😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $656 in Santa Cruz del Seibo.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,049 in Santa Cruz del Seibo.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,442 in Santa Cruz del Seibo.
🌍Living in Ubud, Bali is roughly 108% more expensive than in Santa Cruz del Seibo, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Santa Cruz del Seibo is 52% below.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz del Seibo
Difference
Meal at Budget Restaurant
$3.44Rp 61.0K
$8.27DOP 487
-58.40%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 644.5K
$42.76DOP 2,520
-15.08%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.3K
$5.10DOP 300
11.96%
Cappuccino
$2.67Rp 47.4K
$1.82DOP 107
46.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.1K
$0.73DOP 43.27
139.73%
Water(0.33 liter bottle)
$0.87Rp 15.5K
$0.38DOP 22.59
128.95%
Local Beer(0.5 liter draught)
$2.95Rp 52.4K
$2.50DOP 147
18.00%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.2K
$4.00DOP 235
13.00%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz del Seibo
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.24DOP 73.3
30.65%
White Bread(500g)
$2.33Rp 41.4K
$1.78DOP 105
30.90%
Rice(white)(1kg)
$1.11Rp 19.7K
$1.54DOP 90.8
-27.92%
Eggs
$2.20Rp 39.1K
$1.52DOP 89.8
44.74%
Local Cheese(1kg)
$17.69Rp 314.0K
$6.40DOP 377
176.41%
Chicken Fillets(1kg)
$4.10Rp 72.7K
$3.60DOP 212
13.89%
Beef Round Steak(1kg)
$12.18Rp 216.1K
$4.71DOP 277
158.60%
Apples(1kg)
$3.71Rp 65.8K
$3.72DOP 219
-0.27%
Banana(1kg)
$1.59Rp 28.2K
$1.47DOP 86.5
8.16%
Oranges(1kg)
$2.28Rp 40.5K
$3.34DOP 197
-31.74%
Tomato(1kg)
$1.95Rp 34.7K
$2.21DOP 131
-11.76%
Potato(1kg)
$1.91Rp 33.8K
$3.71DOP 219
-48.52%
Onion(1kg)
$2.33Rp 41.4K
$2.92DOP 172
-20.21%
Lettuce(1 head)
$1.01Rp 17.9K
$0.91DOP 53.8
10.99%
Water(1.5 liter bottle)
$0.55Rp 9,795
$1.62DOP 95.7
-66.05%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.6K
$4.97DOP 293
-55.13%
Wine(Bottle)
$23.07Rp 409.5K
$17.05DOP 1,005
35.31%
Local Beer(0.5 liter bottle)
$2.42Rp 42.9K
$3.06DOP 180
-20.92%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.2K
$3.40DOP 200
-11.76%
🚌 Getting Around
Ubud, Bali
Santa Cruz del Seibo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,825
-
-
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.4K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,586
$2.48DOP 146
-80.65%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,697
$3.38DOP 199
-87.28%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 100.1K
-
-
Gasoline(1 liter)
$0.80Rp 14.3K
$1.42DOP 83.7
-43.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 442.7M
$15.1KDOP 891.5K
64.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 562.8M
$25.4KDOP 1.5M
24.95%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz del Seibo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$98.1DOP 5,782
-16.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.2K
$27.13DOP 1,599
-76.08%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 333.1K
$39.79DOP 2,345
-52.83%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz del Seibo
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
-
-
Tennis Court(1 Hour on Weekend)
$18.73Rp 332.4K
-
-
Cinema Ticket
$4.54Rp 80.5K
$5.19DOP 306
-12.52%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz del Seibo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$154DOP 9,094
211.50%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.4M
$5,493DOP 323.7K
3.97%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz del Seibo
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 807.9K
$27.50DOP 1,621
65.53%
Summer Dress(H&M, Zara, etc)
$35.88Rp 636.9K
$46.34DOP 2,731
-22.57%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$62.5DOP 3,685
28.54%
Men's Leather Business Shoes
$78.7Rp 1.4M
$67.5DOP 3,980
16.50%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz del Seibo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.8M
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.5M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
-
-
Buy Apartment in City Center(m2)
$2,784Rp 49.4M
-
-
Buy Apartment Outside City Center(m2)
$2,290Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Cruz del Seibo
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
11
25.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Santa Cruz del Seibo: September 13, 2026
Cost Breakdown
🛒Dining out: $36.00 in Ubud, Bali vs $43.00 in Santa Cruz del Seibo. Groceries flip the comparison at $295 vs $242, with Santa Cruz del Seibo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Cruz del Seibo: Cost of Living - Frequently Asked Questions
Is Santa Cruz del Seibo cheaper than Ubud, Bali?
Santa Cruz del Seibo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 108% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,052 in Ubud, Bali and $984 in Santa Cruz del Seibo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $481 in Ubud, Bali versus $154 in Santa Cruz del Seibo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or in Santa Cruz del Seibo?
Dining out is cheaper in Santa Cruz del Seibo – a meal for two runs $43.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Ubud, Bali or in Santa Cruz del Seibo?
At $656 in Santa Cruz del Seibo versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Santa Cruz del Seibo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Cruz del Seibo the clear choice for anyone on this budget.
Is Ubud, Bali or Santa Cruz del Seibo more family-friendly?
For families, Santa Cruz del Seibo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Santa Cruz del Seibo?
Safety-wise, Ubud, Bali and Santa Cruz del Seibo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Santa Cruz del Seibo gentler on the wallet – expenses run 108% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared