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Cost of Living Comparison Between Ubud, Bali and Santa Cruz Cost of Living Comparison Between Ubud, Bali and Santa Cruz

🙂 Solo nomad: Ubud, Bali is 42.6% cheaper than Santa Cruz without rent, and 52.1% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 45.2% cheaper than Santa Cruz without rent, and 51.6% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$10.99 ₡5,371
-74.07%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$59.5 ₡29.1K
-79.38%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.8 ₡4,790
-66.53%
Cappuccino
$2.3 Rp 38.3K
$3.87 ₡1,892
-40.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.98 ₡966
-43.94%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.6 ₡782
-83.75%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.02 ₡1,475
-20.53%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$4.61 ₡2,255
-31.67%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.99 ₡974
-25.13%
White Bread (500g)
$1.65 Rp 27.5K
$2.79 ₡1,362
-40.86%
Rice (white) (1kg)
$1.13 Rp 18.9K
$2.15 ₡1,053
-47.44%
Eggs
$2.33 Rp 38.9K
$3.05 ₡1,488
-23.61%
Local Cheese (1kg)
$13.7 Rp 228.3K
$10.18 ₡4,972
34.58%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.36 ₡4,575
-57.59%
Beef Round Steak (1kg)
$11.22 Rp 187K
$13.44 ₡6,564
-16.52%
Apples (1kg)
$3.48 Rp 57.9K
$4.49 ₡2,193
-22.49%
Banana (1kg)
$1.5 Rp 25K
$1.01 ₡494
48.51%
Oranges (1kg)
$2.68 Rp 44.6K
$4.38 ₡2,139
-38.81%
Tomato (1kg)
$1.35 Rp 22.5K
$3.57 ₡1,744
-62.18%
Potato (1kg)
$1.57 Rp 26.2K
$3.41 ₡1,664
-53.96%
Onion (1kg)
$2.1 Rp 34.9K
$3.09 ₡1,508
-32.04%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.95 ₡463
8.42%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.94 ₡1,435
-80.61%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$5.42 ₡2,647
-57.38%
Wine (Bottle)
$15.21 Rp 253.5K
$17.94 ₡8,766
-15.22%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.41 ₡1,180
3.32%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.88 ₡1,409
-7.64%
🚌 Getting Around
Ubud, Bali
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.03 ₡505
-71.84%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.85 ₡905
-75.68%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.83 ₡895
-81.42%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$7.98 ₡3,898
-25.19%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.47 ₡719
-48.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$37.6K ₡18.4M
-31.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$32.4K ₡15.8M
-2.09%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$94.5 ₡46.2K
-31.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$25.6 ₡12.5K
-83.83%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$53.1 ₡25.9K
-54.79%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$57 ₡27.8K
-59.10%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$23.49 ₡11.5K
-73.65%
Cinema Ticket
$3.45 Rp 57.5K
$5.92 ₡2,890
-41.72%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$575 ₡280.9K
-84.02%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$12.6K ₡6.2M
-53.21%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$61.8 ₡30.2K
-16.70%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$50.8 ₡24.8K
-51.86%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$126 ₡61.6K
-33.14%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$105 ₡51.5K
-29.45%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$750 ₡366.2K
-65.13%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$587 ₡286.8K
-72.83%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,520 ₡742.5K
-61.51%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$966 ₡471.8K
-66.00%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
10.17
30.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Santa Cruz: December 1, 2025

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