Cost of Living Comparison Between Ubud, Bali and San Jose del Monte Cost of Living Comparison Between Ubud, Bali and San Jose del Monte

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $705 in San Jose del Monte, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,083 in San Jose del Monte, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,461 in San Jose del Monte, rent included.

Ubud, Bali costs about 95% more than San Jose del Monte, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while San Jose del Monte is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.89 ₱244

-14.40%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$16.51 ₱1,035

116.96%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$2.76 ₱173

103.99%

Cappuccino

$2.82 Rp 49.7K

$1.87 ₱117

50.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.59 ₱37.09

196.61%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.34 ₱21.38

135.29%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.02 ₱64.1

198.04%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.64 ₱103

162.20%

Milk (1 liter)

$1.61 Rp 28.3K

$1.63 ₱102

-1.23%

White Bread (500g)

$2.27 Rp 39.9K

$1.11 ₱69.5

104.50%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.02 ₱63.7

14.71%

Eggs

$2.17 Rp 38.2K

$2.00 ₱125

8.50%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.25 ₱329

235.81%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.50 ₱220

15.71%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$6.81 ₱427

78.85%

Apples (1kg)

$3.62 Rp 63.7K

$2.26 ₱141

60.18%

Banana (1kg)

$1.64 Rp 28.8K

$1.55 ₱97.1

5.81%

Oranges (1kg)

$2.31 Rp 40.6K

$2.36 ₱148

-2.12%

Tomato (1kg)

$1.96 Rp 34.5K

$1.05 ₱65.6

86.67%

Potato (1kg)

$1.84 Rp 32.5K

$1.70 ₱107

8.24%

Onion (1kg)

$2.37 Rp 41.7K

$1.81 ₱113

30.94%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.63 ₱39.49

66.67%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.53 ₱33.03

1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.91 ₱183

-20.96%

Wine (Bottle)

$23.08 Rp 406.4K

$8.79 ₱551

162.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.97 ₱60.7

141.24%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.11 ₱132

45.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.27 ₱17.10

-7.41%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$11.34 ₱711

-16.93%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.83 ₱51.9

-40.96%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.23 ₱14.46

104.35%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.96 ₱123

185.71%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.16 ₱73.0

-30.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$21.1K ₱1.3M

18.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.2K ₱1.2M

61.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$126 ₱7,888

-34.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$15.27 ₱957

-57.50%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$23.90 ₱1,498

-21.38%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.49 ₱1,974

75.42%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$4.73 ₱296

284.99%

Cinema Ticket

$4.30 Rp 75.7K

$5.15 ₱323

-16.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$134 ₱8,380

269.69%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$9,002 ₱564.3K

-34.27%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$29.14 ₱1,826

58.82%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.99 ₱1,253

82.29%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$72.7 ₱4,557

11.02%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$55.7 ₱3,492

41.50%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$270 ₱16.9K

312.59%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$171 ₱10.7K

304.35%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$499 ₱31.3K

629.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$348 ₱21.8K

391.85%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,557 ₱160.3K

7.98%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,023 ₱64.1K

124.21%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for San Jose del Monte: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $270 in San Jose del Monte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $17.00 in San Jose del Monte. Monthly groceries follow the same trend: $294 vs $173 – making San Jose del Monte the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Jose del Monte: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 95% more than San Jose del Monte, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,057 in San Jose del Monte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose del Monte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 70% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $17.00 in San Jose del Monte. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in San Jose del Monte, where all-in costs run around $705, than in Ubud, Bali at $1,378. In San Jose del Monte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Jose del Monte costs $705 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Jose del Monte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.