.78%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.75 R$14.99

8.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.22 R$6.65

-79.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$42.50 R$231

-81.60%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.18 R$6.41

-62.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.79 R$4.28

-45.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$7.72 R$41.98

-29.92%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.17 R$6.36

-29.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$22.9K R$124.7K

3.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$30.0K R$163.5K

5.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$51.1 R$278

54.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$15.89 R$86.4

-59.41%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$17.02 R$92.6

9.17%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$22.47 R$122

120.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$11.14 R$60.6

58.44%

Cinema Ticket

$4.27 Rp 77.4K

$5.46 R$29.70

-21.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$147 R$799

234.06%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,764 R$15.0K

105.30%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$59.1 R$321

-24.44%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$41.62 R$226

-16.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$92.8 R$505

-13.85%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$60.1 R$327

32.23%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$282 R$1,533

299.04%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$155 R$844

332.83%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$608 R$3,305

486.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$370 R$2,013

365.71%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,633 R$8,882

67.30%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$677 R$3,685

237.17%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$591 R$3,213

-72.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santa Maria: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santa Maria

$155 21.2% 76.9% $516

Groceries & Markets

Ubud, Bali

$288 21.4%

Santa Maria

$186 25.4% 35.6% $103

Eating Out

Ubud, Bali

$108 8%

Santa Maria

$107 14.7% 0.3% $0.3

Clothing & Footwear

Ubud, Bali

$108 8%

Santa Maria

$114 15.6% 6.1% $6.6

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santa Maria

$84 11.5% 19.3% $20

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santa Maria

$33 4.6% 42.5% $25

Getting Around

Ubud, Bali

$11 0.9%

Santa Maria

$53 7.2% 360% $41

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $282 in Santa Maria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Santa Maria are about 3.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $33 in Santa Maria. Monthly groceries follow the same trend: $288 vs $186 – making Santa Maria the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Santa Maria

🕒 Local time

06:19 6:19 AM

19:19 7:19 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

271,735

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.184 USD

1 BRL = 0.165 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of November 1, 2026: 1 USD = 5.44 BRL (1 BRL = 0.184 USD). 1 EUR = 6.07 BRL (1 BRL = 0.165 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Maria 15,610 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Santa Maria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Maria: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $732 in Santa Maria – Santa Maria comes out roughly 46% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,098 in Santa Maria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Maria, especially for central apartments: a one-bedroom in the center costs $282 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $732 in Santa Maria. That makes Santa Maria about 46% cheaper.

Public transport costs about 82% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Santa Maria, where all-in costs run around $732, than in Ubud, Bali at $1,349. In Santa Maria it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Santa Maria – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.