Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and San Jose del Monte

For one person, living is cheaper in San Jose del Monte: $731 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
San Jose del Monte, Philippines
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
San Jose del Monte
🇵🇭 Philippines
$731
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Jose del Monte

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Jose del Monte actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $731 in San Jose del Monte, rent included.

  • Ubud, Bali $1,349
  • San Jose del Monte $731

A couple spends around $2,305 per month in Ubud, Bali vs $1,096 in San Jose del Monte, rent included.

  • Ubud, Bali $2,305
  • San Jose del Monte $1,096

A family of three spends $3,261 per month in Ubud, Bali vs $1,461 in San Jose del Monte, rent included.

  • Ubud, Bali $3,261
  • San Jose del Monte $1,461

Ubud, Bali costs about 85% more than San Jose del Monte, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
San Jose del Monte
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$3.94 ₱252
-15.74%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 647.8K
$16.34 ₱1,044
118.12%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$2.73 ₱174
102.56%
Cappuccino
$2.72 Rp 49.4K
$1.74 ₱111
56.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$0.56 ₱35.61
203.57%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$0.31 ₱19.71
145.16%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$0.94 ₱59.8
181.91%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.6K
$1.60 ₱102
173.75%
🛒 Groceries & Markets
Ubud, Bali
San Jose del Monte
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.64 ₱105
-9.15%
White Bread (500g)
$2.28 Rp 41.4K
$1.14 ₱72.8
100.00%
Rice (white) (1kg)
$1.19 Rp 21.6K
$0.94 ₱59.9
26.60%
Eggs
$2.04 Rp 37.0K
$2.02 ₱129
0.99%
Local Cheese (1kg)
$17.70 Rp 321.7K
$5.07 ₱324
249.11%
Chicken Fillets (1kg)
$3.96 Rp 72.0K
$3.28 ₱210
20.73%
Beef Round Steak (1kg)
$12.19 Rp 221.6K
$6.92 ₱442
76.16%
Apples (1kg)
$3.66 Rp 66.4K
$2.27 ₱145
61.23%
Banana (1kg)
$1.52 Rp 27.6K
$1.57 ₱100
-3.18%
Oranges (1kg)
$2.23 Rp 40.5K
$2.37 ₱152
-5.91%
Tomato (1kg)
$1.97 Rp 35.9K
$1.02 ₱64.9
93.14%
Potato (1kg)
$1.85 Rp 33.6K
$1.70 ₱109
8.82%
Onion (1kg)
$2.42 Rp 44.1K
$1.69 ₱108
43.20%
Lettuce (1 head)
$0.99 Rp 18.0K
$0.65 ₱41.24
52.31%
Water (1.5 liter bottle)
$0.51 Rp 9,332
$0.48 ₱30.52
6.25%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$2.86 ₱183
-22.38%
Wine (Bottle)
$22.24 Rp 404.2K
$8.81 ₱563
152.44%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$0.94 ₱60.1
140.43%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$1.96 ₱126
51.53%
🚌 Getting Around
Ubud, Bali
San Jose del Monte
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,562
$0.21 ₱13.69
19.05%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.2K
$12.48 ₱797
-37.34%
Taxi Start (Normal Tariff)
$0.44 Rp 7,989
$0.75 ₱48.17
-41.33%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,817
$0.23 ₱14.73
86.96%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.3K
$1.91 ₱122
183.25%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.22 ₱78.2
-32.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.3M
$20.9K ₱1.3M
14.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.0M
$18.7K ₱1.2M
69.86%
🧾 Monthly Utilities & Internet
Ubud, Bali
San Jose del Monte
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$122 ₱7,788
-35.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$15.32 ₱979
-57.90%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.7K
$23.05 ₱1,472
-19.39%
🎉 Sport & Entertainment
Ubud, Bali
San Jose del Monte
Difference
Gym Membership (Monthly)
$49.48 Rp 899.4K
$35.72 ₱2,282
38.52%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.8K
$5.50 ₱351
220.91%
Cinema Ticket
$4.27 Rp 77.7K
$5.22 ₱334
-18.20%
🧸 Childcare & Education
Ubud, Bali
San Jose del Monte
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$129 ₱8,244
280.18%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.1M
$8,762 ₱559.8K
-35.24%
👕👟 Clothing & Footwear
Ubud, Bali
San Jose del Monte
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.4K
$28.74 ₱1,836
55.32%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.3K
$18.98 ₱1,213
84.14%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$70.5 ₱4,502
13.40%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$53.7 ₱3,428
48.03%
🏠 Accommodation & Living
Ubud, Bali
San Jose del Monte
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$230 ₱14.7K
388.09%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$189 ₱12.1K
254.91%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$437 ₱27.9K
715.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$361 ₱23.1K
376.77%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
$2,325 ₱148.6K
17.47%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$1,217 ₱77.8K
87.68%
💵 Salaries & Financials
Ubud, Bali
San Jose del Monte
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.75
104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for San Jose del Monte: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
San Jose del Monte
$189 71.8% $482
Groceries & Markets
Ubud, Bali
$288
San Jose del Monte
$170 40.9% $118
Eating Out
Ubud, Bali
$108
San Jose del Monte
$72 33.2% $36
Clothing & Footwear
Ubud, Bali
$108
San Jose del Monte
$77 28.1% $30
Monthly Utilities & Internet
Ubud, Bali
$104
San Jose del Monte
$160 54% $56
Sport & Entertainment
Ubud, Bali
$58
San Jose del Monte
$46 20.4% $12
Getting Around
Ubud, Bali
$11
San Jose del Monte
$15 33.5% $3.8

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $230 in San Jose del Monte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $16 in San Jose del Monte. Monthly groceries follow the same trend: $288 vs $170 – making San Jose del Monte the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇵🇭 San Jose del Monte
🕒 Local time
07:03 7:03 AM
07:03 7:03 AM
Same time as Ubud, Bali
🌤 Weather
👥 Population
74,800
651,813
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Ubud, Bali San Jose del Monte 2,670 km ≈ 3 h 45 min nonstop flight
From you
  • Ubud, Bali
  • San Jose del Monte

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs San Jose del Monte: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or San Jose del Monte?
Ubud, Bali costs about 85% more than San Jose del Monte, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in San Jose del Monte?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,096 in San Jose del Monte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or San Jose del Monte?
Rent is clearly cheaper in San Jose del Monte, especially for central apartments: a one-bedroom in the center costs $230 there versus $1,125 in Ubud, Bali.
Are groceries more expensive in Ubud, Bali or in San Jose del Monte?
Groceries cost about 69% more in Ubud, Bali, though the gap depends on what you buy.
How do dining costs compare in Ubud, Bali and in San Jose del Monte?
A mid-range dinner for two costs $36 in Ubud, Bali and $16 in San Jose del Monte. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is better for families?
Families tend to lean toward San Jose del Monte – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Ubud, Bali vs other spots: cost of living compared

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