Cost of Living Comparison Between Ubud, Bali and San Ramon Cost of Living Comparison Between Ubud, Bali and San Ramon

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,777 in San Ramon, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $2,786 in San Ramon, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $3,795 in San Ramon, rent included.

Ubud, Bali is about 22% cheaper than San Ramon, driven mainly by Eating Out.

Both Ubud, Bali and San Ramon sit above the global median – Ubud, Bali by 0%, San Ramon by 29%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$12.05 ₡5,393

-72.37%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$57.5 ₡25.7K

-37.69%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.81 ₡5,288

-52.33%

Cappuccino

$2.82 Rp 49.7K

$4.20 ₡1,882

-32.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.64 ₡1,182

-33.71%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.97 ₡883

-59.39%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.29 ₡1,473

-7.60%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.33 ₡1,936

-0.69%

Milk (1 liter)

$1.61 Rp 28.3K

$2.35 ₡1,050

-31.49%

White Bread (500g)

$2.27 Rp 39.9K

$2.98 ₡1,336

-23.83%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.46 ₡1,103

-52.44%

Eggs

$2.17 Rp 38.2K

$5.33 ₡2,385

-59.29%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.01 ₡4,930

60.13%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$10.59 ₡4,738

-61.76%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.11 ₡6,313

-13.68%

Apples (1kg)

$3.62 Rp 63.7K

$5.18 ₡2,319

-30.12%

Banana (1kg)

$1.64 Rp 28.8K

$1.57 ₡703

4.46%

Oranges (1kg)

$2.31 Rp 40.6K

$3.33 ₡1,489

-30.63%

Tomato (1kg)

$1.96 Rp 34.5K

$3.53 ₡1,579

-44.48%

Potato (1kg)

$1.84 Rp 32.5K

$3.15 ₡1,408

-41.59%

Onion (1kg)

$2.37 Rp 41.7K

$3.10 ₡1,387

-23.55%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.28 ₡574

-17.97%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$2.79 ₡1,248

-80.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.91 ₡2,643

-61.08%

Wine (Bottle)

$23.08 Rp 406.4K

$16.66 ₡7,456

38.54%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.64 ₡1,182

-11.36%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.65 ₡1,188

15.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.31 ₡586

-80.92%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.50 ₡1,120

-80.40%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.66 ₡741

-71.69%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$8.88 ₡3,974

-36.94%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.53 ₡687

-47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$22.0K ₡9.8M

13.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$35.3K ₡15.8M

-12.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$143 ₡64.0K

-42.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$44.77 ₡20.0K

-85.50%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$54.1 ₡24.2K

-65.28%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$72.9 ₡32.6K

-24.27%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$8.29 ₡3,709

-48.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$840 ₡375.8K

-41.15%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$17.4K ₡7.8M

-66.05%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$71.2 ₡31.9K

-35.00%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$55.8 ₡24.9K

-34.64%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$128 ₡57.3K

-36.98%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$132 ₡59.2K

-40.46%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$816 ₡365.2K

36.53%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$626 ₡280.2K

10.71%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,855 ₡830.3K

96.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,268 ₡567.4K

35.05%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,187 ₡531.2K

132.58%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,187 ₡531.2K

93.16%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.78

56.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for San Ramon: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $816 in San Ramon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $57.0 in San Ramon. Monthly groceries follow the same trend: $294 vs $385 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Ramon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $1,777 in San Ramon – roughly 29% apart. San Ramon costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $2,666 in San Ramon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $1,777 in San Ramon. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $494 per month in Ubud, Bali and $840 in San Ramon. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in San Ramon at $1,777. In Ubud, Bali it covers expenses comfortably, while in San Ramon it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $1,777 in San Ramon. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Ramon makes more sense. Both are solid long-term options with distinct trade-offs.