😐Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $158 in Santa Cruz del Seibo.
😐Estimated couple costs with rent: $2,551 in Ubud, Bali versus $233 in Santa Cruz del Seibo.
😐Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $308 in Santa Cruz del Seibo.
🌍Living in Ubud, Bali is roughly 780% more expensive than in Santa Cruz del Seibo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Santa Cruz del Seibo is 88% below.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz del Seibo
Difference
Meal at Budget Restaurant
$3.40Rp 60.6K
$10.10DOP 589
-66.34%
Three-Course Dinner for Two, Mid-Range
$32.38Rp 577.1K
-
-
Fast Food Meal(McDonalds, etc)
$5.00Rp 89.1K
$4.89DOP 285
2.25%
Cappuccino
$2.82Rp 50.3K
$2.06DOP 120
36.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.5K
$1.02DOP 59.6
35.29%
Water(0.33 liter bottle)
$0.73Rp 13.0K
$0.48DOP 28.00
52.08%
Local Beer(0.5 liter draught)
$2.98Rp 53.2K
-
-
Imported Beer(0.33 liter bottle)
$3.97Rp 70.8K
-
-
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz del Seibo
Difference
Milk(1 liter)
$1.79Rp 32.0K
-
-
White Bread(500g)
$2.46Rp 43.9K
-
-
Rice(white)(1kg)
$1.20Rp 21.4K
-
-
Eggs
$2.39Rp 42.6K
-
-
Local Cheese(1kg)
$14.40Rp 256.6K
-
-
Chicken Fillets(1kg)
$4.28Rp 76.4K
-
-
Beef Round Steak(1kg)
$11.82Rp 210.6K
-
-
Apples(1kg)
$3.78Rp 67.4K
-
-
Banana(1kg)
$1.63Rp 29.1K
-
-
Oranges(1kg)
$2.80Rp 49.9K
-
-
Tomato(1kg)
$2.26Rp 40.3K
-
-
Potato(1kg)
$2.00Rp 35.6K
-
-
Onion(1kg)
$2.21Rp 39.4K
-
-
Lettuce(1 head)
$1.07Rp 19.1K
-
-
Water(1.5 liter bottle)
$0.76Rp 13.6K
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 55.7K
-
-
Wine(Bottle)
$23.81Rp 424.4K
$16.91DOP 987
40.80%
Local Beer(0.5 liter bottle)
$2.84Rp 50.6K
-
-
Imported Beer(0.33 liter bottle)
$2.78Rp 49.5K
-
-
🚌 Getting Around
Ubud, Bali
Santa Cruz del Seibo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,755
-
-
Public Transport Monthly Pass(Regular Price)
$8.37Rp 149.1K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 8,082
-
-
Taxi(Normal Tariff)(1km)
$0.43Rp 7,624
-
-
Taxi 1hour Waiting(Normal Tariff)
$5.98Rp 106.5K
-
-
Gasoline(1 liter)
$0.80Rp 14.3K
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8KRp 459.9M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KRp 566.8M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz del Seibo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.7Rp 1.4M
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.14Rp 73.7K
-
-
Internet(50+ Mbps, Unlimited Data)
$24.12Rp 429.8K
-
-
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz del Seibo
Difference
Gym Membership(Monthly)
$97.8Rp 1.7M
-
-
Tennis Court(1 Hour on Weekend)
$6.64Rp 118.4K
-
-
Cinema Ticket
$4.04Rp 71.9K
-
-
🧸 Childcare & Education
Ubud, Bali
Santa Cruz del Seibo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
-
-
International Primary School, 1 Child(Yearly)
$6,590Rp 117.4M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz del Seibo
Difference
Jeans(Levis 501 Or Similar)
$55.1Rp 982.6K
-
-
Summer Dress(H&M, Zara, etc)
$38.51Rp 686.2K
-
-
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
-
-
Men's Leather Business Shoes
$78.0Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz del Seibo
Difference
1-bedroom Apartment, City Center(Monthly)
$985Rp 17.6M
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$665Rp 11.8M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,446Rp 61.4M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$2,042Rp 36.4M
-
-
Buy Apartment in City Center(m2)
$2,829Rp 50.4M
-
-
Buy Apartment Outside City Center(m2)
$2,282Rp 40.7M
-
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💵 Salaries & Financials
Ubud, Bali
Santa Cruz del Seibo
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 14, 2026
Last update for Santa Cruz del Seibo: June 14, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Cruz del Seibo: Cost of Living - Frequently Asked Questions
Is Santa Cruz del Seibo cheaper than Ubud, Bali?
Santa Cruz del Seibo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 780% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,091 in Ubud, Bali and $238 in Santa Cruz del Seibo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Ubud, Bali and in Santa Cruz del Seibo?
Supermarket bills run roughly 785% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali and in Santa Cruz del Seibo?
All in, you'll spend $1,394 per month in Ubud, Bali versus $158 in Santa Cruz del Seibo – a 780% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Ubud, Bali or in Santa Cruz del Seibo?
At $158 in Santa Cruz del Seibo versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Santa Cruz del Seibo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Cruz del Seibo the clear choice for anyone on this budget.
Is Ubud, Bali or Santa Cruz del Seibo more family-friendly?
For families, Santa Cruz del Seibo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Santa Cruz del Seibo?
Safety-wise, Ubud, Bali and Santa Cruz del Seibo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Santa Cruz del Seibo gentler on the wallet – expenses run 780% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared