Cost of Living Comparison Between Ubud, Bali and Santa Maria Cost of Living Comparison Between Ubud, Bali and Santa Maria

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $676 in Santa Maria, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,082 in Santa Maria, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,488 in Santa Maria, rent included.

Ubud, Bali costs about 110% more than Santa Maria, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Santa Maria is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.41 R$22.32

-19.27%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$26.70 R$135

22.58%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$6.39 R$32.32

-22.54%

Cappuccino

$2.71 Rp 48.6K

$1.36 R$6.88

99.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.94 R$4.78

42.55%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.59 R$2.99

18.64%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.45 R$7.35

101.38%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.55 R$17.97

11.55%

Milk (1 liter)

$1.81 Rp 32.4K

$0.83 R$4.21

118.07%

White Bread (500g)

$2.52 Rp 45.1K

$1.38 R$6.97

82.61%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.06 R$5.35

9.43%

Eggs

$2.46 Rp 44.1K

$1.50 R$7.60

64.00%

Local Cheese (1kg)

$14.71 Rp 263.7K

$8.47 R$42.85

73.67%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.58 R$18.14

20.67%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$7.62 R$38.53

59.32%

Apples (1kg)

$3.84 Rp 68.8K

$2.08 R$10.51

84.62%

Banana (1kg)

$1.56 Rp 27.9K

$1.26 R$6.37

23.81%

Oranges (1kg)

$2.83 Rp 50.8K

$1.31 R$6.65

116.03%

Tomato (1kg)

$2.33 Rp 41.7K

$1.47 R$7.43

58.50%

Potato (1kg)

$1.91 Rp 34.3K

$1.09 R$5.53

75.23%

Onion (1kg)

$2.20 Rp 39.5K

$1.08 R$5.45

103.70%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.77 R$3.87

31.17%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.62 R$3.12

25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.95 R$9.89

70.26%

Wine (Bottle)

$23.74 Rp 425.5K

$7.74 R$39.15

206.72%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.01 R$5.11

176.24%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.89 R$9.59

51.32%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.94 R$4.74

-71.28%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$26.77 R$135

-70.00%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.58 R$8.02

-70.89%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.04 R$5.26

-56.73%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$5.28 R$26.71

15.53%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.99 R$5.02

-20.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.1K R$116.9K

13.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$27.1K R$137.1K

18.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$48.41 R$245

65.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$14.90 R$75.4

-72.75%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$16.45 R$83.2

42.98%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$21.75 R$110

353.79%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$11.02 R$55.7

-39.84%

Cinema Ticket

$4.15 Rp 74.3K

$5.15 R$26.03

-19.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$142 R$716

114.77%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,668 R$13.5K

147.86%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$49.06 R$248

13.21%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$38.92 R$197

-1.57%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$81.3 R$411

8.95%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$57.0 R$288

36.61%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$272 R$1,379

269.37%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$156 R$788

333.49%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$573 R$2,901

500.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$333 R$1,687

511.75%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,954 R$9,884

45.43%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$683 R$3,455

231.56%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$623 R$3,154

-73.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Santa Maria: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $272 in Santa Maria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 277% higher in Santa Maria, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Santa Maria. Monthly groceries follow the same trend: $302 vs $169 – making Santa Maria the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Maria: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $676 in Santa Maria – roughly 110% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,015 in Santa Maria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Maria, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $676 in Santa Maria. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 233% less in Santa Maria. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Santa Maria, where all-in costs run around $676, than in Ubud, Bali at $1,419. In Santa Maria it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $676 in Santa Maria to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santa Maria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.