Cost of Living Comparison Between Ubud, Bali and Santa Cruz del Seibo Cost of Living Comparison Between Ubud, Bali and Santa Cruz del Seibo

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $160 in Santa Cruz del Seibo.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $236 in Santa Cruz del Seibo.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $313 in Santa Cruz del Seibo.

Living in Ubud, Bali is roughly 771% more expensive than in Santa Cruz del Seibo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Santa Cruz del Seibo is 88% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$9.95 DOP 578

-64.12%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.15 DOP 299

-2.72%

Cappuccino

$2.82 Rp 51.0K

$2.02 DOP 117

39.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.99 DOP 57.5

36.36%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.49 DOP 28.21

48.98%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

White Bread (500g)

$2.45 Rp 44.2K

Rice (white) (1kg)

$1.15 Rp 20.7K

Eggs

$2.41 Rp 43.6K

Local Cheese (1kg)

$14.33 Rp 258.7K

Chicken Fillets (1kg)

$4.19 Rp 75.6K

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.79 Rp 50.3K

Tomato (1kg)

$2.24 Rp 40.5K

Potato (1kg)

$1.98 Rp 35.7K

Onion (1kg)

$2.28 Rp 41.1K

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

Wine (Bottle)

$23.49 Rp 424.1K

$17.22 DOP 1,001

36.41%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.86 Rp 15.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Santa Cruz del Seibo: July 26, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Cruz del Seibo: Cost of Living - Frequently Asked Questions

Santa Cruz del Seibo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 771% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $240 in Santa Cruz del Seibo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 764% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $160 in Santa Cruz del Seibo – a 771% gap that adds up to real savings over time for anyone picking the cheaper option.

At $160 in Santa Cruz del Seibo versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Santa Cruz del Seibo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Cruz del Seibo the clear choice for anyone on this budget.

For families, Santa Cruz del Seibo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Santa Cruz del Seibo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Cruz del Seibo gentler on the wallet – expenses run 771% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.