Cost of Living Comparison Between Ubud, Bali and San Jose Cost of Living Comparison Between Ubud, Bali and San Jose

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,909 in San Jose, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $2,903 in San Jose, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $3,896 in San Jose, rent included.

Ubud, Bali is about 28% cheaper than San Jose, driven mainly by Eating Out.

Both Ubud, Bali and San Jose sit above the global median – Ubud, Bali by 0%, San Jose by 38%.

Currency
🍽 Eating Out
Ubud, Bali
San Jose
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$12.18 ₡5,450
-72.66%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$57.9 ₡25.9K
-38.13%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$11.73 ₡5,252
-52.00%
Cappuccino
$2.82 Rp 49.7K
$4.43 ₡1,981
-36.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$2.66 ₡1,190
-34.21%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$1.84 ₡825
-56.52%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$3.23 ₡1,445
-5.88%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$4.44 ₡1,987
-3.15%
🛒 Groceries & Markets
Ubud, Bali
San Jose
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$2.43 ₡1,089
-33.74%
White Bread (500g)
$2.27 Rp 39.9K
$3.04 ₡1,359
-25.33%
Rice (white) (1kg)
$1.17 Rp 20.6K
$2.41 ₡1,080
-51.45%
Eggs
$2.17 Rp 38.2K
$3.50 ₡1,565
-38.00%
Local Cheese (1kg)
$17.63 Rp 310.5K
$10.86 ₡4,859
62.34%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$10.43 ₡4,670
-61.17%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$13.90 ₡6,221
-12.37%
Apples (1kg)
$3.62 Rp 63.7K
$5.23 ₡2,339
-30.78%
Banana (1kg)
$1.64 Rp 28.8K
$1.60 ₡715
2.50%
Oranges (1kg)
$2.31 Rp 40.6K
$4.64 ₡2,076
-50.22%
Tomato (1kg)
$1.96 Rp 34.5K
$3.79 ₡1,695
-48.28%
Potato (1kg)
$1.84 Rp 32.5K
$3.83 ₡1,712
-51.96%
Onion (1kg)
$2.37 Rp 41.7K
$3.72 ₡1,666
-36.29%
Lettuce (1 head)
$1.05 Rp 18.5K
$1.11 ₡497
-5.41%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$3.25 ₡1,454
-83.38%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$5.90 ₡2,639
-61.02%
Wine (Bottle)
$23.08 Rp 406.4K
$20.31 ₡9,092
13.64%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$2.91 ₡1,303
-19.59%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$3.65 ₡1,634
-15.89%
🚌 Getting Around
Ubud, Bali
San Jose
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$1.13 ₡504
-77.88%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$65.2 ₡29.2K
-85.55%
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$2.41 ₡1,079
-79.67%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$1.59 ₡711
-70.44%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$8.96 ₡4,008
-37.50%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.51 ₡677
-46.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$22.4K ₡10.0M
11.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$35.2K ₡15.7M
-11.65%
🧾 Monthly Utilities & Internet
Ubud, Bali
San Jose
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$95.7 ₡42.8K
-13.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$36.44 ₡16.3K
-82.19%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$62.6 ₡28.0K
-69.99%
🎉 Sport & Entertainment
Ubud, Bali
San Jose
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$71.8 ₡32.1K
-23.04%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
$24.98 ₡11.2K
-27.10%
Cinema Ticket
$4.30 Rp 75.7K
$8.33 ₡3,727
-48.38%
🧸 Childcare & Education
Ubud, Bali
San Jose
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$997 ₡446.3K
-50.45%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$17.1K ₡7.6M
-65.31%
👕👟 Clothing & Footwear
Ubud, Bali
San Jose
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$71.7 ₡32.1K
-35.45%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$56.8 ₡25.4K
-35.81%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$130 ₡58.0K
-37.72%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$131 ₡58.6K
-39.86%
🏠 Accommodation & Living
Ubud, Bali
San Jose
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$960 ₡429.8K
16.00%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$752 ₡336.7K
-7.84%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$1,892 ₡846.7K
92.33%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$1,312 ₡587.1K
30.54%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$2,270 ₡1.0M
21.59%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$1,797 ₡804.0K
27.61%
💵 Salaries & Financials
Ubud, Bali
San Jose
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
$1,033 ₡462.2K
-83.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.78
56.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for San Jose: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $960 in San Jose. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 518% higher in San Jose, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $58.0 in San Jose. Monthly groceries follow the same trend: $294 vs $403 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs San Jose: Cost of Living - Frequently Asked Questions
Is San Jose cheaper than Ubud, Bali?
Yes – San Jose is pricier by about 39%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $2,864 in San Jose. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in San Jose?
A mid-range dinner for two costs $36.00 in Ubud, Bali and $58.0 in San Jose. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in San Jose?
Monthly expenses with rent come to $1,378 in Ubud, Bali and $1,909 in San Jose. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in San Jose?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in San Jose at $1,909. In Ubud, Bali it covers expenses comfortably, while in San Jose it requires careful planning or may not stretch far enough.
Is Ubud, Bali or San Jose more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or San Jose?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Jose makes more sense. Both are solid long-term options with distinct trade-offs.

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